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The Best Grocery Apps in Canada: 15 Worthy Options

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Food prices are through the roof, and we may just be getting started. As per Statistics Canada, Canadians paid 9.7% more for groceries in April compared to the previous year.

If you are looking to save money at the store, a good grocery app like KOHO, Rakuten or PC Optimum can help. Read on to learn about the best grocery apps in Canada.

Key Takeaways

  • Using KOHO prepaid Mastercard gives you up to 5% cash back on your purchases, which you automatically receive in your account.
  • Rakuten is among the best grocery apps in Canada, offering up to 40% cash back at over 3,500 online retailers and services.
  • Use a cash-back credit card along with a grocery app to maximize savings. 

Best Grocery Apps in Canada

Grocery AppFeaturesBonusCash Back Rate
KOHOA free reloadable prepaid Mastercard that comes with a budgeting app; pays interest on your balance; offers joint accounts; cash back is automatically added to your account$20 bonus with CASHBACK referral code and after first purchase1% cash back on grocery, restaurant & gas purchases;
Up to 50% cash back at select stores
RakutenAn online cash back shopping portal offering discounts at thousands of retailers$30 welcome bonus when you make your first purchase of $30 or moreUp to 40%
PC OptimumA grocery loyalty rewards program offering discounts at the Real Canadian Superstore and other Loblaws grocery stores10,000 PC Optimum points for $10 worth of groceries
SwagbucksA get-paid-to (GPT) app that rewards you with cash back for shopping and for completing simple tasksSign up here to receive a welcome bonus of $5Up to 10% cashback
CaddleA grocery coupon app that lets you earn cash back by responding to surveys, purchasing products, providing reviews, watching ads and engaging with brandsPays cash back on purchases of everyday household items and completing simple tasks

Below are some of the best money savings apps when shopping for groceries.

1. KOHO

KOHO is my top choice for earning cash back at any store if you are spending cash.

The company offers a budgeting app and reloadable prepaid Mastercard that pays you at least 1% cash back on grocery and gas purchases and up to 50% cash back at select stores.

How it works: Simply use your KOHO Prepaid Mastercard to pay for purchases wherever Mastercard is accepted.

Cash back ranging from 1% to 50% is credited to your balance automatically, and you can spend this money on other purchases.

In addition to earning cash back, KOHO also pays a interest on your balance

Benefits:

  • 1% cash back on grocery, restaurants, and gas
  • Up to 50% cash back at multiple partner stores
  • Free* reloadable prepaid card. The regular $4 fee is waived when you setup a recurring direct deposit
  • Earn 5% interest on your balance
  • $20 bonus with CASHBACK referral code and after first purchase
  • Free credit score checks
  • 0% APR cash advances available
  • Access to other premium perks if you upgrade
  • Offers joint accounts

Available: Canada only.

Best for: Earning cash back on all purchases, including groceries.

Sign up: Get KOHO here ($20 bonus) or read out full review.

2. Rakuten

Rakuten (formerly Ebates) is an online cash back shopping portal that provides access to discounts at thousands of retailers.

Depending on what you buy online, Rakuten can help you save on groceries, electronics, fashion, entertainment, books, kids’ stuff, and more.

How it works: After creating a Rakuten account, visit the platform before shopping at your favourite retailer’s online store.

On Rakuten, you can see the discount/cash back rate a retailer is offering, and this can range from 0% to as high as 35%.

Click to visit the retailer, and after shopping, cash back earned is credited to your Rakuten account.

You can redeem earnings every quarter using PayPal, cheque, or Amazon gift cards. The minimum payout threshold is $5.01.

Benefits:

  • Features thousands of stores
  • Cash back is tracked automatically
  • $30 welcome bonus when you make your first purchase of $30 or more
  • Multiple ways to cash out

Available: Canada and the U.S.

Best for: General online shopping, including groceries. You can use KOHO with Rakuten and double up on savings.

Sign up: Visit Rakuten ($30 bonus) or read our review.

3. PC Optimum

PC Optimum is one of the best grocery loyalty rewards programs in Canada.

If you routinely shop at the Real Canadian Superstore and other Loblaws grocery stores, this app is a must-have.

How it works: Create a PC Optimum account, and you will receive weekly offers with opportunities to save.

When you scan your PC Optimum card or PC Financial Credit Card, you also earn points at Shoppers Drug Mart and Esso/Mobil stations across Canada.

You can redeem 10,000 PC Optimum points for $10 worth of groceries.

Benefits:

  • Free to join
  • Can redeem points for free groceries at the till

Here are some ways to maximize PC Optimum points.

Available: Canada only.

Best for: Grocery discounts and cash back at Shoppers Drug Mart and Real Canadian Superstore.

4. Swagbucks

Swagbucks is a get-paid-to (GPT) app that rewards members when they complete simple tasks, including answering surveys, watching video ads, etc.

How it works: As a member, you can use the Swagbucks shopping portal to find grocery deals and discounts. Visit the retailer through Swagbucks, and cash back earned is automatically added to your balance.

You can redeem your earnings using PayPal or a gift card.

