15 Best Apps For Sign Up Bonuses in 2022 (Instant Rewards)

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by Enoch Omololu, MSc (Econ)

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Looking for a website or app that offers free cash when you sign up?

Below, we cover some of the best sign up bonus apps you can download and use in 2022.

You will learn about how each works, what it offers as a welcome bonus, whether you need to make an initial investment or deposit, and how to cash out.

Apps With Sign Up Bonuses in 2022

Many of the highest paying apps below are free to join. And a few of them are investment apps that charge a fee for managing money.

1. Simplii Financial ($350 Bonus)

  • Sign up bonus: Get a $350 cash reward.

Simplii Financial is an online bank in Canada with a free chequing account, savings account, and many other financial products.

Its no-fee chequing account includes unlimited transactions and it even pays interest on your balance.

When you open an account and set up an eligible direct deposit for 3 straight months, you receive a $350 cash bonus (limited time offer).

Cash out: You can withdraw your bonus at an ATM or spend it using your bank card.

Visit Simplii Financial ($350 offer) or read our review.

2. KOHO ($20 Bonus)

  • Sign up bonus:  Get $20 in cash.

KOHO is the best prepaid card in Canada.

This free sign-up bonus app only requires you to fund your account with any amount and use the referral code CASHBACK when joining.

The KOHO card and app pay 0.50% cash back on all purchases and you can earn up to 10% cash back at select stores.

With your free account, you can also get access to part of your paycheque 3-days early and earn interest on your balance.

Cash out: Easily use your $20 bonus to make a purchase online or at your favourite stores. You can also withdraw the cash at an ATM.

Visit KOHO ($20 bonus) or read our review.

3. Ampli

  • Sign up Bonus: $5

Ampli is a free cash back rewards app owned by RBC.

This shopping app automatically tracks cash back you earn at participating stores when you link your debit or credit card to your account.

After downloading the app, enter the promo code AMPLI5 and link a card to receive a $5 welcome bonus.

Cash out: You can redeem cash back using Interac e-Transfer starting at $15.

Visit Ampli or read the full review.

4. Swagbucks

  • Sign up bonus: 5,000 points equivalent to a $5 welcome bonus.

Swagbucks is the top loyalty rewards platform in the world. And, its over 15 million members earn rewards when they take surveys, watch videos, shop online, play games, and search the web.

This is one of the best apps for a sign up bonus you can withdraw almost instantly.

After completing your profile, you earn a $5 welcome bonus. As per its website, Swagbucks has paid its members over $730 million.

Cash out: Redeem your points for PayPal cash, gift cards, and charitable donations, starting at $5.

Visit Swagbucks.

5. Daily Rewards

  • Sign up bonus: $5

Like Swagbucks, Daily Rewards is operated by Prodege, LLC. This Canadian survey panel recruits survey takers on behalf of big brands and businesses.

In exchange for offering your opinions and completing other simple tasks, you earn small cash rewards.

After joining and completing your profile, you receive $5.

In the U.S., this platform is branded as InboxDollars.

Cash out: You can request a payout via PayPal starting at $30.

Visit Daily Rewards.

6. CoinSmart ($50 Bonus)

  • Sign up bonus: $50 Bitcoin reward when you deposit $200.

CoinSmart is one of the top crypto exchanges in Canada. It offers an instant sign up bonus when you make a deposit of $200 or more in your new account.

This crypto platform has advanced trading tools and accepts multiple currencies. It also has some of the lowest trading fees. You can use it to buy bitcoin, ethereum, and many other crypto coins.

Cash out: Easily trade your crypto reward for cash.

Visit CoinSmart or read our full CoinSmart review.

7. Wealthsimple

  • Sign up bonus: $25 cash.

Wealthsimple is a great platform to invest your money using accounts like TFSA or RRSP.

The company automatically invests your money using low-cost Exchange-Traded Funds (ETFs) and they also take care of rebalancing your portfolio when required.

After opening a Wealthsimple Invest account (robo-advisor) and depositing $500, you get a $25 cash bonus.

Visit Wealthsimple or learn more in this review.

Best Apps For Sign Up Bonuses

 8. Rakuten ($30 Bonus)

  • Sign up bonus: Get a $30 welcome bonus after your first purchase of $30 or more.

Rakuten is the most popular online shopping website for getting rebates. It operates in Canada and the U.S. and has paid its members more than $1 billion in rewards.

