Purchasing your first home, especially in expensive cities like Toronto, can be financially daunting. Fortunately, first-time home buyers can receive incentives from both provincial and federal governments, which can alleviate the homeownership costs of Toronto’s competitive house market. This article covers all the first-time home buyers’ incentives you can expect when buying a house in ... Read more
The viral shopping app Temu has taken the eCommerce world by storm with its unmatched bargain prices and nonstop free shipping discounts. However, many people are also skeptical about the app’s seemingly too-good-to-be-true deals, with some warning that you’ll be trading off your privacy and information for the money you save. In this article, you’ll ... Read more
Is Alberta really as perfect as people say? While famous for its economic prosperity and stunning landscapes, there are areas in the province that raise cause for concern. Some cities in Alberta, such as Red Deer, Lethbridge, and Medicine Hat have high crime rates and safety challenges, making them among the most dangerous places to ... Read more
British Columbia is one of the least affordable places to live in Canada. And, when moving to this province, it’s best to ensure that you’ll live in a safe city with low crime rates, as not every corner of BC is as safe as you may think. This article covers the top 10 safest cities ... Read more
If you want to access more credit, one of the easiest options is to increase the limit on your credit card. But how can you go about this? Let’s take a closer look at how to increase your credit limit, the pros and cons, how often you should do it, and more. How to Increase ... Read more
If you enjoy shopping and entertainment but want to save money over time, consider subscribing to Amazon Prime Canada! As a Prime member, you can access many benefits, such as exclusive deals, free and fast shipping on millions of items, unlimited streaming of movies and TV shows, and so much more. If you’re curious about ... Read more
The Canadian mobile market offers a variety of phone networks, each catering to different needs and preferences. This article provides an overview of the best phone networks in Canada, highlighting the unique strengths of each provider. While many people know of the “big three” (Telus, Rogers, and Bell), there are plenty of other mobile networks ... Read more
Montreal and Toronto are two of Canada’s biggest and most well-known cities, leaving many Canadians wondering which urban center would be best for them to live in. It’s a tough decision: each city has its own unique character, and both are beautiful, culturally rich, and full of the modern amenities that every city dweller dreams ... Read more
Quick Answer The Ontario Trillium Benefit (OTB) is a provincial program that helps low-to-moderate-income Ontario residents pay for energy costs, sales, and property tax. If you’ve received an OTB Notice from the Canada Revenue Agency (CRA), that means there have been recent changes in your life or situations that can affect your eligibility for OTB. ... Read more
A new survey by Savvy New Canadians, a personal finance website with over 400,000 monthly visitors, reveals more than half of Canadians have a negative outlook when it comes to their personal finances, even though the majority changed their spending habits to curb debt accumulation. One key survey finding is despite budgeting being one of ... Read more
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