Benefits:

  • Offers multiple ways to earn
  • $5 bonus when you join
  • Low payout threshold starting at $3

Available: Canada, the United States, and many other countries.

Best for: Cash back when shopping online, and the store is not featured on Rakuten.

Sign up: Visit Swagbucks or read our full review.

5. Caddle

Caddle is one of the most popular grocery coupon apps in Canada, with over 100,000 downloads on the Google Play store alone.

How it works: New offers are listed on the app every week, covering several items you may have on your shopping list.

Click on each offer to see if there are specific steps you need to take to redeem it. For example, you may need to buy the item at a specific store.

After making a purchase, take a photo of your receipt using your phone and upload it to the app.

You can cash out for a cheque when your balance reaches $20.

Caddle users also earn when they complete short surveys and watch video ads.

Benefits:

  • $1 bonus when you sign up and complete one task
  • Free to use
  • Often offers cash back for Costco gas, Dollarama purchases, craft beer, etc.

Available: Canada only.

Best for: Earning cash back on groceries.

Sign up: Get Caddle here.

17 Best Grocery Apps in Canada

6. Flashfood

Flashfood is a grocery app that can help you find steep discounts at Real Canadian Superstore, No Frills, Provigo, Zehrs, Wholesale Club, Maxi, and Your Independent Grocer.

How it works: After creating an account, you can browse discounted groceries at local participating stores. The app aims to prevent food wastage, and you can find discounts of up to 50% on food close to its best-before date.

Benefits:

  • Free to use
  • Steep discounts are available
  • $5 bonus with code ENOC3R25V if your first purchase is $10

Available: Canada and the U.S.

Best for: Discounts on grocery purchases.

Sign up: Get Flashfood here (use code ENOC3R25V).

7. MyPoints

MyPoints is another grocery app that works like Rakuten. It is owned by the same company that operates Swagbucks.

How it works: Create an account and shop at your favourite stores on the platform, including the likes of Walmart, Home Depot, Amazon, and Best Buy.

You earn points with each purchase and can redeem them for free gift cards.

New users also get a $10 Amazon or Visa gift card after spending $20 or more on any participating shop merchant on the MyPoints platform.

Benefits:

  • Multiple ways to earn, including shopping online and answering surveys
  • $10 welcome bonus

Available: Canada and the U.S.

Best for: General cash back when shopping online.

Sign up: Join MyPoints or read our full review.

8. Great Canadian Rebates

Great Canadian Rebates (GCR) is a Canadian coupon cash back site with offers and deals across various categories:

  • Groceries
  • Electronics
  • Credit cards
  • Home and Garden
  • Toys and games
  • Apparel, jewellery, travel, and more

How it works: Create a GCR account and visit the site to see the deals available prior to shopping online. Click on the link to the merchant and then complete your purchase as usual.

Rebates earned are paid to your GCR account, and you can cash out using PayPal, direct deposit, or an eGift card.

Benefits:

  • Earn significant cash back at hundreds of brands
  • Free to use

Available: Canada only.

Best for: Earning cash back on all types of purchases.

Sign up: Visit Great Canadian Rebates.

9. Checkout 51

Checkout 51 is a receipt scanning app that offers weekly grocery coupons and cash back.

How it works: Buy any offers that match your shopping list and upload a receipt to the app. Cash back earned is credited to your balance within days, and you can request a cheque payment starting at $20.

In addition to groceries, Checkout 51 also offers coupons for gas, prescriptions, and more.

Benefits:

  • Lots of grocery offers are available weekly
  • Free to use

Available: Canada and the U.S.

Best for: Saving on groceries.

Sign up: Get Checkout 51 [iOS] or [Android].

10. RebatesMe

RebatesMe is a cash back app that works for all kinds of shopping. It has partnerships with over 3,000 retailers in Canada and the U.S.

How it works: When you shop at your preferred retailer using the RebatesMe app or website, you earn cash back. You can also use its browser extension.

To cash out, the options are PayPal, gift cards, or a cheque in the mail. New members get a $30 bonus after earning at least $10 in cash back.

Benefits:

  • Access to 3,000+ stores
  • $30 bonus when you meet the eligibility requirements
  • Several payout options

Available: Canada and the U.S.

Best for: Earning cash back online.

Sign up: Visit RebatesMe.

Young woman shopping in the supermarket
Young woman shopping in the supermarket

11. Flipp

Flipp is a grocery flyer app you can use to browse thousands of apps and deals across multiple stores.

How it works: Easily search for what you want to buy and view the deals available. Clip attractive offers and add them to your shopping list for easy access.

Flipp can also help you find deals for items on your shopping list.

Benefits:

  • Better than paper flyers
  • Works on both iOS and Android devices

Available: Canada and the U.S.

Best for: Viewing flyers in one place.

Sign up: Get Flipp [iOS or Android].

12. Save.ca

Save.ca aggregates local flyers, coupons, and discounts in your area so you can access them in one place.

How it works: Deals and coupons are categorized by types, such as grocery, health & beauty, electronics, and entertainment. You can use the platform to make a shopping list, print coupons, or request coupons to be mailed to your address.

