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Top 2 Free Apps That Pay You To Upload Receipts in Canada


Fact Checked

Can you make money by uploading or scanning your purchase receipts? Yes, you can. Cash back apps like Caddle and Checkout 51 have made it easier to earn real cash for your receipts.

In this post, I will talk about the popular apps you can use to make money doing simple things like uploading receipts, purchasing eligible products and scanning barcodes. Learn how to use these apps to maximize your rewards.

Related reading:

free apps that pay you to upload grocery receipts

Apps That Pay You To Scan Grocery Receipts

AppBonus/PromoMinimum Payout ThresholdLocation
Checkout 51$5 bonus after you complete your first offer$20Canada, U.S.
KOHO$20 cash bonusN/ACanada
Rakuten$30 signup bonus after your first purchase of $30 or more$5 (payments are made quarterly)Canada, U.S.
Drop$5 bonus$25Canada, U.S.
Paymi$5 bonusNoneCanada
Nielsen HomescanStarting bonus of 1,000 pointsNoneCanada, U.S.

These grocery receipt scanning apps give you cash back when you shop and upload your receipts. They are 100% free.

1. Caddle

  • Bonus: $1
  • Minimum payout threshold: $20
  • Location: Canada
  • Sign up here (use promo code S9EL0HJGVY)

Want to get paid to scan your receipts? Check the Caddle cash back app. In addition to earning cash back when you purchase everyday household items, Caddle also rewards you for watching video ads and completing short questionnaires.

Offers on the app are refreshed every week and can be redeemed at most stores in Canada. After completing your purchase, submit your receipt using the app to qualify for cash back. 

You can cash out after you have earned $20 or more. Read my detailed Caddle guide.

Sign up for Caddle.

2. Checkout 51

  • Promo: $5 bonus after you complete your first offer
  • Minimum payment threshold: $20
  • Locations: Canada and the U.S.

Checkout 51 provides new offers every week. When you find an offer you like, follow the instructions on the app and purchase it at any store (or a specific store in some cases).

Upload your receipt using the app and your smartphone camera, or use your computer.

Cash back is credited to your account, and you can cash out via cheque when your account balance reaches $20.

Checkout 51 is my favourite app for saving on groceries, and I have seen them offer discounts as high as 35%. Read my Checkout 51 guide.

Cash Back Apps That Automatically Pay You

Unlike Checkout 51 and Caddle, these cash back apps do not require you to submit or upload your receipts.


  • Promo: $20 cash bonus
  • Location: Canada
  • Minimum payout threshold: N/A
  • Sign up here (use promo code CASHBACK)

KOHO is a different kind of rewards app.

When you make purchases using your free reloadable KOHO prepaid Visa, you earn up to 5% cash back.

The free KOHO app also offers budgeting capabilities, Apple Pay, joint accounts, high interest rate on your balance, and access to a credit-building service.

For even more cash back and other great perks, you can check out KOHO Premium.

KOHO Prepaid Mastercard

KOHO Mastercard Prepaid Card 2

$20 sign up bonus after first purchase (use promo code CASHBACK)

Earn up to 5% cash back

Savings interest on your balance

Unlimited Interac e-Transfers

4. Rakuten

  • Promo: $30 bonus
  • Locations: Canada and the U.S.
  • Minimum cash out threshold: $5 (payments are made quarterly)
  • Sign up here

Rakuten (formerly known as Ebates) is one of the most popular apps for earning cash back when you make purchases online.

Rakuten has partnerships with over 750 stores in Canada and 2,000+ in the U.S., which means you can earn cash back when you shop at many of your favourite retailers.

Discounts and offers on the site can be as high as 35%.

To earn cash back with Rakuten, simply visit their website and click on the store you want to shop at. Alternatively, you can install the Rakuten browser extension.

You can get a $30 bonus when you sign up and make your first purchase of $30 or more. Read my Rakuten review.

Sign up for Rakuten.

5. Ampli

  • Locations: Canada

Ampli is a Canadian cash back app operated by the Royal Bank of Canada. It is similar to Drop.

To use the app, connect your payment cards from any Canadian financial institution. You earn cash back when you use connected cards to pay at participating retailers.

