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75 Best Senior Discounts in Canada in 2024

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Senior discounts in Canada can help you save money on everyday expenses whether you are 55, 60, or 65 years and older.

Older Canadians have competing priorities when it comes to their finances, and pension benefits like the Old Age Security and CPP may not be nearly enough.

Thankfully, there are ways to save on your restaurant, pharmacy, travel, entertainment, grocery, and retail store purchases.

The list of the best senior discounts in Canada is worth bookmarking so you can revisit them when needed.

What Are Senior Discounts?

Senior discounts are exclusive discounts and perks offered to individuals over a specific age.

The age that qualifies as ‘senior’ varies with different companies. Some consider you a senior citizen starting at age 55 or 60, while others offer these discounts starting at the traditional retirement age of 65.

If you are not sure whether you qualify, just ask.

A good number of discounts for Canadian seniors are tied to a CARP (Canadian Association of Retired Persons) membership. You can become a member starting at age 50 for a $19.95 annual fee.

Restaurant Discounts for Seniors in Canada

From fast food to coffee and more, these restaurants offer senior discounts worth checking out.

IHOP: IHOP offers a 55+ menu for seniors with reduced prices on several breakfast, lunch, and dinner options.

Denny’s: Get 15% off your meal every Thursday between 2pm and 10pm. Available to 55+ seniors only. Denny’s also has a 55+ menu with reduced prices.

Humpty’s Restaurant: Seniors 60+ can join the Emerald Diner Club and get a 10% discount on all food and beverage purchases at Humpty’s 45 restaurants across Western Canada.

Salisbury House: Has a “Silver” menu for seniors aged 55 and up. Based in Winnipeg and Steinbach (Manitoba).

Tim Hortons: Some Tim Hortons locations offer a 10% discount. Confirm before placing an order.

McDonald’s: Seniors 55+ can get 20% off their coffee orders at select locations. Policies vary by location, as many McDonald’s restaurants are owned by franchisees who may offer their own promotions.

Mandarin Restaurant: Seniors 65+ receive 20% off buffet orders at this Ontario restaurant. You will need a valid photo ID. They also offer birthday freebies.

Subway: Seniors aged 60+ can get a 10% discount at some Subway locations.

The Pantry: The restaurant has Senior’s Day every Monday where guests 60 years and older can enjoy 50% off “any savoury entree” from their Breakfast, Lunch, and Dinner Prime Timer menu. Need to check in-store to confirm if the offer is available in a particular store as it is not offered in all locations.

Golden Griddle: Seniors 55 and over get a 10% discount off any menu selection every day. This discount does not apply to alcoholic beverage orders.

Smitty’s: Smitty’s Senior’s Club has been replaced by MySmitty’s Rewards. You earn double the points on the first Tuesday of every month if you are over 65.

Grocery Store Discounts for Seniors in Canada

Seniors can cut their grocery bills when shopping at these stores. Combine these store discounts with a cashback or coupon app, and your monthly savings can become significant.

M&M Food Market: Seniors 60 years or older get a 10% discount on all regular-priced items. Gift cards are excluded.

Bulk Barn: Seniors 65+ save 10% every Wednesday. ID is required.

Sobey’s: Get 10% off your groceries on the first Tuesday of the month, which is tagged “Customer Appreciation Day.” This offer also applies at some Safeway locations every 3rd Wednesday.

Amaranth Foods: Seniors (65+) get 10% off on Tuesdays at Amaranth locations in Calgary and St. Albert. It is also known as “Senior’s Tuesdays.”

Nature’s Fare Markets: Nature’s Fare has a Senior’s Day on Wednesdays and Thursdays when those aged 60 and up get 5% off.

Liquor Depot: Seniors over 65 get 5% off their purchases on Tuesdays. Available in Alberta and B.C.

Community Natural Foods (Calgary): This Calgary grocer offers a 5% discount to customers who are 65 years and older. A valid ID is required.

Pharmacy Discounts for Canadian Seniors

Save on pharmacy prescriptions at the following drugstores that offer discounts to seniors in Canada.

Shoppers Drug Mart: Shoppers Drug Mart offers a 20% discount to seniors 65+ every Thursday when you use your PC Optimum Card. On select Thursdays, they also host a Super Seniors Day where customers can earn a $10 Savings Card or 10,000 PC Optimum points. Some items are excluded, including lottery tickets, gift cards, tobacco, and alcohol.

