7 Cash Back Apps Like Fetch Rewards in Canada

Photo of author

by Enoch Omololu


Advertiser Disclosure

Earning cash back when you shop for groceries and other items feels like getting free cash, since you are saving money you would otherwise have spent.

This is where apps like Fetch Rewards come into play.

They make it easy to get discounts when you shop online or in the store without having to manually clip coupons.

Many of these cash back apps automatically credit your earnings to your account, and you can redeem via PayPal, gift cards, or just spend the cash when next you go shopping.

Read on to learn about the best Fetch Rewards alternatives in Canada.

Is Fetch Rewards Available in Canada?

No, the Fetch Rewards app is not available in Canada.

While it is considered as one of the best cash back apps for earning gift cards in the United States, it is not in Canada.

Best Apps Like Fetch Rewards

Fetch Rewards pays you when you shop offers at your favourite retailers and upload your receipt to the app.

You earn points and can redeem them for free gift cards, including Amazon, Best Buy, Home Depot, etc.

Free cash back apps that pay you when you shop, or upload grocery receipts are listed below:

7 Cash Back Apps Like Fetch Rewards in Canada

1. Rakuten

Rakuten is my top choice if you are looking to earn cash back while shopping online.

The platform has partnerships with over 750 retailers and when you place orders via Rakuten, your cash back earnings are automatically credited to your account – no need to upload receipts.

Cash back offers vary depending on the store and can be as high as 30% in some cases.

Redeeming earnings: You can cash out stating at $5.01 using PayPal or a cheque in the mail.

Offer: Rakuten is offering a $30 cash back bonus when you open an account and make your first purchase worth $30 or more.

You can also learn more in this Rakuten review.



$30 sign-up bonus

Earn up to 40% cashback

Features 2,500 stores and retailers

Redeem earnings by PayPal & check


The top cash back app in Canada right now is the KOHO app and its free prepaid Mastercard.

When you make any purchase using KOHO, you get a 0.50% cash back. And at select retailers, the cash back offers are up to 5%.

This free prepaid card also comes with a budgeting app and includes:

  • Access to automatic savings and 1.20% savings interest on your balance when you set up a direct deposit.
  • Access to $100 from your paycheque 3 days early

For even higher earning rates, you can upgrade to KOHO Premium.

Redeeming earnings: Cash back is automatically added to your balance. You can use it to pay for things or withdraw to your bank account.

Offer: Our readers get a $20 bonus when they open a new KOHO account and complete at least one purchase using the card (use our referral code CASHBACK during sign-up).

KOHO Mastercard Prepaid Card

KOHO Mastercard Prepaid Card 2

$20 sign up bonus after first purchase (use promo code CASHBACK during signup)

Earn unlimited 0.5% to 2% cash back

1.20% savings interest on your balance

Unlimited Interac e-Transfers

Formerly known as KOHO Visa Prepaid

3. Ampli

Ampli is one of the best cash back apps for shopping in Canada. It is owned by the Royal Bank of Canada.

After connecting your debit or credit card to the app, you earn rewards when you shop at the retail stores featured on the platform.

Both online and in-store purchases qualify, and the good thing is that, unlike Fetch Rewards, you don’t need to keep track of offers manually. It is done automatically.

Redeeming earnings: Easily cash out using Interac e-Transfer starting at $15.

Offer: Our readers get a $5 bonus here when they open an account and link an eligible card. Enter the promo code “AMPLI5” if prompted.


ampli logo

$5 sign-up bonus with AMPLI5

Earn cash back at various retailers

Cashback app powered by RBC

Redeem earnings via Interac e-Transfer

4. Drop

Drop is a cash back app like Fetch Rewards, and it is available in both Canada and the United States.

After connecting your payment card, cash back earnings at participating retailers are tracked and credited to your account.

Cash back offers vary depending on retailers and where you routinely shop. This app also pays you to answer surveys, watch videos, and play arcade games.