Easily redeem your earnings using Interac e-Transfer to your bank account, starting at $15.

Read my Ampli App review for more details.

6. Drop

  • Promo: $5 bonus
  • Locations: Canada and the U.S.

Drop was founded in Canada and is also available in the United States. It is one of the most user-friendly rewards apps you will come across.

Easily earn Drop points when you shop at participating stores using your linked debit or credit card. 

You can easily redeem these points for a variety of gift cards, including Amazon, Netflix, Starbucks, Tim Hortons, and Best Buy, starting at $25.

When you sign up for a new account, you get 5,000 points ($5) after linking a card and confirming your email address.

Don’t miss my Drop App review.

7. Paymi

  • Promo: $5 bonus
  • Location: Canada
  • Minimum payout threshold: None; $25 to waive Interac fee

Paymi is a cash back app that pays you to shop at select stores, including Lowe’s, SportChek, Leon’s, Mark’s, Burger King, Staples and a few others.

Paymi is free to join, and you earn cash back automatically when you make purchases using your linked bank account. You can cash out your earnings via Interac to your bank account.

For more information on how Paymi works, read this review.

Apps That Pay You To Scan Barcodes

You can earn rewards by scanning your grocery purchases.

8. Nielsen Homescan

Nielsen Homescan is managed by the popular market research company, Nielsen.

When you join the panel, they either send you a handheld scanner or ask you to download their mobile app.

Scan the barcodes on the household items you purchase once a week and transmit the data to Nielsen Homescan.

The company rewards you with points you can redeem for gift cards, kitchen appliances, electronics, and other merchandise.

Sometimes, they also offer cash incentives.

Sign up for Nielsen Homescan.

Residents of the U.S. can sign up for the Nielsen Consumer Panel.

How These Apps Work

In this day and age, when practically everyone uses a smartphone, companies have found a way to increase their bottom line by paying you to scan your receipts.

Some require that you link your debit/credit card, and they track your purchases automatically. Examples are Drop, Ampli, and Paymi.

Others ask you to select your digital offers, purchase them in-store and then upload your receipt using the app, such as with Checkout 51 and Caddle.

In some cases, such as Rakuten, you only need to visit your preferred retailer via their website to qualify for cash back.

How To Maximize Your Cash Back

I combine cash back apps with coupons and rewards credit cards to maximize the rewards I earn on purchases.

Sometimes, receipt-scanning apps like Caddle and Checkout 51 promote similar items in their weekly offers, and you can scan a single receipt to both apps.

Some rewards credit cards give more points or cash back on grocery spending, and you should use them to increase your savings.

Look out for any in-store coupons that may give you even further discounts.

Related: Cash Back Sites Like Rakuten That Pay You

Top Money Saving Offers this month

Get paid to shop online using Rakuten with $30 cash bonus

Get a $30 cash bonus after your first purchase of $30 or more.

Earn cashback on purchases at over 750 popular brands and retailers.

Up to 35% cashback discounts are available daily.

Redeem cash rewards earned by PayPal, cheque, or Amazon gift cards.

Earn an average of 5% cash back at 10,000 locations + free $20

Free cash back card with an average 5% cash back on purchases in Canada.

Earn up to 15% unlimited cash back on first-time purchases.

$20 welcome offer when you fund your new account with $50 or more.

Get 2.25% savings interest on your balance and a budgeting app.


Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances. You can read his full author bio.

About Savvy New Canadians

Savvy New Canadians is one of Canada's top personal finance platforms. Millions of Canadians use our site each year to learn how to save for retirement, invest smartly, maximize rewards, and earn extra cash. We have been featured in prominent finance media, including Forbes, Globe and Mail, Business Insider, CBC, MSN, Wealthsimple, and TD Direct Investing. Learn more about Savvy New Canadians.

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1 thought on “Top 2 Free Apps That Pay You To Upload Receipts in Canada”

  1. Gravatar for DENISE

    I HAVE MOST OF THESE. Always looking for ways to saVE

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  • Earn up to 225x more than other banks!
  • Get 4.00% interest rate* on every dollar.
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Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.