The Scotiabank Value Visa Card offers a 0% introductory interest rate on balance transfers for the first 10 months. In addition, you don’t pay an annual fee in the first year ($29 saving). The 12.99% regular interest on purchases and cash advances is one of the lowest in Canada.
If you are looking to cut the fees you pay on your current credit card balance, this card may work for you. Supplementary cards are free.