Our Disclosure

The content on this website includes links to our partners and we may receive compensation when you sign up, at no cost to you. This may impact which products or services we write about and where and how they appear on the site. It does not affect the objectivity of our evaluations or reviews. Read our disclosure.

RBC Credit Card Promotions For May 2024

Updated:

Fact Checked

RBC offers Visa and Mastercard credit cards across various categories, including travel, cash back, no annual fee, low interest, student, and business.

If you are in the market for a new credit card, you could take advantage of some current RBC promotions and earn welcome points or sign-up bonuses.

For some cards, you could also save on the annual fee for the first year.

In addition to credit card promotions, RBC also has offers on some other products, like this RBC iPad or airpods offer for new eligible chequing accounts and a cashback offer for an eligible RBC mortgage.

Current RBC Credit Card Promotions

A credit card welcome offer can be handy when you want to add a new card to your wallet.

While credit card bonuses usually apply to specific cards, such as bonus points or a fee waiver, some offers are available across multiple cards.

For example, when you sign up for most RBC personal credit cards, you get a complimentary DashPass subscription for 3 to 12 months.

This subscription includes $0 delivery fees on DoorDash food orders when you pay with your RBC credit card.

Read on for the promotions specific to individual RBC credit cards.

RBC ION+ Visa

  • Annual fee: $48
  • Rewards category: Rewards credit card
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: N/A

The RBC ION+ Visa Card offers 3 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming, and 1 Avion point for every $1 spent on all other purchases.

It comes with mobile device insurance, purchase protection, and extended warranty insurance.

You can easily redeem Avion points for travel, merchandise, gift cards, or to pay your credit card balance.

Current offer: Get up to 7,000 Avion points when approved for the card.

rbc ionplusvisacc-img

RBC ION Visa

  • Annual fee: $0
  • Rewards category: Rewards credit card
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: N/A

The RBC ION Visa Card offers 1.5 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, and digital gaming, and 1 Avion point for every $1 spent on all other purchases.

It comes with purchase protection and extended warranty insurance.

You can easily redeem Avion points for travel, merchandise, gift cards, or to pay your credit card balance.

Current offer: Get 3,500 Avion points when approved for the card.

rbc ion visacard-img

RBC Avion Visa Infinite Card

  • Annual fee: $120
  • Rewards category: Travel
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: $60,000 personal or $100,000 for household income

The RBC Avion Visa Infinite offers 1 RBC Rewards point for every $1 and 1.25 RBC Rewards points per $1 when you pay for travel-related purchases.

It also provides mobile device insurance, trip cancellation, trip interruption, and emergency medical insurance.

You can redeem your points for travel, merchandise, gift cards, and more.

Current offer: Get up to 55,000 welcome points.

RBC Avion Visa Infinite Card

WestJet RBC World Elite Mastercard

  • Annual Fee: $119
  • Rewards category: Travel
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: $80,000 personal or $150,000 household income

The WestJet RBC World Elite Mastercard is great for collecting WestJet dollars.

Cardholders earn 1.5% back in WestJet dollars on everyday purchases and 2% back on WestJet flights and vacation packages.

This card also includes lounge access, advance seat selection, and an annual World Elite round-trip companion voucher for a reduced fare.

You can redeem WestJet dollars to pay for West Jet flights and vacation packages.

Current offer: Get up to 700 welcome WestJet dollars.

RBC WestJet World Elite Card

RBC Avion Visa Infinite Privilege

  • Annual fee: $399
  • Rewards category: Travel
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: $200,000 personal or household

The RBC Avion Visa Infinite Privilege is a premium travel rewards card.

It offers 1.25 RBC Rewards points for every $1 spent and also offers comprehensive travel insurance coverage and exclusive privileges.

Current offer: Get up to 55,000 welcome points.

RBC Avion Visa Infinite Privilege

The RBC Avion Visa Infinite Business Card

  • Annual fee: $175
  • Interest rate: 19.99% purchases; 22.99% cash advances
  • Income requirement: N/A

The RBC Avion Visa Infinite Business Card is one of a few business credit cards offered by RBC.

Cardholders earn 1.25 points per dollar spent with a $75,000 maximum spend per year (1 RBC point per $1 after).

This card also offers a Priority Pass membership plus comprehensive insurance coverage (emergency medical, mobile device, travel accident, car rental, lost or stolen baggage, etc.).

Current offer: Get 35,000 welcome points following approval for the card.

RBC Avion Visa Infinite Business Card

Top Credit Card Offers in Canada

Some of the best credit card promotions and sign-up bonuses right now include:

Scotiabank Gold American Express

  • Annual fee: $120
  • Rewards category: Travel / Cash back
  • Bonus offer value: $400
  • Income requirement: $15,000

The Scotiabank Gold American Express Card is one of the best travel rewards cards in Canada.