Rakuten was formerly known as Ebates.

To earn your free sign-up bonus, create an account, shop at one of the 3,000 retailers on the site, and spend $30 or more.

Your welcome bonus and cash back added to your account balance within days.

Cash out: You can choose to be paid by PayPal, cheque, or an Amazon gift card.

Visit Rakuten.

9. Drop App

  • Sign up bonus: $5.

The Drop app is a free cash back reward platform.

After linking your payment card, the app automatically tracks the cash back you earn at hundreds of retailers in Canada and the U.S.

You also receive 5,000 bonus points after linking your card. This is equivalent to $5.

Cash out: Easily redeem your points for free gift cards starting at $25.

Visit Drop or read our full review.

10. SkipTheDishes

  • Sign up bonus: $5.

SkipTheDishes is a food delivery company operating in more than 100 cities in Canada.

When you join here, you receive a $5 credit you can apply to your first order over $15.

11. Moka

  • Sign up bonus: $5 Cash.

Moka is a spare change investing app. After linking your bank account, the app automatically rounds up your purchases to the nearest dollar and invests the difference on your behalf.

For example, if you buy coffee for $3.25, Moka will round up your purchase to $4.00 and invest $0.75.

Visit Moka or read our review.

12. Zap Surveys

Sign up bonus: $3 cash.

Zap Surveys is available in multiple countries including Canada and the United States. Like other paid survey panels, this platform pays you to answer surveys, play games, and more.

You receive a $3 bonus after completing your first survey.

Cash out: You can redeem your earnings for Amazon, Visa, PayPal, and Starbucks cards.

Join Zap Survey (iPhones and Android devices).

13 MobileXpression

  • Sign up bonus: $10 gift card.

MobileXpression is an app that gathers anonymous data from your mobile internet activities.

After installing the app on your phone (iOS and Android) for 7 days, you receive a $10 Amazon gift card.

Learn more about how it works in this MobileXpression review.

14. Survey Junkie

  • Sign up bonus: Free welcome points.

Survey Junkie is one of the best survey sites in the world. When you join and complete your profile surveys, you earn bonus points.

Cash out: You can redeem Survey Junkie points for free gift cards or cash via PayPal.

Visit Survey Junkie.

15. Caddle

  • Sign up bonus: $1.

Caddle is a free sign up bonus app that pays users to shop, answer surveys, and watch video ads.

Cash out: You can redeem your cash back earnings as a cheque when you have $20 or more.

Visit Caddle.

Apps For Instant Sign Up Bonuses

You can sign up for many of the apps on this list to earn instant sign-up bonus.

Many of the offers are for small amounts, but it adds up when you take advantage by joining several of them.

You can also refer friends to boost your earnings.

15 Best Apps For Sign Up Bonuses in 2022 (Instant Rewards)

Top Make Money Offers this month

Start with $5 on the most popular get paid to site

Get paid to answer surveys and complete other simple tasks.

Redeem earnings for gift cards and cash rewards.

$5 bonus when you complete the profile questionnaires.

Best free prepaid card in Canada + $20 cash bonus

Get 0.50% cash back on all purchases online and in-store.

Includes a free budgeting app and unlimited debit transactions.

Earn interest on balance + access to a credit-building tool.

$20 cash bonus after first purchase (use CASHBACK referral code during signup).

Get paid to shop using RBC's cash back rewards app + $5 bonus

Free cash back app for iOS and Android phones.

Earn rewards when you shop and redeem earnings via Interac e-Transfer.

$5 bonus after connecting a payment card to the app (use promo code AMPLI5).

Best cash back website for online shopping + $40 bonus

Get access to 750+ popular retailers and brands.

Cash back is automatically tracked and credited to your account.

$40 cash bonus after your initial online purchase of $40+.

Start a work from home freelance proofreading business

Become your own boss and work at your preferred schedule.

Earn up to $43 per hour.

Take a free 76-minute workshop to get started on your journey.

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Enoch Omololu

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch has a passion for helping others win with their personal finances and has been writing about money matters for over a decade. He has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, Financial Post, Toronto Star, CTV News, Canadian Securities Exchange, Credit Canada, National Post, CIBC, and many other personal finance publications.

His top investment tools include Wealthsimple and Questrade. He earns cash back on purchases using KOHO, monitors his credit score for free using Borrowell, and earns interest on savings through EQ Bank.

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