The Canada Child Benefit is a monthly tax-free benefit available to eligible families with children under the age of 18. Its name has changed over the years, and it’s often still referred to by many as the “Child Tax Benefit.”
The CCB is aimed at eradicating child poverty in Canada. It is unique in that the benefits received are not considered taxable income.
Below I cover the CCB payment dates in 2023 and everything you need to know about the Canada Child Benefit.
Canada Child Benefit Dates 2023
Canada Revenue Agency (CRA) will send Canada Child Benefit payments for 2023 on the following dates:
|CCB payment month||CCB payment dates 2023|
|January||January 20, 2023|
|February||February 20, 2023|
|March||March 20, 2023|
|April||April 20, 2023|
|May||May 19, 2023|
|June||June 20, 2023|
|July||July 20, 2023|
|August||August 18, 2023|
|September||September 20, 2023|
|October||October 20, 2023|
|November||November 20, 2023|
|December||December 13, 2023|
Payments are made directly to the bank account you register with CRA.
While payments are generally made by the 20th of the month, you should wait about a week or so before contacting CRA if you haven’t yet received the benefit.
Canada Child Benefit Amount
For July 2023 to June 2024 payment cycle, the CCB provides a maximum annual benefit of $7,437 for each child under the age of 6 and up to $6,275 per year for each child between the age of 6 and 17.
What is the Canada Child Benefit (CCB)?
The CCB is a tax-free benefit available to eligible families. The amount you receive is dependent on:
- The number of children who live with you and their ages.
- Your adjusted family net income.
- Your child’s eligibility for the child disability benefit.
- Your marital status.
- Your province of residence and whether you qualify for other provincial child benefits that are administered by the CRA and combined with your CCB.
The CCB payment period runs from July to June, and the amount you receive is based on your income tax return for the previous year.
For example, CCB payment amounts for July 2023 to June 2024 payment cycle are based on your family’s net income for the 2022 tax year.
Starting in July 2024, your net income in 2023 will be used to calculate your CCB benefit eligibility.
To continue receiving the CCB, you and your spouse must file an income tax return every year, even if you have not earned taxable income during the year.
How To Apply for the CCB
You may be eligible to apply for the CCB if you are directly responsible for a child who is a minor (under age 18) and live with them. You must also be a resident of Canada for tax purposes. The female parent is typically considered the primary caregiver.
Automatic application for the CCB occurs when you register the birth of your child with your province.
Newcomers who come to Canada with kids born abroad can complete Form RC66 and mail it to the tax centre closest to them (there are centres in Winnipeg, Sudbury, and Quebec).
You must provide proof of birth, e.g. a birth certificate, passport, or permanent resident card, and complete the form Schedule RC66SCH, Status in Canada/Statement of Income.
It may take up to 11 weeks for your CCB application to go through.
If you have questions about your CCB application, reach out to the CRA via its Canada Child Benefits phone at 1-800-387-1193.
If you live in the Yukon, Nunavut, or the Northwest Territories, the number to call is 1-866-426-1527.
Canada Child Benefit Calculation: How Much CCB Will You Get?
The government has a child and family benefits calculator (CCB payment calculator) you can use to estimate your monthly payments.
For July 2023 to June 2024 payment period, the following maximum benefits apply:
- Children under 6: $7,437 or $619.75 per month
- Children between 6 and 17: $6,275 or $522.91 per month
As your adjusted family net income (AFNI) increases, the amount of CCB you get reduces. The phase-out rate starts at $34,863.
|# of eligible children|
July 2023 – June 2024)
|AFNI over $34,863 and up to $75,537||AFNI over $75,537|
|4 or more children||23.0%||9.5%|
To see how the phase-out rates work, consider the following example:
A family with a combined net income of $90,000 and 2 kids aged 2 and 3 (both under 6 years) will receive:
- The maximum annual CCB for two children under 6 years is $14,874 (i.e. $7,437 x 2).
- There is a 13.5% phase-out rate for income between $34,863 and $75,537: ($40,674 x 13.5%) = $5,491.
- There is a 5.7% phase-out rate for income between $75,537 and $90,000: ($14,463 x 5.7%) = $824.39
- The total reduction amount: ($5,491 + $824.39) = $6,315.39
Total CCB received = maximum annual CCB – reduction amount
- Total CCB = ($14,874 – $6,315.39)
- Total CCB received = $8,558.61 or $713.22 per month.
A family that is eligible for the CCB may also qualify for the Child Disability Benefit, which provides up to $3,173 per year (or $264.41 per month) per eligible child.
Provincial Child Benefit Programs and the CCB
Some provincial child benefit programs are administered by the CRA and are combined with CCB payments, including:
- New Brunswick Child tax benefit
- Newfoundland and Labrador child benefit
- Northwest Territories child benefit
- Nova Scotia child benefit
- Nunavut child benefit
- Yukon child benefit
- BC early childhood tax benefit
- Ontario child benefit
The Alberta Child Benefit and Alberta Family Employment tax credits have been combined and are now called the Alberta Child and Family Benefit (ACFB). This benefit is paid out separately from the CCB.
Quebec offers a Family Allowance payment via Retraite Quebec.
Other child benefits available in Quebec include the Supplement for Handicapped Children Requiring Exceptional Care and Supplement for the Purchase of School Supplies.
CCB Increase in 2023
CCB payments increased in July 2023 to keep up with inflation. Another increase is slated for July 2024.
The maximum annual CCB benefit for a child under 6 increased to $7,437, and for those aged 6-17, the maximum annual benefit is now $5,903 per child.
This 6.28% increase translates to an extra $440 per child under 6 over the next payment cycle or approximately $36.67 monthly.
This increase extends to 2024 until the current payment cycle ends in June 2024.
Will CCB Increase in 2023?
Yes, the Canada Child Benefit increased in 2023 when it was indexed to inflation in July 2023.
Child Disability Benefit Payment Dates
The Child Disability Benefit (CDB) is paid to eligible families who have a child under 18 that suffers from a severe and prolonged impairment that limits them physically or mentally.
The maximum Canada Disability Benefit for the period of July 2023 to June 2024 is $264.41 per month or $3,173 per year.
The CDB is included in CCB payments for those who qualify, and payment dates occur on the same dates as the CCB as follows:
- January 20, 2023
- February 20, 2023
- March 20, 2023
- April 20, 2023
- May 19, 2023
- June 20, 2023
- July 20, 2023
- August 18, 2023
- September 20, 2023
- October 20, 2023
- November 20, 2023
- December 13, 2023
Canada Child Benefit FAQ
For children under age 6, the current maximum monthly benefit is $619.75 per child. For children older than 6 through 17, the maximum monthly benefit is $522.91 per child. Families with a net income below $34,863 will receive the maximum benefit.
No, the Canada Child Benefit is a tax-free benefit and does not count toward your taxable income when you file your income tax return.
Yes. The CCB increased in July 2023, and this increase will be reflected in all payments during the cycle that runs from July 2023 to June 2024.
How much you receive depends on your family’s net income for the previous year, the age and number of your children, and your province of residence.
Child benefits stop when your child turns 18, or your family’s net income exceeds the maximum threshold.
If the CRA pays you too much CCB, they will let you know how much was overpaid, and the excess amount may be deducted from your future CCB payments, income tax refund, or GST/HST credit.
You could get up to an extra $440 per child under the age of six in the 2023-2024 payment period.
Related: Ontario Trillium Benefit Dates.