Ontario Trillium Benefit Explained and Payment Dates (2024)

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Key Takeaways

  • The Ontario Trillium Benefit (OTB) is a refundable tax credit that helps qualified low- and moderate-income residents in the province pay their taxes and energy expenses. It is a combined payment of the Ontario Sales Tax Credit, Ontario Energy and Property Tax Credit and Northern Ontario Energy Credit.
  • The OTB is usually paid out on the 10th day of each month starting from July of the previous year. The benefit payment period for 2023/2024 is July 2023 to June 2024.
  • Residents eligible for at least one of the three credits are qualified to receive the OTB. The amount you receive will depend on your family’s net income from the previous tax year, your age, marital status, family size, property taxes, accommodation costs, etc.

Ontario Trillium Benefit

The Ontario Trillium Benefit combines three benefits that help Ontarians with low- to moderate-income pay for sales and property taxes, and energy costs.

You can receive the OTB as long as you qualify for at least one of the following credits:

  • Ontario Sales Tax Credit (OSTC)
  • Ontario Energy and Property Tax Credit (OEPTC)
  • Northern Ontario Energy Credit (NOEC)

The eligibility requirements vary for each credit, and they are discussed in more detail below.

OTB payments are funded by the Ontario government and disbursed through the Canada Revenue Agency.

Ontario Trillium Benefit Payment Dates 2024

The OTB is usually paid out on the 10th of each month starting from July of the previous year.

OTB 2023 and 2024 payment dates are as follows:

  • December 8, 2023
  • January 10, 2024
  • February 9, 2024
  • March 8, 2024
  • April 10, 2024
  • May 10, 2024
  • June 10, 2024
  • July 10, 2024
  • August 9, 2024
  • September 10, 2024
  • October 10, 2024
  • November 8, 2024
  • December 10, 2024

If your annual OTB benefit is $360 or less, it will be paid in one lump-sum payment at the start of the benefit period in July.

If your annual OTB benefit is more than $360, you can choose to have your benefit paid out in one single payment at the end of the benefit year, i.e. June 2024.

If your OTB benefit amount is $2 or less, you do not receive a payment. 

Lastly, if your trillium benefit is more than $2 but less than $10, it is increased to $10.

For questions relating to the OTB program, call 1-866-668-8297.

Ontario Sales Tax Credit (OSTC)

The Ontario Sales Tax Credit is similar to the federal GST/HST credit and is aimed at offsetting the sales tax paid on the purchase of goods and services.

To be eligible, you must be a resident of Ontario and either:

  • 19 years of age or older
  • Married, in a common-law relationship, or divorced
  • Be a parent who lives or has previously lived with your child

You do not need to apply for the OSTC as it is based on your previous income tax return, and CRA automatically assesses whether or not you are eligible and will notify you accordingly.

Ontario Energy and Property Tax Credit (OEPTC)

This credit helps low- to moderate-income Ontarians offset property tax payments and the sales tax paid on energy.

To be eligible, you must be at least 18 years of age or older and have lived in Ontario on December 31 of the previous year. Also, you must have either:

  • Paid property tax or rent for your main residence, or
  • Paid accommodation costs for living in a nursing home, or
  • Paid energy costs while living on a reserve, or 
  • Lived in a designated university, college, or private school residence in the previous year

Northern Ontario Energy Credit (NOEC)

The Northern Ontario Energy Credit provides a tax-free benefit to low- and moderate-income residents of Northern Ontario to help offset the higher energy cost in the North.

To be eligible, you must have either:

  • Paid property tax or rent for your main residence
  • Paid accommodation costs for living in a nursing home
  • Paid energy costs while living on a reserve
Ontario Trillium Benefits

How To Apply for the Ontario Trillium Benefit

Generally, you need to file your tax return for the previous year to be considered for the OTB. 

For example, to receive the OTB in 2023 (July 2022-June 2023 payment period), you must have filed your income tax return for 2021, even if you do not have any income to report.