Benefits:

  • Access to coupons from stores in your area
  • Can use the app to redeem select offers and get paid through PayPal

Available: Canada only.

Best for: Grocery coupons

Sign up: Visit Save.ca.

13. Paymi

Paymi is a cash back rewards app owned by CIBC.

How it works: Create an account and link a debit or credit card. Browse the offers available, and when you make a purchase, cash back is credited to your balance.

You can cash out using Interac e-Transfer with a minimum payout threshold of $25 (to avoid transfer fees).

Benefits:

  • Free cash back app from a big bank
  • Does not require you to upload receipts.

Available: Canada only.

Sign up: Visit Paymi.

14. Receipt Hog

As the name suggests, Receipts Hog pays you to upload your purchase receipts.

How it works: Download Receipt Hog (referral code stind237). When you shop at any store, take a picture of your receipt and upload it to Receipt Hog.

You earn coins and can redeem them for gift cards or cash via PayPal.

Benefits:

  • Free to use on iOS and Android smartphones
  • Requires minimal effort

Available: Canada and the US.

Sign up: Get Receipt Hog or read our review.

15. Reebee

Reebee is another grocery flyer app for tracking the discounts and coupons available in your area.

How it works: Build your shopping list using the offers available on local flyers. You can print off your shopping list.

Benefits:

  • Find local deals
  • Free to use

Available: Canada only

Sign up: Get Reebee (App Store and Google Play).

What is a Grocery App?

The apps I discuss below can help save money when you go shopping for groceries and other items.

These grocery apps can be categorized as follows:

Grocery Cashback Apps: A cash back app pays you a small amount back when you make a purchase at a specific retailer or anywhere. The cash back may be a specific percentage, or it can vary.

Grocery Coupon Apps: These are the most common. Instead of clipping physical coupons, you can use these apps to redeem digital coupons and discounts at participating stores.

Grocery Flyer and Price Comparison Apps: These apps help you compare prices for groceries across multiple stores so you can get the best deals at any point in time.

Bonus: Grocery Cash Back Apps

You can maximize savings when shopping by using a cash back credit card. Two no-fee cash back credit cards that work well for grocery shopping are:

A. Neo Mastercard

The Neo Mastercard offers an average of 5% cash back across at over 12,000 locations in Canada. Plus it comes with a $25 welcome bonus after approval.

Neo Credit card

Rewards: Average of 5% cash back at 12,000+ partners and a guaranteed minimum of 0.50% cash back across all purchases

Welcome offer: Get up to 15% cash back on your first-time purchases, plus a $25 welcome cash bonus.

Interest rates: 19.99% – 29.99% on purchases; 22.99% – 31.99% for cash advances.

Annual fee: $0

The Scotia Momentum Visa Infinite Card is a premium credit card that offers premium perks and a high cash back rate on groceries.

B. Scotia Momentum Visa Infinite Card

Earn 4% cash back on grocery store purchases, recurring bill payments, and subscriptions. Cardholders also enjoy comprehensive travel insurance benefits.

This card has a $120 annual fee, and you will need a personal annual income of at least $60,000.

Scotiabank Momentum Visa Infinite Card

Rewards: Earn 4% cashback on groceries & recurring bills; 2% cashback on gas & daily transit; 1% cashback on everything else.

Welcome offer: Earn 10% cashback in the first 3 months on up to $2,000 spent ($200 value).

Interest rates: 20.99% on purchases; 22.99% on cash advances.

Annual fee: $120

C. Tangerine Money-Back Credit Card

This no-annual-fee credit card offers up to 2% cash back on groceries.

Tangerine Money-Back Credit Card

Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.

Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value); 1.95% balance transfer rate for 6 months.

Interest rates: 19.95% for purchases, balance transfers, and cash advances.

Annual fee: $0

Top Money Saving Offers this month

Earn up to 6% unlimited cash back on purchases + free $20 Signup Offer

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$20 welcome bonus when you open an account and make your first purchase.

Unlimited transaction chequing features with Interac e-Transfers and bill payments.

Get 5.00% savings interest on your balance and a free budgeting app.

Get affordable life insurance in minutes & save up to 20% on premiums!

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Save up to 20% on costs & get $10,000 in free coverage per child.

Terms range from 10 to 30 years, and a 10% discount for couples in the first year.

30-day grace period if you miss a payment & you can cancel anytime.

Get paid to shop online using Rakuten with $30 cash bonus

Get a $30 cash bonus after your first purchase of $30 or more.

Earn cashback on purchases at over 750 popular brands and retailers.

Up to 35% cashback discounts are available daily.

Redeem cash rewards earned by PayPal, cheque, or Amazon gift cards.

Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

About Savvy New Canadians

Savvy New Canadians is one of Canada's top personal finance platforms. Millions of Canadians use our site each year to learn how to save for retirement, invest smartly, maximize rewards, and earn extra cash. We have been featured in prominent finance media, including Forbes, Globe and Mail, Business Insider, CBC, MSN, Wealthsimple, and TD Direct Investing. Learn more about Savvy New Canadians.

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  • No monthly fees*.
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  • $20 welcome bonus with CASHBACK referral code.
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*Limited time offer. Terms and conditions apply.
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