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Capital One Shopping Canada Review: Is it Worth It?


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A new browser extension and app called Capital One Shopping aims to help you save money when you shop online.

How does Capital One Shopping work? 

The free tool from one of the largest financial institutions helps you find online coupons, better deals and earn rewards from retailers like Amazon. 

In our Capital One Shopping review, we will explain how to save money while shopping using the extension.  

Key Takeaways

  • Capital One Shopping is a free browser extension and app that searches the internet for great online deals to help you save money while shopping.
  • The tool finds active online coupons, better prices and offers, and rewards and makes them easily accessible.
  • One of its best features is the Automated Coupon Codes, which automatically applies the best code to your shopping cart upon checkout. 

What is Capital One Shopping? 

Capital One Shopping, formerly Wikibuy, is a 100% free web browser tool and app that automatically searches the internet for active online coupons, better deals and prices, and rewards when you shop online at Amazon and at thousands of retailers. 

Coupons and promo codes are popular ways to save money when shopping. Finding legit ones, however, is not only time-consuming. It can also yield a lot of spam. 

With Capital One Shopping, you can avoid these issues. Ideal for frequent online shoppers, the browser extension and app have different features, including: 

  • Automated coupon code lookup
  • Automatic application of codes upon checkout
  • Price drop notifications
  • Shopping credits you can redeem for gift cards
  • Up to 30% in shopping credits by purchasing from major retailers

How Does Capital One Shopping Work? 

After you install the Capital One Shopping app or browser extension, you can begin using it immediately. 

Create an account and then go to the Capital One Shopping login page. Once you sign in, you can see available deals and promos. 

Capital One works with thousands of online stores and shops to provide numerous products and deals. You can browse the website for featured offers or click the retailer website and have Capital One automatically find available deals. 

As with most other shopping portals, you must click through the link provided to make an eligible purchase and receive rewards upon completing your transaction. 

You can use the tool without being a Capital One cardholder. The browser extension and the app are separate from the bank’s products and financial services. 

After installing Capital One Shopping, you do not need to visit a website to start shopping since the extension is a shopping portal in itself. 

Once you have installed the tool, it can help you in different ways, such as:

  • Finding coupons and promo codes and automatically applying them
  • Making sure that the coupons are active
  • Searching retailers for better prices
  • Comparing prices at over 30,000 retailers
  • Getting notifications of better deals while you shop 
  • Notifying you when you can earn extra cash back for shopping at particular retailers
  • Checking shipping costs and membership pricing

You can also book hotels using the extension. Search options using Capital One Shopping and book a hotel with one of its partners. Receive Capital One Shopping Rewards after your hotel stay. 

Capital One Shopping Rewards and Top Features

Capital One Shopping comes with a range of features that make it possible for you to save while shopping at your favourite retailers:

Automated Coupon Codes

If you are an avid coupon user when shopping online, you know it can be tough to find legit coupons and promo codes that work and are not fake or expired. 

With the browser tool from Capital One, you no longer need to search for them because when you check out, the extension will automatically apply codes to your shopping cart. 

If there are multiple codes for your purchase, Capital One Shopping will pick the code that gives you the best deal at checkout. 

Price Comparison

With its Price Comparison feature, Capital One Shopping makes it easy for you to do the following:

  • Review and compare prices and offers from different retailers
  • View how much savings you will get 
  • Find out how much cash back you can get
  • Get an estimated price after Rewards
  • Find special offers of cash-back in Capital One Shopping Rewards
  • Check shipping costs and details
  • Look up information on returns
  • Check taxes

Using the product search tool at Capital One Shopping lets you find a product without going to the retailer’s website. 

Search results will show information on prices from various retailers selling the item, coupon codes, shipping costs, taxes, and the amount that retailers offer for the Capital One Shopping Rewards. 

When doing a product search on the search bar, the tool will offer suggestions like related products and brands and provide information on how much cash-back you will earn. 