It offers a whopping 5 points per $1 spent on grocery, dining, and entertainment purchases; 3 points per $1 spent on gas, daily transit, and streaming services, and 1 point/$1 spent on everything else.

This card provides comprehensive travel insurance benefits (8 types) and it waives the 2.50% foreign currency transaction fee that usually applies when you shop abroad.

Add on Amex exclusive privileges, and you have a winner.

Current offer: Get 20,000 bonus points when you spend $1,000 in the first 3 months. Get an extra 20,000 points when you spend $7,500 in the first year, for a total of 40,000 points ($400 value).

You can learn more about the card in this review.

Scotiabank Gold American Express

Rewards: Earn 5x Scene+ points/$1 on restaurants, food delivery, and grocery (up to 6x at some stores); 3x points/$1 in gas & travel; 1x points/$1 everything else.

Welcome offer: Get up to 40,000 points ($400 value).

Interest rates: 20.99% on purchases; 22.99% on cash advances.

Annual fee: $120

Scotia Momentum Visa Infinite Card

  • Annual fee: $120 (waived in the first year)
  • Rewards category: Cash back
  • Bonus offer value: $200
  • Income requirement: $60,000 for personal or $100,000 for household income

The Scotia Momentum Visa Infinite Card takes the top spot on our list of the best cash back credit cards in Canada.

It offers 4% cash back on groceries and recurring bill payments, 2% cash back when you buy gas or take public transit, and 1% back on everything else.

Cardholders can access extensive travel insurance benefits (emergency medical, rental car, travel accident, trip cancellation, trip interruption, flight delay, etc.) and mobile device insurance.

Current offer: Earn 10% cash back on all purchases in the first 3 months, with a cap of $2,000 in purchases ($200 value). The $120 annual fee is waived in the first year. Get more details in our full review.

Scotiabank Momentum Visa Infinite Card

Rewards: Earn 4% cashback on groceries & recurring bills; 2% cashback on gas & daily transit; 1% cashback on everything else.

Welcome offer: Earn 10% cashback in the first 3 months on up to $2,000 spent ($200 value).

Interest rates: 20.99% on purchases; 22.99% on cash advances.

Annual fee: $120

Tangerine Money-Back Credit Card

  • Annual fee: $0
  • Rewards category: Cash back
  • Bonus offer value: $100
  • Income requirement: $12,000 personal annual income

The Tangerine Money-Back Credit Card has no annual fees. It offers 2% unlimited cash back on two purchase categories of your choice (such as gas, groceries, or entertainment) and 0.50% cash back on all other purchases. If you deposit your cashback rewards in a free Tangerine savings account, you get an extra 2% cash back category.

This card also has a 1.95% promotional balance transfer rate for 6 months.

Current offer: Get 10% cash back on up to $1,000 spent in the first 2 months ($100 value).

Tangerine Money-Back Credit Card

Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.

Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value); 1.95% balance transfer rate for 6 months.

Interest rates: 19.95% for purchases, balance transfers, and cash advances.

Annual fee: $0

RBC Credit Card Promo FAQs

Does RBC have a newcomer offer?

Yes, RBC has several newcomer bank account offers covering chequing accounts, credit cards, and international money transfers.

What is RBC’s most prestigious credit card?

The top credit card offered by RBC is the RBC Avion Visa Infinite Privilege Card.

What credit score is needed for an RBC credit card?

The credit score required to qualify for an RBC credit card varies depending on the card, your income, credit history, and more. Generally, you will need a good credit score of 650+ to qualify for an RBC credit card.

Top Promotions this month

Stop paying Fees. Get the best FREE chequing account offer in Canada + $400 cash bonus

Easy $400 cash bonus when you add a direct deposit to your Simplii account.

Unlimited free debits and Interac e-Transfer transactions.

No monthly account or transaction fees.

No monthly or minimum balance is required.

Best no-fee cash back prepaid credit card with up to 5% cashback + $20 bonus

Up to 5% unlimited cashback on purchases and no annual fee*.

Instant $20 sign-up bonus after your first purchase online or in-store.

Guaranteed approval with no income requirement.

Get free unlimited transactions & Transfer + earn interest on your balance.

Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

About Savvy New Canadians

Savvy New Canadians is one of Canada's top personal finance platforms. Millions of Canadians use our site each year to learn how to save for retirement, invest smartly, maximize rewards, and earn extra cash. We have been featured in prominent finance media, including Forbes, Globe and Mail, Business Insider, CBC, MSN, Wealthsimple, and TD Direct Investing. Learn more about Savvy New Canadians.

Free financial education

Expert advice

Free resources

Detailed guides

Leave a comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.