Rogers Red Mastercard is the latest addition to the line of credit cards issued by Rogers Bank.
Designed for Rogers customers, this credit card offers access to free roaming services abroad and bonus redemption value when you apply your earnings against Rogers purchases.
Like its counterpart, the Rogers Red World Elite Mastercard, you can expect to earn cash back rewards on all purchases.
Read on to learn about the Rogers Red Mastercard (formerly Rogers Connections Mastercard) and what it offers.
Rogers Red Mastercard Features
The top features of the Rogers Red Mastercard are:
- 10% cash back on purchases for the first three months (on your first $1,000 spend)
- 2% unlimited cash back on U.S. dollar purchases
- 1% unlimited cash back on non-U.S. dollar purchases
- 5 free Roam Like Home days annually ($75 value)
- 30% redemption bonus on Rogers purchases
- $29 annual fee (waived in the first year)
- 19.99% purchase APR and 22.99% cash advances APR
Rogers Red Mastercard Benefits
The benefits of this card centre on cash back rewards on every purchase and travel perks if you are a Rogers customer.
Earn Cash Back Rewards
Cardholders earn 2% cash back on U.S. dollar purchases and 1% cash back on purchases in other currencies.
An unlimited 1% cash back rate for Canadian dollar purchases makes this credit card a competitive cash back card, especially if you qualify for the no-annual-fee feature.
New cardholders get a 10% welcome cash back bonus on up to $1,000 spent in the first 3 months, equivalent to a $100 value.
30% Redemption Bonus
You get more value out of cash back earned using this card when you apply it towards a Rogers purchase.
At 30% more, a $10 redemption value will get you $13 in purchases.
Rogers purchases are eligible for the 30% bonus, which includes new phones, accessories, and bill payments.
You can easily redeem cash back in the Rogers Bank app.
Free Roam Like Home Days
The Roam Like Home feature is an add-on to Rogers phone plans that make it easy to talk, text, and use data in 185 destinations worldwide at a low daily fee.
This service normally costs $12/day when roaming in the U.S. and $15/day elsewhere.
When you connect the Rogers Connections Mastercard to your Rogers wireless account, you get 5 free Roam Like Home days each year. This is valued at up to $75 (i.e. $15 x 5 days).
Annual Fee Rebate
The Rogers Red Mastercard has a $29 annual fee. This fee is waived for the first year.
If you pay your Rogers bill monthly using the Rogers Red Mastercard, your annual fee is rebated in subsequent years. Additional cards are also free.
Downsides of the Rogers Red Mastercard
To get the most from this card, you must be a Rogers customer. Otherwise, the no-fee Rogers Red World Elite Mastercard or Fido Mastercard may be better options.
If you want a credit card that has no annual fees and pays unlimited cash back of up to 2%, the Tangerine Money-Back Credit Card is an enticing option.
Another downside of this card is its lack of insurance coverage, including standard ones like purchase protection and extended warranty.
Lastly, it is the only Rogers credit card with an annual fee.
Rogers Red Mastercard vs. Other Rogers Credit Cards
This table compares the Rogers Connections Mastercard with the Rogers Red World Elite Mastercard and Fido Mastercard.
| Rogers Red Mastercard | Rogers Red World Elite Mastercard | Fido Mastercard | |
| Annual fee | $29 | $0 | $0 |
| Welcome bonus | 10% cash back on $1,000 spend in first 3 months | $25 | $25 |
| Cash back on U.S. purchases | 2% | 3% | 1.5% |
| Cash back on other purchases | 1% | 1.5% | 1% |
| Free roaming | 5 days/year | No | No |
| Extended warranty | No | Yes | No |
| Purchase protection | No | Yes | No |
| Rental car insurance | No | Yes | No |
| Trip cancellation & trip interruption | No | Yes | No |
| Other perks | – | Complimentary access to airport lounges | – |
How To Redeem Rogers Cash Back Rewards
It is easy to redeem the cash back earned by your Rogers credit card. Each $1 earned is equivalent to $1 towards eligible purchases.
To view your transactions and cash back history, use the Rogers Bank app, or sign into Online Banking.
The minimum redemption amount is $10, and you can either redeem cash back manually or set it to automated.
Rogers Red Mastercard Alternatives
No-annual-fee credit cards with competitive cash back rates are:
- Tangerine Money-Back Credit Card: Get up to 2% unlimited cash back, low balance transfer interest rates for 6 months, and standard insurance coverage for purchases.
Tangerine Money-Back Credit Card
Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.
Welcome offer: na
Interest rates: 19.95% for purchases, balance transfers, and cash advances.
Annual fee: $0
- Neo Mastercard: Offers up to 5% cash back at specific retailers
Neo Credit card
Rewards: Average of 5% cash back at 12,000+ partners.
Welcome offer: $25 welcome cash bonus.
Interest rates: 19.99% – 29.99% on purchases; 22.99% – 31.99% for cash advances.
Annual fee: $0 to $4.99 monthly
- Simplii Financial Cash Back Visa Card: Earn 0.50% to 4% cash back, plus access to a free chequing account.
Simplii Financial Cash Back Visa Card
Rewards: Earn 4% cash back at restaurants; 1.5% on gas & groceries, and 0.5% elsewhere (category spending limits apply).†
Welcome offer: Earn up to 10% cash back† for your first 3 months up to $1,000 eligible spend.
Interest rates: 20.99% on purchases and 22.99% on cash advances.
Annual fee: $0
†Terms and conditions apply. Click ‘Apply Now’ for complete details. This offer is not available for residents of Quebec.
Just one correction to that comparison table. The annual fee is waived for Rogers customers if you pay your Rogers bills with that credit card. So technically there’s no annual fee unless you’re not a customer.
@James: Good point.