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Tangerine Credit Card Promotions for December 2022

Tangerine credit cards are some of the best cash back credit cards in Canada without annual fees.

Now and then, Tangerine promotional offers make these cards even more attractive by doubling the cash back rate and/or by offering a low balance transfer rate.

This article lists the current Tangerine credit card promotions, offers, and bonuses you can take advantage of.

Tangerine Money-Back Credit Card Promotion

This entry-level Tangerine card offers:

  • Up to 2% unlimited cash back on purchases in 3 categories and 0.50% cash back on everything else
  • Purchase protection and extended warranty
  • No annual fees
  • Free supplementary cards
  • Mastercard Zero Liability

Promotion: Earn an extra 15% cash back on top of the 2% earn rate. This bonus offer applies to up to $1,000 spent in your first 2 months ($150 value).

When you apply for a Tangerine Money-Back Mastercard, you can transfer your balance from other credit cards and pay a low 1.95% interest rate for 6 months. While a 1% balance transfer fee applies, this offer can help you save a lot of money in interest fees.

After the promotional 6 months ends, a regular balance transfer interest rate of 19.95% applies.

Tangerine Money-Back Credit Card

Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.

Welcome offer: Get an extra 15% cash back on up to $1,000 in spending in the first 2 months ($150 value).

Interest rates: 19.95% for purchases, balance transfers, and cash advances.

Annual fee: $0

Tangerine World Mastercard Promotion

The Tangerine World Mastercard is the ‘premium’ credit card offered by Tangerine Bank.

In addition to having no annual fees, this card also offers:

  • Up to 2% unlimited cash back on purchases in 3 categories of spending and 0.50% on all other purchases
  • Boingo Wi-Fi at over 1 million hotspots worldwide
  • Rental car insurance
  • Mobile device insurance
  • Complimentary membership in Mastercard Airport Experiences provided by Loungekey and access to over 1,000 lounges worldwide
  • Purchase protection and extended warranty

Promotion: Earn an extra 15% cash back on top of the 2% earn rate. This bonus offer applies to up to $1,000 spent in your first 2 months ($150 value).

When you apply for this card, you get a promo balance transfer interest rate of 1.95% for 6 months. After the first 6 months, you pay the regular 19.95% rate.

Note that to qualify for the balance transfer promotional offer, you must make the transfers within 30 days of opening your account.

Get more details in this review of the Tangerine World Mastercard.

Tangerine World Mastercard

Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases; VIP perks.

Welcome offer: Get an extra 15% cash back on up to $1,000 in spending in the first 2 months ($150 value).

Interest rates: 19.95% for purchases, balance transfers, and cash advances.

Annual fee: $0

Tangerine Credit Card Comparison

 Credit CardsTangerine Money-Back Credit CardTangerine World Mastercard
Annual fee$0$0
Maximum cash back rate2%2%
Promotional offer1.95% balance transfer for 6 months;
extra 15% cash back ($150 value)
1.95% balance transfer for 6 months;
extra 15% cash back ($150 value)
Income requirement (annual)$12,000$60,000
Mobile device insuranceNoYes
Free Global Wi-FiNoYes
Rental car insuranceNoYes
Airport lounge accessNoYes
Purchase protectionYesYes
Extended WarrantyYesYes
Learn moreApplyApply

Tangerine Credit Card Promotion FAQs

Is Tangerine a good credit card?

If you are looking for a no-fee credit card, both Tangerine credit cards have no annual fee and offer up to 2% cash back which is competitive.

Who owns Tangerine Bank?

Tangerine is a subsidiary of Scotiabank. It was formerly referred to as ING DIRECT Canada.

What is the eligibility requirement for a Tangerine credit card?

You will need a good credit score to qualify for either card. The Tangerine Money-Back card requires a minimum personal income of $12,000, while you need at least $60,000 to qualify for the Tangerine World Mastercard.

Which credit card promotions are you taking advantage of right now?

Top Promotions this month

Get the best FREE chequing account offer in Canada ($350 cash bonus)

$350 cash bonus when you add a $100 direct deposit for 3 months.

Unlimited free debits and Interac e-Transfer transactions.

No monthly account or transaction fees.

No monthly or minimum balance is required.

Best no-fee cash back credit card with a $150 welcome bonus

$150 sign-up bonus on first $1,000 spending within 2 months.

Get unlimited 2% cashback in three categories of spending.

Low $12,000 income requirement and 600+ credit score.

0.50% unlimited cashback on all other purchases and no annual fee.

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Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch is passionate about helping others win with their finances and has been writing about money matters for over a decade. He has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, CBC News, Financial Post, Toronto Star, CTV News, Canadian Securities Exchange, Credit Canada, National Post, and many other personal finance publications. You can learn more about him on the About Page.

His top investment tools include Wealthsimple and Questrade. He earns cash back on purchases using KOHO, monitors his credit score for free using Borrowell, and earns interest on savings through EQ Bank.

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