RBC Credit Card Promotions For August 2022

RBC offers Visa and Mastercard credit cards across various categories including travel, cash back, no annual fee, low interest, student, and business.

If you are in the market for a new credit card, you could take advantage of some of the current RBC credit card promotions and earn welcome points or sign-up bonuses.

For some cards, you could also save on the annual fee for the first year.

In addition to credit card promotions, RBC also has offers on some other products, like this RBC iPad or airpods offer for new eligible chequing accounts and a cashback offer for an eligible RBC mortgage.

Current RBC Credit Card Promotions

A credit card welcome offer can be handy when you are looking to add a new card to your wallet.

While credit card bonuses usually apply to specific cards, such as bonus points or a fee waiver, some offers are available across multiple cards.

For example, when you sign up for most RBC personal credit cards, you get a complimentary DashPass subscription for 3 to 12 months.

This subscription includes $0 delivery fees on DoorDash food orders when you pay with your RBC credit card.

Read on for the promotions specific to individual RBC credit cards.

RBC Avion Visa Infinite Card

  • Annual fee: $120
  • Rewards category: Travel
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: $60,000 personal or $100,000 for household income

The RBC Avion Visa Infinite offers 1 RBC Rewards point for every $1 and 1.25 RBC Rewards points per $1 when you pay for travel-related purchases.

It also provides mobile device insurance, trip cancellation, trip interruption, and emergency medical insurance.

You can redeem your points for travel, merchandise, gift cards, and more.

Current offer: Get 35,000 welcome points after approval and 20,000 bonus points when you spend $5,000 in your first 6 months. This offer is available until September 16, 2022.

RBC Avion Visa Infinite Card

WestJet RBC World Elite Mastercard

  • Annual Fee: $119
  • Rewards category: Travel
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: $80,000 personal or $150,000 household income

The WestJet RBC World Elite Mastercard is great for collecting WestJet dollars.

Cardholders earn 1.5% back in WestJet dollars on everyday purchases and 2% back on WestJet flights and vacation packages.

This card also includes lounge access, advance seat selection, and an annual World Elite round-trip companion voucher for a reduced fare.

You can redeem WestJet dollars to pay for West Jet flights and vacation packages.

Current offer: Get 450 welcome WestJet dollars when you spend $5,000 in the first 3 months.

RBC WestJet World Elite Card

RBC Avion Visa Infinite Privilege

  • Annual fee: $399
  • Rewards category: Travel
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: $200,000 personal or household

The RBC Avion Visa Infinite Privilege is a premium travel rewards card.

It offers 1.25 RBC Rewards points for every $1 spent and also offers comprehensive travel insurance coverage and exclusive privileges.

Current offer: Get 35,000 welcome points on approval and 20,000 bonus points when you spend $5,000 in the first 6 months. This offer is available until September 16, 2022.

RBC Avion Visa Infinite Privilege

RBC Rewards Visa Preferred Card

  • Annual fee: $110
  • Rewards category: Rewards credit card
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: N/A

The RBC Rewards Visa Preferred Card offers 1 RBC Rewards point for every $1 spent.

It comes with comprehensive travel insurance coverage and cardholders can take advantage of savings at Petro-Canada and Rexall.

Current offer: Get 2,500 bonus RBC Rewards points when you are approved for the card.

RBC Rewards Visa Preferred Card

The RBC Avion Visa Infinite Business Card

  • Annual fee: $175
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: N/A

The RBC Avion Visa Infinite Business Card is one of a few business credit cards offered by RBC.

Cardholders earn 1.25 points per dollar spent with a $75,000 maximum spend per year (1 RBC point per $1 after).

This card also offers a Priority Pass membership plus comprehensive insurance coverage (emergency medical, mobile device, travel accident, car rental, lost or stolen baggage, etc.).

Current offer: Get 25,000 welcome points following approval for the card.

RBC Avion Visa Infinite Business Card

Top Credit Card Offers in Canada

Some of the best credit card promotions and sign-up bonuses right now include:

Scotiabank Gold American Express

  • Annual fee: $120
  • Rewards category: Travel / Cash back
  • Bonus offer value: $400
  • Income requirement: $15,000

The Scotiabank Gold American Express Card is one of the best travel rewards cards in Canada.