Lawtons Drugs: Lawton Drugs has a 55+ Appreciation Day on most Wednesdays when seniors who are 55 years of age and older save 20% on many products.

Rexall Pharmacy: Rexall’s Advantage 55+ program offers a 20% discount on the last Tuesday of the month to customers aged 55 and older.

Pharmasave: Seniors who are 55+ get a 15% discount on the first Wednesday of every month to celebrate Senior’s Day.

Retail Store Discounts for Seniors

Seniors over age 55 can save money through discounts and promotions at several retail stores. Where applicable, you can increase your returns by also using an appropriate store credit card or loyalty program.

Hudson’s Bay: Hudson’s Bay offers a Timeless Style Tuesday discount on the first Tuesday of the month to seniors aged 55 or older. You can also get special discounts by registering for the HBC Rewards Program.

Value Village: Get a 30% discount on your order every Tuesday at participating Value Village stores.

Goodwill: Goodwill community stores at several locations in Ontario and Alberta offer a Senior Day when seniors aged 55+ get a 25% discount on the second Monday of each month.

Salvation Army Thrift Store: Seniors who are 60 years and older get 10% off at participating Salvation Army stores.

Michael’s: Michael’s has a 10% senior discount for individuals who are 55 years or older.

Global Pet Foods: Global Pet Foods offers a 15% discount on in-store purchases on the last Tuesday of every month. This discount is available to seniors who are 60+.

There are multiple participating stores in Ontario, New Brunswick, Nova Scotia, Alberta, Newfoundland, Prince Edward Island, Manitoba, and British Columbia.

Canadiana Flowers: Seniors who are members of CARP get 15% off flowers and gift baskets from Canadiana Flowers.

Pet Valu: Save 10% on Senior’s Day (last Thursday of every month) if you are at least 60 years old.

Best Senior Discounts in Canada

Banking Discounts for Canadian Seniors

Confirm with your bank what they offer as seniors discounts so you can save on chequing account fees.

Here are some of the best bank accounts for seniors.

CIBC: The CIBC Smart for Senior Program is available to seniors starting at age 65. You get discounts off your chequing account, free bank drafts and money orders, and a $5 discount on the annual rental fee for a safety deposit box.

BMO: Seniors aged 60 and older can get a free BMO Practical Plan Chequing account or a $4 discount on all other BMO chequing plans.

RBC: RBC’s Day to Day Banking is offered to seniors aged 65 or older without a monthly fee. You get 12 free debit transactions each month.

Scotiabank: Seniors 60 and older can apply for a free Basic Bank Account chequing plan with 12 free monthly transactions. They also get a $4 discount off other Scotiabank Chequing accounts.

TD: TD’s Minimum Chequing Account is free for seniors aged 60 and older who are recipients of the Guaranteed Income Supplement (GIS). It normally costs $3.95/month.

Canadian Western Bank: Get the Gold Leaf PLUS Account for a $0 monthly fee when you turn 57. It includes unlimited transactions, a $15 discount on safety deposit box rentals, and complimentary cheques.

Meridian Credit Union: Meridian’s Senior Chequing account is available to those aged 60+ in Ontario. It offers unlimited free transactions, 1 free cheque order per year, 4 free bank drafts per month, and free certified cheques.

Steinbach Credit Union: Seniors who are 60+ in Manitoba can get a free chequing with Steinbach Credit Union. The ‘Golden Chequing’ offers unlimited transactions, one free order of personalized cheques every year, and a discount on safety deposit box rentals.

Servus Credit Union: Its Senior Unlimited chequing account is available to seniors from age 60. This account has no monthly fees and includes unlimited transactions, 100 free cheques per year, 5 free overdrafts, and a $10 discount on safety deposit boxes. Check their website for applicable service fees.

ATB Financial: ATB Financial in Alberta offers a Freedom Account for seniors starting at age 59. This account has no monthly fees and includes unlimited transactions, free personalized cheques, and more.

Travel and Transportation Discounts for Seniors

Seniors can benefit from these discounts when travelling by road (bus), rail (train), or air.

BC Ferries: Seniors aged 65 and older in BC can travel for free on Monday to Thursday on select routes. You must show a valid ID, and the discounts don’t apply during statutory holidays.

Via Rail: Via Rail gives Seniors who are 60+ a 10% senior discount. If you are a CAA member, you receive an extra 10% off.