To receive the OTB in the second half of 2023 and the first half of 2024 (July 2023-June 2024 payment period), you must have filed your income tax return for the 2022 tax year.

There is no separate application for the OSTC. The Canada Revenue Agency (CRA) uses information from your tax return to determine your eligibility.

For the NOEC and OEPTC, you must complete Form ON-BEN (Application for the Ontario Trillium Benefit and the Ontario Senior Homeowners’ Property Tax Credit) along with your previous year’s tax return.

You must apply for the trillium benefit every year at tax time.

To be eligible for the NOEC and OEPTC for any particular year, you must meet the eligibility requirements on the first day of that payment month.

For example, if you moved out of Northern Ontario on February 1, you will be eligible to receive the credit for January and February but not for the rest of the year.

How Much Trillium Benefits Can You Expect?

You can apply to receive OTB payments if you qualify for at least one of the credits. The amount you receive will depend on your family’s net income from the previous tax year, your age, marital status, family size, property taxes, accommodation costs, etc.

The benefit payment period runs from July to June, and for 2023/2024, it is July 2023 to June 2024.

Payments are issued by the CRA and are typically paid via direct deposit. You can enter your bank details for direct deposit using the CRA MyAccount service.

If you don’t have a direct deposit set up, a cheque will be mailed to the address you have on file. 

Learn about how to open a CRA My Account.

Ontario Sales Tax Credit (OSTC) Amount

The maximum OSTC amount per adult and child is $345 in 2023/2024 (it was $324 for the 2022 payment period).

The amount you receive is reduced by 4% of your adjusted household net income over $26,535 (for singles with no children) or over $33,169 (for parents).

Ontario Energy and Property Tax Credit (OEPTC) Amount

The maximum OEPTC amount in 2023/2024 is:

  • $1,194 for individuals between 18 and 64 years old. This is made up of $265 for energy costs and $929 for property taxes
  • $1,360 for seniors who are 65 years and older. This is made up of $249 for energy costs and $1,095 for property taxes
  • $265 for individuals living on a reserve or nursing home
  • $25 for students living in a designated college, university, or private school residence

Northern Ontario Energy Credit (NOEC) Amount

The maximum NOEC in 2022/2023 is $172 for single individuals with no children and $265 for families. 

The credit amount is reduced by 1% of your adjusted net income exceeding $46,436 for singles or $59,704 for families.

You can estimate your OTB using the fed’s child and family benefits calculator.

For the OEPTC, you can also use these 2023 OEPTC calculation sheets.

For the NOEC, you can use these 2023 NOEC calculation sheets.

Is the OTB Taxable?

No, the OTB is a tax-free payment and is not included in your taxable income.

If you owe the CRA unpaid taxes or overpayments from other benefits, your OTB may be used to pay off your debt. If there’s an excess amount after, it will be sent to you.

OTB FAQs

What is the maximum income to qualify for the Ontario Trillium Benefit?

A single individual can qualify for the full Ontario Sales Tax Credit (OSTC) with an income of up to $26,535 and the Northern Ontario Energy Credit (NOEC) with an income of up to $46,436. The threshold maximum income for families to get the full amounts for the OSTC and NOEC are $33,169 and $59,704, respectively.

Can I get back pay for Ontario Trillium?

If your 2022 tax return is assessed after June 10, 2023, your first OTB payment will include any unpaid amounts from previous months and will be paid 4-8 weeks after your tax return has been assessed. All other future OTB payments are paid on the 10th of each month. You can also choose to get your OTB in one lump-sum payment at the end of the benefit year in June 2024.

Other Benefits For Ontario Residents

Ontario Child Benefit

Residents of Ontario may be eligible for the Ontario Child Benefit in addition to the standard Canada Child Benefit (CCB).

The Ontario Child Benefit is combined with the CCB into one single monthly payment that is administered by the CRA. It provides up to a maximum of $1,607 per child per year or $123.92 per child per month.