It offers a whopping 5 points per $1 spent on grocery, dining, and entertainment purchases; 3 points per $1 spent on gas, daily transit, and streaming services, and 1 point/$1 spent on everything else.

This card provides comprehensive travel insurance benefits (8 types) and it waives the 2.50% foreign currency transaction fee that usually applies when you shop abroad.

Add on Amex exclusive privileges, and you have a winner.

Current offer: Get 20,000 bonus points when you spend $1,000 in the first 3 months. Get an extra 20,000 points when you spend $7,500 in the first year, for a total of 40,000 points ($400 value).

You can learn more about the card in this review.

Scotiabank Gold American Express

Rewards: Earn 5x Scene+ points/$1 on grocery, restaurants, food delivery; 3x points/$1 in gas & travel; 1x points/$1 everything else.

Welcome offer: Get up to 40,000 points ($400 value).

Interest rates: 19.99% on purchases; 22.99% on cash advances.

Annual fee: $120

Scotia Momentum Visa Infinite Card

  • Annual fee: $120 (waived in the first year)
  • Rewards category: Cash back
  • Bonus offer value: $200
  • Income requirement: $60,000 for personal or $100,000 for household income

The Scotia Momentum Visa Infinite Card takes the top spot on our list of the best cash back credit cards in Canada.

It offers 4% cash back on groceries and recurring bill payments; 2% cash back when you buy gas or take public transit, and 1% back on everything else.

Cardholders get access to extensive travel insurance benefits (emergency medical, rental car, travel accident, trip cancellation, trip interruption, flight delay, etc.) and mobile device insurance.

Current offer: Earn 10% cash back on all purchases in the first 3 months, with a cap of $2,000 in purchases ($200 value). The $120 annual fee is waived in the first year. Get more details in our full review.

Scotiabank Momentum Visa Infinite Card

Rewards: Earn 4% cashback on groceries & recurring bills; 2% cashback on gas & daily transit; 1% cashback on everything else.

Welcome offer: Earn 10% cashback in the first 3 months on up to $2,000 spent ($200 value).

Interest rates: 20.99% on purchases; 22.99% on cash advances.

Annual fee: $120

Tangerine Money-Back Credit Card

  • Annual fee: $0
  • Rewards category: Cash back
  • Bonus offer value: $150
  • Income requirement: $12,000 personal annual income

The Tangerine Money-Back Credit Card has no annual fees. It offers 2% unlimited cash back on two purchase categories of your choice (such as gas, groceries, or entertainment) and 0.50% cash back on all other purchases. If you deposit your cashback rewards in a free Tangerine savings account, you get an extra 2% cash back category.

This card also comes with a 1.95% promotional balance transfer rate for 6 months.

Current offer: Get 15% cash back on up to $1,000 spent in the first 2 months ($150 value).

Tangerine Money-Back Credit Card

Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.

Welcome offer: Get an extra 15% cash back on up to $1,000 in spending in the first 2 months ($150 value).

Interest rates: 19.95% for purchases, balance transfers, and cash advances.

Annual fee: $0

RBC Credit Card Promo FAQs

Does RBC have a newcomer offer?

Yes, RBC has several newcomer bank account offers covering chequing accounts, credit cards, and international money transfers.

What is RBC’s most prestigious credit card?

The top credit card offered by RBC is the RBC Avion Visa Infinite Privilege Card.

What credit score is needed for an RBC credit card?

The credit score required to qualify for an RBC credit card varies depending on the card, your income, credit history, and more. In general, you will need a good credit score of 650+ to qualify for an RBC credit card.

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Author

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Enoch Omololu

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch has a passion for helping others win with their personal finances and has been writing about money matters for over a decade. He has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, Financial Post, Toronto Star, CTV News, Canadian Securities Exchange, Credit Canada, National Post, CIBC, and many other personal finance publications.

His top investment tools include Wealthsimple and Questrade. He earns cash back on purchases using KOHO, monitors his credit score for free using Borrowell, and earns interest on savings through EQ Bank.

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  • Earn 3.00% interest rate* on every dollar.
  • One of the best savings rates in Canada.
  • Access to a free chequing account with $350 bonus.
*Terms and conditions apply. Limited time offer.
Earn one of the highest savings rates in Canada! Get a 3.00% interest rate + $350 bonus with a free chequing account.*
*Terms and conditions apply. Limited time offer.
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