Why You Should Get A Mortgage Pre-Approval

Obtaining a mortgage pre-approval is a key step in your plan to buy a house. Let's say you have decided it is time to buy your first home. You know about closing costs and some of these important steps you need to take before buying your first home. Wow! You find the...

How Much Can I Afford to Spend on a Home?

When we started house hunting in 2015, one of the questions we had to find an answer to was: "How much home could we afford?" This is a question first-time home buyers need to ask themselves. The answer is not straightforward and many factors should be taken into...

How to Open a TD e-Series Funds Account

TD e-Series Funds are an excellent way to invest in a TFSA, RRSP, RESP, or non-registered account. This is because they have one of the lowest Management Expense Ratios (MERs) available on the market and give you the flexibility to manage your investment portfolio....

15 Ways to Save on Energy Costs This Winter

Energy consumption and costs have risen steadily since the end of the twentieth century with the increase in energy costs far outpacing growth in disposable income. A study by the Fraser Institute in 2016 showed that over one million Canadian households now spend more...

10 Ways To Save Money This Christmas

Christmas season is just around the corner! Here are a few tips to enjoy your Christmas, avoid debt, stay on budget, and not look like a Scrooge. 1. Set a Budget and Make a List You should have a budget for all your expenditures, and that that includes your Christmas...

Real Estate: Renting vs Buying A House

"To be, or not to be, that is the question. While the above quote is from Prince Hamlet, right out of the play Hamlet by William Shakespeare, a similar age old question confronts Canadians of all ages and stripes when it comes to buying a house: "To rent, or to buy?"...

RESP 101: Understanding the RESP

The Registered Education Savings Plan (RESP) is a government registered savings plan that helps parents to save for their child's post-secondary education in Canada. Contributions are made into the plan by individuals and also via government grants. Investment returns...

10 Steps To Take Before Buying Your First Home

Here are 10 steps to take before buying your first home: Save up for your down payment In Canada, if you are buying a house with a purchase price of $500,000 or less, you need a minimum down payment of 5%. For a house above $500,000 but less than $1 million, the...

Subscribe To Newsletter
Sign up today to join other visitors who receive our latest scoop on personal finance and free financial tips delivered to their inbox once a week. You will also receive our FREE e-Books!
close-link

Sign up now to receive our latest personal finance tips and also download our FREE eBooks.
SUBSCRIBE!
Give it a try, you can unsubscribe anytime.

Pin It on Pinterest

Shares
Share This