Ontario Child Benefit (OCB) payments fall on the same dates as the CCB. For 2023 and 2024, it is:

  • December 13, 2023
  • January 19, 2024
  • February 20, 2024
  • March 20, 2024
  • April 19, 2024
  • May 17, 2024
  • June 20, 2024
  • July 19, 2024
  • August 20, 2024
  • September 20, 2024
  • October 18, 2024
  • November 20, 2024
  • December 13, 2024

CRA automatically assesses whether you are eligible for the OCB when you file your income tax return.

Ontario Guaranteed Annual Income System (GAINS)

Low-income seniors in Ontario may qualify for the GAINS benefit, a monthly non-taxable benefit.

GAINS payments range from $2.50 to $83 monthly, depending on your income. However, the maximum amount was recently doubled for 12 months, starting in January 2023 (i.e. $166 monthly for single seniors and up to $332 monthly for couples).

You may be eligible for GAINS payments if you:

  • Are 65 years of age or older
  • Are getting Old Age Security and Guaranteed Income Supplement payments
  • Have been a resident of Ontario for the past 12 months, or have lived in Ontario for a total of 20 years since you were 18 years old
  • Have been a Canadian resident for 10 or more years
  • You earn a limited income

For 2023, your annual private income can be up to $1,992 if you are single, widowed or divorced, or up to $3,984 for a couple.

GAINS eligibility is automatically assessed if you receive OAS and GIS.

Ontario Senior Homeowners’ Property Tax Credit

The Ontario Senior Homeowners’ Property Tax Credit (OSHPTG) helps low- to moderate-income seniors offset the cost of their property taxes. The maximum grant is $500 each year.

To qualify for the maximum amount in 2023/2024, your adjusted family net income for the 2022 tax year has to be $35,000 or less (singles) or $45,000 or less (couples).

A 3.33% reduction applies to income between $35,000 and $50,000 for single individuals and between $45,000 and $60,000 for couples.

To apply, file your income tax return and complete the ON-BEN form.

The OSHPTG payment is issued 4-8 weeks after you receive your notice of assessment from the CRA.

Trillium Drug Program

Ontario’s Trillium Drug Program (TDP) caters to residents of the province who spend approximately 4% or more of their after-tax household income on prescription drugs. TDP covers the cost of 4,400 prescription drugs.

To be eligible for the trillium drug program, you should:

  • Live in Ontario and have a valid Ontario health card
  • Not have a private insurance plan that covers 100% of your drug costs
  • Spend 4% or more of your net income on paying for prescription drugs
  • Not be eligible for drug cost coverage under the Ontario Drug Benefit program

TDP kicks in after you spend about 4% of your household income to purchase prescriptions. This amount is your deductible and is split into four parts or quarterly amounts.

After you have exceeded your deductible in any quarter, you only have to pay $2 for eligible prescriptions that are filled for the rest of that quarter.

The Trillium Drug Program quarters are:

  • 1st quarter: August to October
  • 2nd quarter: November to January
  • 3rd quarter: February to April
  • 4th quarter: May to July

When your deductible is not used up in a quarter, the unpaid portion is added to your deductible total for the next quarter.

Apply for the TDP by September 30 using the application forms here or by calling 1-800-575-5386 (toll-free) or 416-642-3038 (Toronto). 

After you have been accepted into the program, your household’s enrollment is automatically renewed every year.

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Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

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15 thoughts on “Ontario Trillium Benefit Explained and Payment Dates (2024)”

  1. Gravatar for Randy

    How to report a non payment of the trillium benefit who to call etc I have not recieved my May’s entitlement

    • Gravatar for Enoch Omololu

      @Randy: For questions about the OTB, call the province at 1-866-668-8297.

      • Gravatar for Shane McPherson

        I’ve called this number TWICE and just getting the run around! I need to talk to someone regarding payments to the OTB – why am I getting a bill to pay? This is VERY distressing!

