Our Disclosure

The content on this website includes links to our partners and we may receive compensation when you sign up, at no cost to you. This may impact which products or services we write about and where and how they appear on the site. It does not affect the objectivity of our evaluations or reviews. Read our disclosure.

Canadian Bank Institution Numbers in May 2024

Updated:

Fact Checked

When expecting money via a direct deposit or wire transfer, you need to provide your bank’s institution number, transit number, and account number to the sender to avoid problems or delays.

Canadian bank institution numbers are made up of 3 digits (also known as bank codes), and this code is the same for all branches of the bank, credit union, loan, or trust company.

For example, the institution number for TD Canada Trust is 004.

Regardless of your province of residence or the TD branch where your bank account is located, this unique 3-digit number stays the same.

You can confirm your bank’s institution number by speaking to a teller or by calling customer service.

If you have a cheque from the bank, the financial institution number is located at the bottom (see sample cheque below).

td cheque sample
Source: TD Bank

The two other numbers you need to complete wire transfers, i.e. transit number and account number are also included on cheques.

When you combine the transit number and financial institution number, you get the “routing number” used to facilitate various payments.

List of Canadian Bank Institution Numbers

The financial institution numbers for Canada’s five biggest banks are:

The table below lists institution numbers for banks, credit unions, trust and loan companies in alphabetical order.

Financial InstitutionInstitution Number
Airline Financial Credit Union Limited830
ATB Financial219
All Trans Financial Services Credit Union Limited810
Alterna Savings and Credit Union842
Amex Bank of Canada303
Atlantic Central839
B2B Bank618
Bank of America, National Association241
Bank of Canada177
Bank of China (Canada)308
Bank of Tokyo-Mitsubishi UFJ (Canada)245
Bank West342
Barclay’s Bank PLC, Canada Branch360
BNP Paribas250
Bridgewater Bank347
La Caisse Centrale Desjardins Du Québec815
Caisse populaire Alliance Limitée890
Canadian Tire Bank338
Canadian Western Bank030
Capital One Bank (Canada Branch)323
Central 1 Credit Union British Columbia809
Central 1 Credit Union Ontario828
CIBC Trust Corporation548
Citibank Canada260
Citibank N.A.328
Citizens Bank of Canada309
Coast Capital Savings Federal Credit Union382
Comerica Bank330
Communication Technologies Credit Union Limited807
Community Trust Company507
Concentra Financial Services Association853
Credit Union Central Alberta Limited899
Credit Union Central of Manitoba Limited879
Credit Union Central of Saskatchewan889
CS Alterna Bank608
CTBC Bank of Canada315
Deutsche Bank AG265
DirectCash Bank352
Dundalk District Credit Union Limited828
Effort Trust Company532
Edward Jones701
Fifth Third Bank, National Association345
First Commercial Bank332
First Nations Bank of Canada310
Caisse populaire acadienne ltée (NB)865
La FéCaisse Desjardins Ontario Credit Union Inc.829
Caisse Populaire Group Financier Ltée (MB)819
General Bank of Canada344
Golden Horseshoe Credit Union Limited854
Habib Canadian Bank321
Haventree Bank381
HomeEquity Bank358
Home Trust Company627
HSBC Bank Canada016
HSBC Mortgage Corporation (Canada)604
ICICI Bank Canada340
Industrial Alliance Trust Inc.625
Industrial and Commercial Bank of China (Canada)307
Investors Group Trust Co. Ltd.536
J.P. Morgan Bank Canada314
JPMorgan Chase Bank National Association270
Korea Exchange Bank of Canada275
Laurentian Bank of Canada039
Laurentian Trust of Canada Inc.522
M&T Bank357
Manulife Bank of Canada540
Manulife Trust Company626
Mega International Commercial Bank (Canada)269
Meridian Credit Union837
Mizuho Corporate Bank Ltd. Canada Branch277
Montreal Trust Company of Canada550
Motus Bank374
National Bank of Canada006
National Trust Company590
Ontario Civil Service Credit Union Limited846
Peace Hills Trust Company568
Peoples Trust Company621
President’s Choice Bank320
Rabobank Nederland322
Royal Bank Mortgage Corporation592
Royal Bank of Canada003
Royal Trust Corporation of Canada580
SBI Canada Bank294
Scotia Mortgage Corporation606
Shinhan Bank Canada355
Société Générale (Canada Branch)292
Société Générale (Canada Branch) Ontario346
State Street327
Sumitomo Mitsui Banking Corporation of Canada301
Sun Life Financial Trust Inc.551
Tangerine Bank614
TD Mortgage Corporation597
TD Pacific Mortgage Corporation603
The Bank of New York Mellon242
The Bank of Nova Scotia002
The Canada Trust Company509
The Equitable Trust Company623
The Northern Trust Company Canada Branch349
The Toronto-Dominion Bank004
U.S. Bank National Association318
UBS AG Canada Branch339
UBS Bank (Canada)290
United Overseas Bank Limited335
Vancity Community Investment Bank309
VersaBank334
Wealth One Bank of Canada370
Wells Fargo Bank, National Association, Canadian Branch362

Transit Number: Is five digits and identifies the specific branch where your account is domiciled. It is also referred to as the branch number.

The combination of a transit number and financial institution number makes up the “routing numbers” that are maintained by Payments Canada.

Account Number: This is the 7-12 digits number that refers to your individual bank accounts, including chequing, savings, and loan accounts.

If you don’t have a chequebook, you can download a pre-filled Direct Deposit form from your online banking portal with all the relevant bank numbers:

  • Transit number
  • Institution number
  • Account number
cibc direct deposit form
Source: CIBC

You can use this form to set up payroll deposits or provide it to a lender or business looking to set up an electronic funds transfer.

Related

Top Banking Offers for May

Stop paying monthly fees with a free chequing account + $400 bonus

Get $400 cash bonus when you direct deposit $100 for three months.

Unlimited debits, online bill payments and Interac e-Transfer transactions.

No monthly account or transaction fees.

Get a high interest rate on your savings (6.00% interest rate offer).

Get the TOP spending and savings account with 5% rewards and $20 bonus

Instant approval and a $20 welcome bonus when you make your first purchase.

Earn up to 5% unlimited cashback on purchases while paying no fees!*

Earn 5.00% interest on your entire account balance.

Free debits, e-Transfers, bill payments, budgeting app, and access to credit building.

Earn a regular 4.00% interest on your savings account

Earn up to 4.00% interest on every dollar when you set up a direct deposit.

Free access to a hybrid account with unlimited transactions & e-transfers.

Access to a prepaid card that pays 0.5% cashback on all purchases.

No monthly or annual account fees; free ATMs in Canada.

Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

About Savvy New Canadians

Savvy New Canadians is one of Canada's top personal finance platforms. Millions of Canadians use our site each year to learn how to save for retirement, invest smartly, maximize rewards, and earn extra cash. We have been featured in prominent finance media, including Forbes, Globe and Mail, Business Insider, CBC, MSN, Wealthsimple, and TD Direct Investing. Learn more about Savvy New Canadians.

Free financial education

Expert advice

Free resources

Detailed guides

Leave a comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.