Canada Child Benefit (CCB) Payment Dates, Application, and Amounts in 2021

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by Enoch Omololu


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The Canada Child Benefit is a monthly tax-free benefit available to eligible families with children who are under 18 years of age. Its name has changed over the years and it’s often still referred to by many as the “Child Tax Benefit.”

With its introduction in the 2016 Federal Budget, the Canada Child Benefit (CCB) replaced the Canada Child Tax Benefit (CCTB) and the Universal Child Tax Benefit (UCCB). It was also enhanced to provide increased benefits to low and middle-income families.

The CCB is aimed at eradicating child poverty in Canada and it is unique in that the benefits received are not considered as taxable income.

What this means is that the families that benefit from the program will not lose other income-tested benefits such as the GST/HST credit and the Guaranteed Income Supplement.

Below I cover the CCB payment dates in 2021 and everything else you need to know about the Canada Child Benefit.

Canada Child Benefit Dates 2021

Canada Revenue Agency (CRA) will send out Canada Child Benefit payments for 2021 on the following dates:

  • January 20, 2021
  • February 19, 2021
  • March 19, 2021
  • April 20, 2021
  • May 20, 2021
  • June 18, 2021
  • July 20, 2021
  • August 20, 2021
  • September 20, 2021
  • October 20, 2021
  • November 19, 2021
  • December 13, 2021

Payments are made directly to the bank account you register with CRA.

While payments are generally made by the 20th of the month, you should wait about a week or so before contacting CRA if you haven’t yet received the benefit.

Canada Child Benefit Amount

For the July 2021 to June 2022 payment cycle, the CCB provides a maximum annual benefit of $6,833 for each child under age 6 and up to $5,765 per year for each child between the age of 6 and 17.

Canada Child Benefit Dates and Application

What is the CCB?

The CCB is a tax-free benefit available to eligible families. The amount you receive is dependent on:

  • The number of children who live with you and their ages.
  • Your adjusted family net income.
  • Your child’s eligibility for the child disability benefit.
  • Your marital status.
  • Your province of residence and whether you qualify for other provincial child benefits that are administered by the CRA and combined with your CCB.

The CCB payment period runs from July to June and the amount you receive is based on your income tax return for the previous year.

For example, CCB payment amounts for July 2020 to June 2021 payment cycle are based on your family’s net income for the 2019 tax year.

Starting in July 2021, your net income in 2020 is used to calculate your CCB benefit eligibility.

To continue receiving the CCB, you and your spouse must file an income tax return every year even if you have not earned taxable income during the year.

How To Apply for the CCB

You may be eligible to apply for the CCB if you are directly responsible for a child who is a minor (under age 18) and live with them. You must also be a resident of Canada for tax purposes. The female parent is typically considered the primary caregiver.

Automatic application for the CCB occurs when you register the birth of your child with your province.

Alternatively, you can register via CRA My Account or complete Form RC66, Canada Child Benefits Application.

Newcomers who come to Canada with kids born abroad can complete Form RC66 and mail it to the tax centre closest to them (there are centres in Winnipeg, Sudbury, and Quebec).

You must provide proof of birth e.g. a birth certificate, passport, or permanent resident card, and complete the form Schedule RC66SCH, Status in Canada/Statement of Income.

It may take up to 11 weeks for your CCB application to go through.

Provincial Child Benefit Programs and the CCB

Some provincial child benefit programs are administered by the CRA and are combined with CCB payments including:

  • New Brunswick Child tax benefit
  • Newfoundland and Labrador child benefit
  • Northwest Territories child benefit
  • Nova Scotia child benefit
  • Nunavut child benefit
  • Yukon child benefit
  • BC early childhood tax benefit
  • Ontario child benefit

The Alberta Child Benefit and Alberta Family Employment tax credit are paid out separately from the CCB.

Starting in July 2020, both Alberta programs were consolidated into a new program called the Alberta Child and Family Benefit (ACFB).

Quebec offers a Family Allowance payment via Retraite Quebec.

