The Scotiabank Gold American Express Card ranks as the overall best credit card in Canada in our 2024 rankings. You earn 20,000 bonus points when you make at least $1,000 in purchases in the first 3 months. Get an additional 20,000 bonus points when spend $7,500 in the first year. Total value of bonus points is up to $400.
This card saves you on foreign transaction fees (2.5% savings) and it pays up to 6 points per $1 spent on groceries, 5 points/$1 spent on entertainment, 3 points/$1 on gas and transit, and 1 point/$1 spent on all other purchases. It also comes with a robust list of travel insurance benefits and perks.