How To Save For Retirement in Canada
While there are government plans that provide income to seniors in Canada, saving for retirement is a must if you plan on living comfortably and ticking off all that ‘stuff’ on your bucket list....
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Retirement Planning
5 Reasons To Delay Taking CPP Until Age 70
I have previously written about reasons to take CPP early at age 60. In this post, I cover some reasons why you may want to delay taking CPP until age 70 instead of the standard 65 years. Obviously,...
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Retirement Planning in Canada: A Complete Guide
Retirement planning is not something you do overnight. It takes a lot more effort and time and requires you to answer all-important questions including how much money you need to retire and at what...
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10 Financial Steps To Take Before You Retire (Pre-Retirement Checklist)
Planning and organizing your retirement is one of the most rewarding tasks you can do for yourself. Starting early and not waiting until your last day on the job, ensuring you have the required...
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Understanding the Canada Pension Plan
The Canada Pension Plan (CPP) is a retirement pension benefit paid out by the Federal Government to eligible individuals or their families. The amount received is based on what you have contributed...
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CPP vs. OAS: How Do They Compare?
As older Canadians near retirement, an understanding of pensions and other retirement benefits become very important. Retirees are often interested to know the differences between CPP and the Old...
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Understanding the Old Age Security (OAS) Pension
The Old Age Security (OAS) pension is one of the three main pillars of Canada’s retirement income system. The two other pillars are the Canada Pension Plan (CPP) and Employment Pension...
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Everything You Need To Know About RRSPs
The RRSP which in full reads as “Registered Retirement Savings Plan” is a sheltered account provided by the government to Canadians to help them save for retirement. The RRSP account has...
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RRSP Season 2021 – Contribution Deadline of March 1, 2021
It’s that time of the year again when you get around 60 days to catch up on your RRSP contributions for the previous year. An RRSP account keeps your investments tax-sheltered (until withdrawal) and...
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What Happens To Your OAS and CPP Pension If You Retire Abroad?
What happens to your pension benefits if you decide to relocate or retire outside of Canada? The reality is that an increasing number of Canadians are choosing warmer climes and destinations with a...
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