Other child benefits available in Quebec include the Supplement for Handicapped Children Requiring Exceptional Care and Supplement for the Purchase of School Supplies.

Canada Child Benefit Calculation: How Much CCB Will You Get?

The government has a child and family benefits calculator you can use to estimate your monthly CCB payments.

For July 2021 to June 2022 payment period, the following maximum benefits apply:

  • Children under 6: $6,833 or $569.41 per month
  • Children between 6 and 17: $5,765 or $480.41 per month

As your adjusted family net income (AFNI) increases, the amount of CCB you get reduces. The phase-out rate starts at $32,028.

# of eligible children
July 2021 – June 2022)
AFNI over $32,028 and up to $69,395AFNI over $69,395
1 child7.0%3.2%
2 children13.5%5.7%
3 children19.0%8%
4 or more children23.0%9.5%

To see how the phase-out rates work, consider the following example:

A family with a combined net income of $90,000 and 2 kids aged 2 and 3 (both under 6 years) will receive:

  • The maximum annual CCB for two children under 6 years is $13,666 (i.e. $6,833 x 2).
  • There is a 13.5% phase-out rate for income between $32,028 and $69,395: ($37,367 x 13.5%) = $5,044.545.
  • There is a 5.7% phase-out rate for income between $69,395 and $90,000: ($20,605 x 5.7%) = $1,174.485
  • The total reduction amount: ($5,044.545 + $1,174.485) = $6,219.03

Total CCB received = maximum annual CCB – reduction amount

  • Total CCB = ($13,666 – $6,219.03)
  • Total CCB received = $7,446.97 or $620.58 per month.

A family that is eligible for the CCB may also qualify for the Child Disability Benefit which provides up to $2,915 per year (or $242.91 per month) per eligible child.

Canada Child Benefit Young Child Supplement (CCBYCS)

The CCB young child supplement (CCBYCS) provides up to four extra payments to families with children under age 6 in 2021.

To be eligible, you must have a child under age 6 in January, April, July, or October.

You get $150 to $300 per child based on your family net income in 2019 and 2020. For the January and April 2021 payments, you receive payments as follows:

  • $300 per child if your family net income in 2019 was $120,000 or less.
  • $150 per child if your family net income in 2019 was more than $120,000.

For the payments in July and October 2021, you receive payments as follows:

  • $300 per child if your family net income in 2020 was $120,000 or less.
  • $150 per child if your family net income in 2020 was more than $120,000.

CCB Young Child Supplement Payment Dates

CCBYCS is paid separately from CCB and the payment dates are on:

  • May 28, 2021 (includes January and April payments)
  • July 30, 2021
  • October 29, 2021

CCB Increase in 2021

CCB payments increased in July 2021 to keep up with inflation.

The maximum annual CCB benefit for a child under 6 increased to $6,833 and for those aged 6-17, the maximum annual benefit is now $5,765 per child.

This 1% increase translates to an extra $68 per child under 6 over the next payment cycle or approximately $5.67 per month.

For questions about your benefits, you can call CRA at 1-800-387-1193.

Here are some strategies for increasing your CCB and how to invest in your kid’s RESP account.

Canada Child Benefit FAQ

How much is the child benefit in Canada per month?

For children under age 6, the current maximum monthly benefit is $569.41 per child. For children older than 6 through 17, the maximum monthly benefit is $480.41 per child. Families with a net income below $32,028 will receive the maximum benefit.

Is the child benefit taxable?

No, the Canada Child Benefit is a tax-free benefit and does not count towards your taxable income when you file your income tax return.

How is the CCB calculated?

How much you receive is dependent on your family’s net income for the previous year, the age and number of your children, and your province of residence.

At what age does the Canada Child Benefit stop?

Child benefits stop when your child turns 18 or when your family’s net income exceeds the maximum threshold.

Do you pay back child benefits in Canada?

If the CRA pays you too much CCB, they will let you know how much was overpaid and the excess amount may be deducted from your future CCB payments, income tax refund, or GST/HST credit.