Redeeming earnings: Cash out your points for gift cards starting at $25.

Offer: Get a $5 bonus when you sign up and link your card.

Learn more in this Drop review.

5. Checkout 51

Like Fetch Rewards, Checkout 51 involves uploading your purchase receipts and earning points.

This platform has new offers every week for groceries and gas. After redeeming an offer, you take a photo of your receipt and upload it on the app.

Cash back earned is then credited to your account.

Redeeming earnings: Cash out via cheque when your balance reaches $20.

Learn more in this Checkout 51 review.

6. Caddle

 Caddle is like Checkout 51 and Fetch Rewards.

Each week, you receive new offers and discounts for grocery items and gas.

After you make a purchase, upload your receipts on the app, and the cash back earned is credited to your account.

Caddle also pays its users to answer short surveys from brands, and watch video advertisements.

Redeeming earnings: You can cash out via cheque when your balance reaches $20 or more.

Offer: Get a $1 bonus when you open a Caddle account and complete at least one task.

Learn more in this Caddle review.

7. Swagbucks

Swagbucks is a rewards platform that pays its members to complete a variety of tasks.

These include shopping offers online, completing surveys, watching ads, and more.

When you visit your preferred retailers via Swagbucks’s website, you earn cash back rewards.

Redeeming earnings: Connect your Swagbucks points to gift cards or cash through PayPal. The minimum redemption amount is $3.

Offer: Get a $5 bonus when you open an account and complete the profile surveys.

You can also learn more about how it works in this review.

Conclusion: Apps Like Fetch Rewards

You can easily cut your grocery bill by a small percentage when you use one or more of the best cash back apps on this list.

For everyday purchases, my top Fetch Rewards alternative is KOHO.

For online purchases, Rakuten is great.

Depending on where you normally shop, Drop, Ampli, Checkout 51, Caddle, and Swagbucks may also come in handy.

7 Cash Back Apps Like Fetch Rewards in Canada

Best Money Saving Offers this month

Get one of the highest savings interest rates in Canada at *3.00%*

Earn a high 3.00% interest rate on your deposits.

No monthly fees or minimum balance is required.

Promo interest is available until October 31, 2022.

Easily open a free chequing account and get a $350 bonus.

Best no-fee cash back credit card with a $100 welcome bonus

Earn 2% unlimited cashback in three categories of spending.

Get a $100 sign-up bonus on $1,000 spending in the first 2 months.

0.50% cashback on all other purchases and no annual fee.

Only requires a $12,000 income and 600+ credit score.

This free card offers cashback on debit purchases ($20 bonus)

Best prepaid card in Canada.

Earn 0.50% cash back on all purchases and up to 10% at select partners.

Save automatically and earn 1.20% interest on your cash balance.

$20 bonus after making your first purchase (use CASHBACK referral code during signup).

Get the "Canadian Cashback App" for free and $5 bonus

Earn real cash back when you shop at popular retailers.

No need to upload receipts; get paid by Interac e-Transfer.

Top cashback app owned by RBC and $5 sign-up bonus (AMPLI5).

Over $2 million has been paid in cashback and prizes.

Get paid to shop online using Rakuten with $30 cash bonus

Earn cashback on purchases at 750+ stores.

Up to 30% cashback discounts are available daily.

Redeem cash rewards by PayPal or cheque.

Get a $30 bonus after your first purchase of $30 or more.

Retirement 101 eBook - 3D


Photo of author
Enoch Omololu

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch has a passion for helping others win with their personal finances and has been writing about money matters for over a decade. He has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, Financial Post, Toronto Star, CTV News, Canadian Securities Exchange, Credit Canada, National Post, CIBC, and many other personal finance publications.

His top investment tools include Wealthsimple and Questrade. He earns cash back on purchases using KOHO, monitors his credit score for free using Borrowell, and earns interest on savings through EQ Bank.

Leave a comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.