      • Gravatar for Mary

        Hi I’m eligible for the OTB as my income is under 10 000/year. Just received a notice that my annual sales tax credit is 313.00 and my energy and property tax credit is 421.80 for an annual entitlement of 734.80 but in that same notice it sent me a remittance notice for 286.92?! Why would I owe money? I’m concerned to call the number in the letter in case it’s spam.the number in the letter is 1 877 627 6645. even though this came as a letter not an email I was suspicious I called the number someone with a very thick accent answered and once she convinced me to give my social insurance number just before giving it to her the line went dead. Can you please verify if that’s the correct number and if you’ve heard of someone owing money rather than receiving the money for the OTB. Thanks

      • Gravatar for kenrick Duke

        Or try there direct line at 1-877-627-6645

  2. Gravatar for Lynda McLennan

    I just found out the OSTC given to people on OW when the pandemic hit has to be paid back. NO ONE SAIDANYTHINGABOUT THIS WHEN IT WAS DEPOSITED INTO MY ACCOUNT WITHOUT A REQUEST!!

  3. Gravatar for Fern

    Did OTB go up for this month?
    And if so how much?
    Or did GST go up?

  4. Gravatar for BettyAnn Power

    I have been receiving the trillium payment every month a few months ago thier was a mix as a mistake was made on my last year taxes it was cleared got a back amount the missed of which was $100 per month last month was only $78 can i know why it is less than before

    Thank You

  5. Gravatar for Douglas MacLean

    I had signed up for the Trillium benefit in 2019 (base year) which runs from July 2020 until June 2021.
    You approved of my benefit which was supposed to be dispersed by June 2021. This was approved by
    Bob Hamilton.
    The problem, the benefit has not shown up as yet, we called yesterday with no satisfaction.
    Does anyone know what is going on in this department?
    Bad Year??

  6. Gravatar for JOANNE WARD SHORT

    i am in receipt of the Trillium Ontario Benefit on a monthly basis in the amount of 42.24 – i just received a cheque for July’s payment in the amount of 32.70
    can you let me know the reason for the decrease
    thank you very much

    • Gravatar for Enoch Omololu

      @Joanne: Best to contact the CRA directly so they can take a look at your account.

  7. Gravatar for Connie Tasse

    Hi
    It seems that the Ontario Government is now going after poor people who live in Public Housing such as Toronto Community Housing and Ottawa Public Housing to not pay the Trillium benefit to them. The CRA has been directed by the Ontario Government to deny people the right to claim rent on their income taxes because they say Public housing is an institution and that people who live in public housing are not eligible to claim rent expenses because their rents are subsidized. The CRA is targeting individuals who live in Public Housing right now by issuing audits and denying them the right to claim rent. This is a direct attack on people who live in Public Housing by the Ontario Government.

  8. Gravatar for Susan Czajkowskyj

    I am inquiring about The Trillium Benefits . I’m no longer receiving The Ontario Disability Support Program. My birthday is August 2, 1955. I have Cerebral Palsy. I use an electric power wheelchair to get around. There are many bills to pay. O.D.S.P. used to help pay for my incontent supplies, Various repairs on my wheelchair, commode shower chair. My rent increased. I am able to pay my rent and other bills. I’m having difficulties in paying what I used to get help with. Ambulance and my return home. Dental and eye megafire glasses. I was able to receive aid through O.D.S.P. Please would your organization direct me to help what O.D.S.P. used to help me pay. I am not able to access The Ontario works because of my age. I appreciate any suggestions that would help me pay only what O.D.S.P. used to aid me with.

  9. Gravatar for Gerrilynn

    I have a question I have been paying off a 1900.00 dollars to CRA for over 20 yes I’m not understanding how to get this paid they take all my refunds every year I’m not sure why it hasn’t been paid yet

    • Gravatar for Enoch Omololu, MSc (Econ)

      @Gerrilynn: To confirm this, it is best to contact the CRA directly so they can look up their records.

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