How much extra CCB will I get in 2021?

Families can get up to an extra $1,200 per child under the age of six in 2021 through the CCB young child supplement (CCBYCS).

Have questions about the CCB? Leave them in the comments.

Canada Child Benefit (CCB) Payment Dates, Application, and Amounts in 2021
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Enoch Omololu

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch has a passion for helping others win with their personal finances and has been writing about money matters for over a decade. His writing has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, Financial Post, Toronto Star, Credit Canada, MSN Money, National Post, CIBC, and many other personal finance publications.

His top investment tools include Wealthsimple and Questrade. He earns cash back on purchases using KOHO, monitors his credit score for free using Borrowell, and earns interest on savings through EQ Bank.

26 thoughts on “Canada Child Benefit (CCB) Payment Dates, Application, and Amounts in 2021”

  1. A child becomes the age of 6 on 27July 2020. What maximum benefit amount ($6,765 or $5,708) will be used to calculate the CCB for July 2020.

    • @Louis: I think it will initially be based on the $6,765 amount.

      If you read this please provide feedback on what it actually was…I am interested in how CRA does the calculation when the kid turns 6 just a few days before the new payment regime starts.

  2. The CRA issues the benefit for children ages 0-6 until the month before the Childs birthday (ex if a child is turning 6 years old in July 2020 the rate for 0-6 will apply until June and the new rate for older than 6 through 17 will take effect in July 2020
    I hope that helps you understand better 🙂

    • Respect.
      Can I apply for child benefit, my children were not born in Canada and I do not have PR status?

  3. Can a single father who doesn’t have PR status yet able to obtain CCB for his 2 children born in Ontario?

    • @A.C. I believe you can apply if you have a valid visa (student or work visa).

  4. when is the 1200 extra per child ages 6 and under for 2021 going to be paid? i thought it was suppose to be 300 quarterly but nothing has been given as of yet and it is nearing end of April 2021

  5. also have this question

  6. My son just turned 6years old on April 20th,and my 2019-2020 income tax was done. Will we be eligible for the $1200 from CCB??

  7. My child was born April 16 which is 4 days before payments are made. Of course I didn’t get it yet but I’m wondering if I’ll be paid for April.

  8. What if our income taxes are not completed yet will I still receive my family allowance for july 2021 ?

    • @Charity: It may be delayed until you file your 2020 taxes.

  9. Oh and will I get the 1200 ccb also ?

  10. Will the payments automatically stop when my child turns 18?

    • @Debbie: Child benefits stop when your child turns 18 or when your family’s net income exceeds the maximum threshold

  11. If a child was born June 2021 will it be reflected in 2021 payments or not until reassessment done July 2022

  12. I’ve applied for CCB 2 months after my twins were born in July 2019. I was on mat leave then and now I am an unemployed stay-at-home mom. CRA finally calculated my family net income and they start paying me in June 2020. Will I get anything from July 2019 to December 2019?

    • @Kheelar: Normally you should unless your family income exceeds the maximum threshold. Best to reach out to the CRA at CRA at 1-800-387-1193 to see what is going on.

  13. If I missed my last payment because I hadn’t yet filed my 2020 taxes will my next payment be double ? Or when will I receive my missed payment ?

  14. My child was born on June 30th, 2021. Will she be entitled to get the CCBYCS for July and October?

    • @Tashina: Yes, she would be entitled to it if you meet the income test.

  15. i haven’t received my child tax’s yesterday or today, but will i still receive it a few days later or ?

  16. I was super late filing my taxes, and getting back paid baby bonus on November. Will I get back pay on the $300 a month for the extra ccb?

    • @Amanda: I’m not sure whether back pay is possible on the extra CCB. I’d suggest giving them a call to make a claim for it.

  17. If I had to verify my identity for the emergency caregiver support benefits will I have to wait for the child tax benefit as well

  18. My son was born August 31st so wondering if I’d get child tax for the month of August or no because he was born on the last day of the month.?

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