This feature is useful if, for example, you like an item but want to buy it later because you find the current price too expensive. 

Instead of clicking “Add to Cart,” you can click “Add to Watchlist” and put the item on standby. Once the product is on the Watchlist, Capital One Shopping will monitor the prices for you.

The tool allows you to easily view price differences by showing the latest price of an item and the most recent price for it. 

When you add items to your Watchlist, the tool will track the prices for 60 days and will notify you when there are price drops to ensure you will not miss out on an excellent deal. 

Capital One Shopping Rewards

Capital One Shopping Rewards is free to use and lets you earn as much as 20%. You can see your Rewards notifications by loading the home page, product pages, shopping cart page, during checkout, or on the “Place Order” page. 

As you shop online through Capital One Shopping, you gradually earn Shopping Rewards, which you can redeem as online gift cards from retailers, including:

  • Autozone
  • eBay
  • Hulu
  • Barnes & Noble
  • Grubhub
  • Sephora
  • Kohl’s
  • Lowe’s
  • Nordstrom

To earn potential Shopping Rewards, click the “Activate” button and complete a qualifying purchase within 24 hours. You can only earn Shopping Rewards if you made an “activation.”

Take note that Capital One Shopping Rewards are separate from any rewards, credits or cash back you earn on a rewards credit card. 

Capital One Shopping Credits

Capital One Shopping and select online retailers have partnered to offer Capital One Shopping Credits, wherein you earn a percentage of your money back when you purchase eligible products online at partner retailers. 

When you browse the site of a partner store, the tool will show the Credits percentage you can earn. Activate the credit by clicking the button. 

Go to your Capital One login page, sign in, and see your Shopping Credit balance and every activation you made, whether or not you completed the purchase.  

You can redeem Shopping Credits for gift cards to various popular retailers through Capital One Shopping. 

We think this is one of the tool’s best features because, with over 30,000 partner retailers, it is easier to find eligible items you can purchase and earn rewards from.

Capital One Shopping Amazon

Another major benefit Capital One Shopping extension offers is that using it while shopping on Amazon gives you more opportunities to save.

Searching for a product using Capital One Shopping on Amazon yields price comparisons among thousands of sellers. You also get notifications if the tool finds lower prices from another seller.

If you are an Amazon Prime member, the tool will automatically recommend better deals that will help you save on shipping times and fees.  

How to Download the Capital One Shopping Extension

To download the browser extension, go to the Capital One Shopping website and click “Get it for free.” The tool is available on Mozilla Firefox, Safari, Google Chrome, and Microsoft Edge. 

image showing capital one shopping browser extension

Capital One Shopping is also available for Android and IOS devices. You can download the Capital One Shopping app from the Google Play Store or the App Store.

Capital One Shopping Rewards Redemption

Once you have accumulated Shopping Rewards, you can redeem them via a straightforward Capital One Shopping rewards redemption process.

When you make an eligible purchase and activate it using the browser extension, the rewards will be applied to your account within 30 to 90 days, depending on the partner site. 

To redeem rewards for a gift card, provide your credit card details to verify your identity and for security reasons. 

If you use other toolbars that offer rewards, coupons or discounts, it is best to disable them before activating Capital One Shopping. 

This helps ensure your purchase gets credited to Capital One Shopping, prevents other programs from cancelling Capital One, and grants your Capital One Shopping rewards redemption. 

Benefits of Capital One Shopping

  • Easy to install and remove
  • Has desktop and mobile versions
  • Shows no ads 
  • Provides various ways you can save with minimal effort
  • Finds multiple coupons and promo codes 
  • Automatically applies codes that give you the best savings
  • Informs you if you can earn rewards when browsing products
  • Notifies you if sellers are offering a competitive price 
  • Works directly in the browser
  • No fees or charges to use the tool

Downsides of Capital One Shopping

  • Tracks your personal data
  • Offers limited options to cash out
  • Does not guarantee the best coupon code or the highest reward rate
  • Has a limited number of gift cards that you can redeem for rewards
  • Provides limited withdrawal options for Amazon, PayPal, or Visa gift cards
  • Lacks customization options for the price notification feature

Is Capital One Shopping Legit? 