BC BusPass Program: Eligible seniors who are 60+ get a reduced-cost bus pass.

OC Transpo: Seniors 65+ get a senior discount on the presto card, plus free travel on Wednesdays and Sundays on most routes.

Halifax Transit: Seniors aged 65 and older get discounted passes on Halifax Transit, plus free travel on Tuesdays (10am-3:30pm, and after 6pm).

GO Transit: If you are 65 years and older, you can save 55% on GO Transit using your PRESTO card.

Winnipeg Transit: Senior citizens who are 65 and older qualify for reduced fares on Winnipeg Transit with 50% savings on peggo e-passes.

Calgary Transit: If you are 65 or older, you can save on t-fare in Calgary using a discounted Senior Yearly Pass with unlimited access to Calgary Transit services. Low-income seniors save more than 80% on the regular rate with a “Low Income Seniors Yearly Pass”.

Metrobus: Free Bus Pass for unlimited use is available to seniors 65+ who are residing in St. John, Mount Pearl or Paradise, provided that they are receiving the Guaranteed Income Supplement (GIS) program of the government. A GIS letter and a photo ID or two (2) pieces of government-issued IDs are required to confirm your eligibility.

CheapOAir: Seniors get discounts when travelling via CheapOair.ca domestically and internationally. Call to confirm what is available.

Amtrak: Seniors aged 60 and older can get a 10% discount on cross-border travel operated jointly by Amtrak and VIA Rail Canada.

Cruise Lines: Seniors from age 55 get special discounts on select cruises with Royal Caribbean and Carnival.

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Entertainment Discounts for Seniors in Canada

Numerous discounts are available to Canadian seniors at the many parks, museums, art galleries, cultural, entertainment, and recreational venues across the country.

Canadian Museum for Human Rights: Seniors who are 65+ get a discounted ticket to visit. ID is required. Located in Winnipeg.

Canadian Museum of Nature: Seniors aged 65 and older get discounted tickets ($15) to the Canadian Museum of Nature. The regular fee is $17 for adults.

Canadian Museum of History: Seniors get a $2 discount off the regular adult ticket which costs $20.

Royal Ontario Museum: Senior citizens save $5 off the entry fee and pay $18 compared to the regular $23 for adult admissions.

Canadian War Museum: Seniors aged 65 and over can enjoy a 20% discount on the Individual Membership rate.

Vancouver Art Gallery: The Vancouver Art Gallery provides free admission with a donation to all seniors who are 65 years and older on the first Monday of every month (10am-1pm). Seniors can also save on membership fees.

Toronto Zoo: Seniors 65 and over get deep discounts on membership fees at the Toronto Zoo. You can apply as an individual or a couple.

Hockey Hall of Fame: A discounted admission rate is available to seniors aged 65 and older.

Parks Canada: Seniors 65 and older save on the annual Discovery Pass as well as on single location passes.

The Canadian Canoe Museum: Seniors save on membership fees at this museum.

Winnipeg Art Gallery: The admission fee is discounted from $18 to $15 for seniors who are 65 and older.

Royal Canadian Mint: Every Canadian coin in circulation was produced at this location. Seniors get a slight discount from $8 to $7.

Jurassic Forest: Seniors 60 and older get a $3 discount on daily admission passes.

Cineplex: Seniors aged 65 and older get a discount on general admission tickets at participating Cineplex Odeon, Galaxy, Scotiabank Theatre, and SilverCity Cinemas.

Landmark Cinemas: Seniors 65+ get 20% off admission prices and concession purchases every Monday.

Hotel Discounts for Canadian Seniors

When booking hotel stays, always remember to check for applicable seniors discounts.

Choice Hotels: Choice Hotels offers travellers over 60 up to a 10% discount. If you are a CARP member, you get up to 20% off room rates.

Wyndham Hotels: Guests 60 years and older get a special senior rate (up to 10% off) at participating Wyndham hotels, including Days Inn, Ramada, and Travelodge.

Hilton: CARP members can save up to 15% at Hilton-branded hotels, including Embassy Suites, Hampton, Hilton Garden Inn, and DoubleTree.

Sandman Hotel Group: Seniors 55+ can save up to 40% off Sandman or Sandman Signature Hotel’s standard rate. Eligible guests will also receive a $10 on-site restaurant gift card.

