Tangerine credit cards are some of the best cash back credit cards in Canada without annual fees.
Now and then, Tangerine promotional offers make these cards even more attractive by doubling the cash back rate and/or by offering a low balance transfer rate.
This article lists the current Tangerine credit card promotions, offers, and bonuses you can take advantage of.
Tangerine Credit Card Offers – Summary
| Credit Cards | Tangerine Money-Back Credit Card | Tangerine World Mastercard |
| Promotional offer | Extra 10% cash back ($100 value); 1.95% balance transfer for 6 months | Extra 10% cash back ($100 value); 1.95% balance transfer for 6 months |
| Annual fee | $0 | $0 |
| Maximum cash back rate | 2% | 2% |
| Income requirement (annual) | $12,000 | $60,000 |
| Mobile device insurance | No | Yes |
| Free Global Wi-Fi | No | Yes |
| Rental car insurance | No | Yes |
| Airport lounge access | No | Yes |
| Purchase protection | Yes | Yes |
| Extended Warranty | Yes | Yes |
| Learn more | Apply | Apply |
Tangerine Money-Back Credit Card Promotion
This entry-level Tangerine card offers:
- Up to 2% unlimited cash back on purchases in 3 categories and 0.50% cash back on everything else
- Purchase protection and extended warranty
- No annual fees
- Free supplementary cards
- Mastercard Zero Liability
Promotion: Earn an extra 10% cash back on top of the 2% earn rate. This bonus offer applies to up to $1,000 spent in your first 2 months ($100 value).
When you apply for a Tangerine Money-Back Mastercard, you can transfer your balance from other credit cards and pay a low 1.95% interest rate for 6 months. While a 1% balance transfer fee applies, this offer can help you save a lot of money in interest fees.
After the promotional 6 months ends, a regular balance transfer interest rate of 19.95% applies.
Tangerine Money-Back Credit Card
Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.
Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value); 1.95% balance transfer rate for 6 months.
Interest rates: 19.95% for purchases, balance transfers, and cash advances.
Annual fee: $0
Tangerine World Mastercard Promotion
The Tangerine World Mastercard is the ‘premium’ credit card offered by Tangerine Bank.
In addition to having no annual fees, this card also offers:
- Up to 2% unlimited cash back on purchases in 3 categories of spending and 0.50% on all other purchases
- Boingo Wi-Fi at over 1 million hotspots worldwide
- Rental car insurance
- Mobile device insurance
- Complimentary membership in Mastercard Airport Experiences provided by Loungekey and access to over 1,000 lounges worldwide
- Purchase protection and extended warranty
Promotion: Earn an extra 10% cash back on top of the 2% earn rate. This bonus offer applies to up to $1,000 spent in your first 2 months ($100 value).
When you apply for this card, you get a promo balance transfer interest rate of 1.95% for 6 months. After the first 6 months, you pay the regular 19.95% rate.
Note that to qualify for the balance transfer promotional offer, you must make the transfers within 30 days of opening your account.
Get more details in this review of the Tangerine World Mastercard.
Tangerine World Mastercard
Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases; VIP perks.
Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value).
Interest rates: 19.95% for purchases, balance transfers, and cash advances.
Annual fee: $0
Tangerine Credit Card Promotion FAQs
If you are looking for a no-fee credit card, both Tangerine credit cards have no annual fee and offer up to 2% cash back which is competitive.
Tangerine is a subsidiary of Scotiabank. It was formerly referred to as ING DIRECT Canada.
You will need a good credit score to qualify for either card. The Tangerine Money-Back card requires a minimum personal income of $12,000, while you need at least $60,000 to qualify for the Tangerine World Mastercard.
Which credit card promotions are you taking advantage of right now?