Capital One Shopping Canada is definitely legitimate because it is offered by one of the biggest companies in the financial services industry.

Millions of customers use the tool, as evidenced in the Chrome Web Store, which shows that Capital One Shopping has over 8 million users. It is also highly rated at the App Store, scoring 4.8 out of 5

Many users have reported saving money through gift cards earned from Capital One Shopping and have continued to use it for years.  

Capital One Shopping Alternatives 

If you wish to know about Capital One Shopping alternatives, check out some of the options below:

Capital One Shopping vs Rakuten

Rakuten is a cash-back tool and shopping portal that lets online shoppers earn cash. In contrast, Capital One Shopping rewards members with gift cards from thousands of retailers.

Both Capital One Shopping and Rakuten have a mobile app and a browser extension that rewards you for shopping through them. The difference is that Rakuten gives you a bonus for signing up and making your first purchase. 

The tools are free, easy to use, and offer many ways to save money. The Rakuten app lets you shop from over 3,500 stores and earn rewards. 



$30 sign-up bonus when you spend at least $30

Earn up to 40% cashback

Features 3,000 stores and retailers

Redeem earnings by PayPal & check

Capital One Shopping vs Honey

Honey is a browser extension and works similarly to Capital One Shopping. It searches for automatic coupons, deals, and promo codes on over 30,000 sites. 

It works by automatically applying the best codes to your cart upon checkout. It picks out those codes that give you the biggest savings on your purchases.

As with Capital One Shopping, Honey also offers a loyalty program. Called Honey Gold, this loyalty program rewards you with gift cards when you shop at participating stores. 

Learn more about the Honey App extension in this review.

Capital One Shopping vs Drop

Drop is a loyalty rewards app and browser extension, like Capital One Shopping, that rewards you when you shop online. 

Unlike Capital One Shopping, Drop requires you to link your debit or credit card account to the app after signing up. Once they are linked, you can start shopping from 300+ brands. 

The two are also different in that Drop offers other ways to earn money by completing paid surveys and playing games. Both reward members with gift cards.

Find out more about Drop App here.

Is Capital One Shopping Worth It? 

Capital One Shopping is an easy-to-use browser extension and app that helps you save money and earn rewards by shopping from multiple retailers. 

Popular with consumers and rated highly by users, Capital One Shopping is absolutely worth it. We think it is one of the best money-saving tools that you can take advantage of when shopping online.

Moreover, you do not need to do a lot to earn rewards. You just install the tool, start shopping, find the products you need, choose from several offers, and activate the rewards.

If you are a frequent online shopper always on the lookout for deals, this shopping tool will work perfectly for you. It does its job of finding money-saving deals at no cost and effort to you.


Is there a fee for Capital One Shopping? 

Capital One Shopping is completely free to download, install and use to find great deals online while shopping. It is available at no cost to everyone, whether you are a Capital One customer or not. 

How does Capital One make money? 

Capital One makes the majority of its income through its banking and financial services. It earns by collecting fees and interest on credit cards, debit and credit card transaction fees, and consumer and commercial loans. 

Are Capital One and Capital One Shopping the same? 

Capital One Shopping, previously known as Wikibuy, is a browser extension and app that finds great online deals to help users save money while shopping. Capital One owns Capital One Shopping but is entirely separate from the tool. Anyone can use Capital One Shopping whether or not they have a Capital One account.


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Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

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1 thought on “Capital One Shopping Canada Review: Is it Worth It?”

  1. Gravatar for T Solc

    Maybe look at Trustpilot comments before recommending this app….(capitalshopping.com)


    121 total

    5-star 7%
    4-star 2%
    3-star 0%
    2-star 5%
    1-star 86%

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