In addition to the Canada Child Benefit (CCB), eligible families in British Columbia receive the monthly tax-free B.C. Child Opportunity Benefit (BCCOB).
The Canada Revenue Agency administers both the CCB and BCCOB, and both are paid in one single monthly payment.
B.C. Child Benefit Payment Dates 2025
The BCCOB is paid on the same date as the Canada Child Benefit. For 2025, the payment dates are:
- January 20, 2025
- February 20, 2025
- March 20, 2025
- April 17, 2025
- May 20, 2025
- June 20, 2025
- July 18, 2025
- August 20, 2025
- September 19, 2025
- October 20, 2025
- November 20, 2025
- December 12, 2025
For questions about your benefits, contact the CRA at 1-800-387-1193.
How Much BC Child Opportunity Benefit You Will Get
The maximum B.C. Child Opportunity Benefit payable per child per year is as follows:
- 1st Child: $2,188/year
- 2nd Child: $1,375
- Each subsequent child under 18: $1,125
A family with a net income of $35,902 or less receives the maximum amount.
If your family’s net income is between $35,902 and $114,887, your total child benefit is reduced by 4% of the portion over $35,902 until it reaches:
- 1st Child: $969/year
- 2nd Child: $937/year
- Each subsequent child under 18: $906/year
For net income exceeding $114,887, your total benefit is reduced by 4% of the amount over $114,887 until it reaches $0.
You can use this B.C. Child Opportunity Calculator to estimate your benefit amount.
BC Child Opportunity Benefit (BCCOB) Overview
Formerly known as the B.C. Early Childhood Tax Benefit, the B.C. Child Opportunity Benefit is a tax-free monthly payment provided to parents with children under 18 years of age.
Families with a net income of $35,902 or less receive the maximum amount per child and the income threshold for calculating B.C. Child Opportunity Benefits is indexed to inflation. Income thresholds are readjusted every July.
The current payment period runs from July 2024 to June 2025.
How to Apply For The B.C. Child Opportunity Benefit
The B.C. Child Opportunity Benefit is administered by the CRA on behalf of the B.C. provincial government.
If you have applied for the Canada Child Benefit, your eligibility for the BCCOB is automatically assessed simultaneously, and a separate application is not required.
If you have not applied for the Canada Child Benefit, you can apply when registering your newborn or through your CRA My Account.
You can also complete the Canada Child Benefits Application (Form RC66) and mail it to your local CRA office.
Related: B.C. Tax Brackets and Rates.
Other Relevant BC Child Benefit Programs
Other child-related benefits applicable to residents of British Columbia are:
- Affordable Child Care Benefit
- Families with Children Tax Deferment Program, and
- Climate Action Tax Credit
Affordable Child Care Benefit
The Affordable Child Care Benefit is a monthly benefit that helps eligible families with childcare costs. It was previously known as the Child Care Subsidy.
To be eligible, you must meet the following requirements:
- You must reside in B.C. and be a Canadian citizen or permanent resident of Canada.
- You must have an eligible reason for needing childcare, e.g. employment, schooling, medical condition, etc.
- You must have a family income of $111,000 or less.
How much will you receive?
The amount of childcare benefit or subsidy you receive is dependent on the number of children, the type of childcare they are in, whether they have special needs, and your household income.
For example, if your child has special needs, they may qualify for an extra $150 per month for child care.
A maximum benefit applies to each type of childcare. For example, for children under 19 months, the maximum monthly funding based on the type of childcare provided is:
- Group child care (licensed): $1,250
- Family child care (licensed): $1,000
- Registered but unlicensed care: $600
- Unregistered and unlicensed care: $438
- In child’s own home care: up to $394
The funding provided is reduced as the child grows older.
You may qualify for the maximum funding if your income is $45,000 or less and partial funding if your family income is between $45,000 and $111,000.
You can also estimate how much you are eligible for using this calculator.
For a complete list of rates for the Affordable Child Care Benefit, click here.
How to Apply
You can apply for this benefit online or submit an application by mail to Child Care Service Centre, P O Box 9953 Stn Prov Govt Victoria BC V8W 9R3.
You can also fax your application to 1-877-544-0699.
You will need to provide a completed child care arrangement form (CF2798), spousal information, personal details for each child, including a government-issued ID, and reasons for needing child care.
You should apply for funding before the end of the month when you need child care.
Related: Federal and Provincial Statutory Holidays.
Families with Children Tax Deferment Program
This program offers eligible families a low-interest loan to defer property taxes on their principal residence.
To qualify for the loan, you must:
- Be a Canadian citizen or permanent resident
- Be a registered owner of the property
- Have resided in B.C. for at least one year
- Be financially supporting an eligible child
- Have a minimum of 15% equity in the property’s assessed value
You must also be paying property taxes to a municipality or the province and not have unpaid bills.
To apply, submit your application to eTaxBC here.
The interest rate for the Families with Children Program is 6.45% (simple interest).
Climate Action Tax Credit
The B.C. Climate Action Tax Credit (BCCATC) is a non-taxable payment made to eligible B.C. residents to help them offset the carbon taxes they pay.
Similar to the other benefits administered by the CRA, the payment period for the BCCATC runs from July to June. Payment is issued quarterly and combined with the GST or HST credit.
To be eligible for this tax credit, you must:
- Be a resident of B.C., and
- Be 19 years of age or older, or
- Have a spouse or common-law partner, or
- Be a parent and live with your child
How much will you receive?
The maximum credit for July 2024 to June 2025 payment is:
- Individual: $504Â
- Spouse or common-law partner: $252
- Child: $126 per child. The credit is $252 for the first child in a single-parent family
The income threshold amounts for July 2024 to June 2025 payment period are:
| Adjusted family net income threshold amount | Reduced credit if adjusted family net income is between | Adjusted net income where credit is reduced to zero | |
| Single | $41,071 | $41,071 and $66,271 | $66,271 or more |
| Married or common-law with no children | $57,288 | $57,288 and $95,088 | $95,088 or more |
| Married or common-law with one child | $57,288 | $57,288 and $101,388 | $101,388 or more |
| Married or common-law with two children | $57,288 | $57,288 and $107,688 | $107,688 or more |
| Married or common-law with three children | $57,288 | $57,288 and $113,988 | $113,988 or more |
| Single parent with one child | $57,288 | $57,288 and $95,088 | $95,088 or more |
| Single parent with two children | $57,288 | $57,288 and $101,388 | $101,388 or more |
| Single parent with three children | $57,288 | $57,288 and $107,688 | $107,688 or more |