Best Western: Guests who are 55+ save up to 15% on room rates at Best Western Hotels and Resorts.

InterContinental Hotel Group: All IHG offer discounts to seniors from age 62. You can confirm the rate by calling 1-877-424-2449.

Fairmont: Seniors get up to a 25% discount at Fairmont Hotels. CARP members can also get one (1) complimentary night and a $25 meal or spa credit at participating locations.

Car Rental Discounts for Seniors

Renting a car? You could save up to 30% as a senior.

Avis: Save up to 25% on your rental car as a CARP member.

Budget: Seniors with a CARP membership get up to 25% off Budget car rentals in North America.

Thrifty: Renters who are 50 years or older get a 5% discount via Thrifty’s Silver Club program.

Hertz: Hertz has a Fifty Plus program that offers travellers from age 50 and over savings of up to 20% off base car rental rates.

Senior Discounts in Canada

We have covered more than 75 senior discounts available in Canada. From retail stores to grocery and entertainment purchases, there is a discount for you starting on your 50th birthday.

When you visit any store or establishment, feel free to ask if they offer senior discounts, and always come prepared with your ID.

Here are some other freebies and resources worth checking out:

If there are any senior discounts missing from this list, please leave them in the comments below.

Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

About Savvy New Canadians

Savvy New Canadians is one of Canada's top personal finance platforms. Millions of Canadians use our site each year to learn how to save for retirement, invest smartly, maximize rewards, and earn extra cash. We have been featured in prominent finance media, including Forbes, Globe and Mail, Business Insider, CBC, MSN, Wealthsimple, and TD Direct Investing. Learn more about Savvy New Canadians.

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13 thoughts on “75 Best Senior Discounts in Canada in 2024”

  1. Gravatar for Eleanor Wagner

    Not all “seniors’ discounts” can be applied simply because one is of a certain age. The Michaels craft stores, for example, require that you are a member of their Michaels club before they will allow a discount for seniors. Since I am not willing to give them my email address, they will not grant me their seniors’ discount, even though I qualify by age. I believe (but am not certain) that Shoppers Drug Mart enforces that same rule. If you do not have an Optimum card, simply being old enough does not qualify one for a seniors’ discount. This is an underhanded method of getting our personal information and they should not be allowed to call it a “seniors’ discount!”

  2. Gravatar for Lori

    Hi,

    I have set up an email account for this purpose. I do not give them my email address that I use on a regular basis, therefore they are not actually getting my personal information.

    An example would be [email protected]

    • Gravatar for Enoch Omololu

      @Lori: Great idea…that way you won’t have your other personal inboxes full of offers/promos and miss out on important stuff.

  3. Gravatar for Ava

    What discount do you have for senior for fuel??

  4. Gravatar for Debbie Browne

    Red Apple stores have a seniors day the 1st Wednesday of the month 60+, 30% off fashion and footwear and 20% off everything else.

    • Gravatar for Enoch Omololu, MSc (Econ)

      @Debbie: Thanks for this addition.

  5. Gravatar for David

    HSBC give seniors a fee free checking account.

  6. Gravatar for Nancy Robertson

    I am so taken back when I read the discounts being given to seniors. And the places that are giving these discounts, like Tim hortons, etc as I do not go to most of these places. I am working extremely hard to look after my health and do not go to fast food places! For low income seniors the bank charges, dental, and prescription costs should be no charge or very little of a charge!
    I am only on one medication and that is the natural thyroid and each month I am charged approx. $60.00 and why is this because the Ford government D listed this and I have been on thyroid medication since the eighties and further more it works much better than the synthroid! On most people!
    No, as a senior I am disgusted with what crumbs we are given as we age, it is disgraceful for Canada to treat their seniors as they are because we should be treated like Gold in the later years!

  7. Gravatar for Sandra Bolduc

    Never saw any discounts for seniors in Quebec, where would I go to find these discounts?

    • Gravatar for Enoch Omololu, MSc (Econ)

      @Blair: Thanks for catching this.

  8. Gravatar for Don J Holley

    Are you telling me I can’t sign up for updates without leaving a comment? Why won’t this site allow me to sign up for updates?

    • Gravatar for Enoch Omololu, MSc (Econ)

      @Don: There is a direct sign up button in the menu and footer. I think you were attempting to use the option provided for those commenting to make it easy for them to sign up at the same time when submitting comments.

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