Looking for a website or app that offers free cash when you sign up?
Below, we cover some of the best sign up bonus apps you can download and use in 2024.
You will learn how each works, what it offers as a welcome bonus, whether you need to make an initial investment or deposit, and how to cash out.
Apps With Sign Up Bonuses in 2024
Many of the highest paying apps below are free to join. And a few of them are investment apps that charge a fee for managing money.
1. Simplii Financial ($400 Bonus)
- Sign up bonus: Get a $400 cash reward.
Simplii Financial is an online bank in Canada with a free chequing account, savings account, and many other financial products.
Its no-fee chequing account includes unlimited transactions, and it even pays interest on your balance.
When you open an account and set up an eligible direct deposit for 3 straight months, you receive a $400 cash bonus (limited-time offer).
Cash out: You can withdraw your bonus at an ATM or spend it using your bank card.
Visit Simplii Financial ($400 offer) or read our review.
2. Neo Financial ($20 Bonus)
- Sign up bonus: Get $20 in cash.
Neo Money is the best prepaid card in Canada.
This free sign-up bonus app only requires you to fund your account with $50 or more after joining.
The Neo Money card and app pay cash back on purchases, and you can earn up to 15% cash back at participating stores. With your free account, you also earn interest on your balance.
Cash out: Easily use your $20 bonus to make a purchase online or at your favourite stores.
Visit Neo Financial ($20 bonus) or read our review.
3. Swagbucks ($5 Bonus)
- Sign up bonus: 5,000 points equivalent to a $5 welcome bonus.
Swagbucks is the top loyalty rewards platform in the world. Its over 15 million members earn rewards when they take surveys, watch videos, shop online, play games, and search the web.
This is one of the best apps for a sign-up bonus you can withdraw almost instantly.
After completing your profile, you earn a $5 welcome bonus. As per its website, Swagbucks has paid its members over $900 million.
Cash out: Redeem your points for PayPal cash, gift cards, and charitable donations, starting at $5.
4. Rakuten ($30 Bonus)
- Sign up bonus: Get a $30 welcome bonus after your first purchase of $30 or more.
Rakuten is the most popular online shopping website for getting rebates. It operates in Canada and the U.S. and has paid its members more than $1 billion in rewards.
Rakuten was formerly known as Ebates.
To earn your free sign-up bonus, create an account, shop at one of the 3,000 retailers on the site, and spend $30 or more.
Your welcome bonus and cash back are added to your account balance within days.
Cash out: You can choose to be paid by PayPal, cheque, or an Amazon gift card.
5. Bitbuy ($50 Bonus)
- Sign up bonus: $50 Bitcoin reward when your first deposit is $250 or more.
Bitbuy is one of the top crypto exchanges in Canada. It offers an instant sign-up bonus when you make an initial deposit of $250 or more in your new account.
This crypto platform has advanced trading tools and accepts multiple currencies. It also has some of the lowest trading fees. You can use it to buy Bitcoin, Ethereum, and many other crypto coins.
Cash out: Easily trade your crypto reward for cash.
Visit Bitbuy or read our full Bitbuy review.
6. Wealthsimple ($25 Bonus)
- Sign up bonus: $25 cash.
Wealthsimple is a great platform to invest your money using accounts like TFSA or RRSP.
The company automatically invests your money using low-cost Exchange-Traded Funds (ETFs), and they also rebalance your portfolio when required.
After opening a Wealthsimple Invest account (robo-advisor) and depositing $500, you get a $25 cash bonus. Visit Wealthsimple or learn more in this review.
Alternatively, if you want to trade stocks for free, you can use the Wealthsimple Trade app and get a $25 bonus when you deposit $150 or more.
7. Survey Junkie
- Sign up bonus: Free welcome points.
Survey Junkie is one of the best survey sites in the world. When you join and complete your profile surveys, you earn bonus points.
Cash out: You can redeem Survey Junkie points for free gift cards or cash via PayPal.
8. Moka
- Sign up bonus: $5 Cash.
Moka is a spare change investing app. After linking your bank account, the app automatically rounds up your purchases to the nearest dollar and invests the difference on your behalf.
For example, if you buy coffee for $3.25, Moka will round up your purchase to $4.00 and invest $0.75.
Visit Moka or read our review.
9. Caddle
- Sign up bonus: $1.
Caddle is a free sign up bonus app that pays users to shop, answer surveys, and watch video ads.
Cash out: You can redeem your cash back earnings as a cheque when you have $20 or more.
10. SkipTheDishes
- Sign up bonus: $5.
SkipTheDishes is a food delivery company operating in more than 100 cities in Canada.
When you join here, you receive a $10 credit you can apply to your first order over $15.
You can also sign up for DoorDash and get $15 off each of your first three orders of $30 or more, for a total of $45.
11. MobileXpression
- Sign up bonus: $10 gift card.
MobileXpression is an app that gathers anonymous data from your mobile internet activities.
After installing the app on your phone (iOS and Android) for 7 days, you receive a $10 Amazon gift card.
Learn more about how it works in this MobileXpression review.
12. Zap Surveys
Sign up bonus: $3 cash.
Zap Surveys is available in multiple countries, including Canada and the United States. Like other paid survey panels, this platform pays you to answer surveys, play games, and more.
You receive a $3 bonus after completing your first survey.
Cash out: You can redeem your earnings for Amazon, Visa, PayPal, and Starbucks cards.
13. Daily Rewards
- Sign up bonus: $5
Like Swagbucks, Daily Rewards is operated by Prodege, LLC. This Canadian survey panel recruits survey takers for big brands and businesses.
In exchange for offering your opinions and completing other simple tasks, you earn small cash rewards.
After joining and completing your profile, you receive $5. In the U.S., this platform is branded as InboxDollars.
Cash out: You can request a payout via PayPal starting at $30.
Apps For Instant Sign Up Bonuses
You can sign up for many of the apps on this list to earn an instant sign-up bonus.
Many of the offers are for small amounts, but it adds up when you take advantage by joining several of them.
You can also refer friends to boost your earnings.
