The PC Insiders subscription program is a part of the popular PC Optimum loyalty program.
As a member, you earn 10% back in PC Optimum points when you purchase PC products at the Real Canadian Superstore, No Frills, Maxi, Extra Foods, Shoppers Drug Mart, and several other Loblaws stores.
While this subscription costs $119 per year, you get 25,000 bonus PC Optimum points ($25 value) when you sign up using a PC Insiders promo code (JF2499).
Read on to learn about the benefits of the PC Insiders program and how you can earn free groceries using a PC Insiders referral code.
PC Insiders Promo Referral Code
**The PC Insiders Promo Code is no longer available. To get bonus points when you open a PC Financial account (credit card or PC Money Account), use this referral link.
New PC Insiders members receive a $25 bonus (25,000 PC Optimum points) when they sign up using our referral code.
This sign-up bonus reduces your first year’s annual fee from $119 to $94 plus taxes. And while this is slightly under the former 25% discount, it is still pretty significant.
As a member, you can use your referral code to invite friends and earn $10 (10,000 points) for every friend that becomes a member.
Benefits of a PC Optimum Insiders Subscription
Earn PC Optimum Points: PC Insiders subscribers get 10% back on every PC Product. This is in addition to the regular points you earn from weekly personalized offers and in-store or in-app offers. More than 12,000 PC products are eligible for this offer.
Free PC Express Grocery Pickup: The $3-$5 pickup fee for PC Express is waived, and you enjoy access to priority pickup time slots.
Free shipping: You get free shipping with no minimum purchase when you shop online at Joefresh.com and shoppersdrugmart.ca. Joe Fresh purchases also give you 10% back in Optimum points.
Earn with PC Travel: Travel purchases via PC travel get you 5% back in points. Eligible travel purchases include car rentals, flights, hotel bookings, and more.
Dedicated support: Members can access support faster, and you get the first take on new products and services.
PC Insider Welcome Box
A Welcome Box containing PC products is sent to you during the first year of your membership.
In the past, PC Insiders members received an annual gift; however, this is no longer the case following recent changes to the program.
Related: PC Insiders Program Review.
Is PC Insider Worth It?
If you regularly shop at a Loblaw-owned store where PC products are sold or routinely use the PC Express pickup service, a PC Insiders subscription will pay for itself pretty fast.
Stores where you can find PC brands include:
- Atlantic Superstore
- Extra Foods
- Fortinos
- Superstore
- Provigo
- Shoppers Drug Mart
- Valu-Mart
- No Frills
- Zehrs
- Pharmaprix
- BloorStreet Market
- Wellwise
At a minimum of $3 per pickup, you could easily save $156 every year in the free PC Express pickup service alone if you typically make a grocery run every week.
You can ramp up your overall PC Optimum game by using one of the PC Financial Mastercard cards.
Or earn cash back using one of the best no-annual-fee cash back credit cards in Canada, the Tangerine Money-Back Credit Card and KOHO Prepaid Mastercard.
KOHO Prepaid Mastercard
Rewards: Earn 1% cash back on groceries and transportation, up to 5% unlimited cash back at partner stores in Canada. Get 5% interest on your entire balance. Users also get access to a free budgeting app, 0% APR cash advances and free credit score checks.
Welcome offer: $20 sign up bonus after first purchase (use CASHBACK promo code during sign-up)
Interest rate fee: N/A
Annual fee: $0*
Tangerine Money-Back Credit Card
Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.
Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value); 1.95% balance transfer rate for 6 months.
Interest rates: 19.95% for purchases, balance transfers, and cash advances.
Annual fee: $0
PC Insiders FAQ
Use this referral link to open a PC Financial credit card or PC Money Account and score up to $150 in bonus points.
The PC Express grocery pickup service costs $3 to $5 per pickup. With a PC Insiders subscription, you get it free.
You can find your PC Optimum balance on your account dashboard or in-app. 1,000 PC Optimum points are valued at $1, and you need 10,000 points to redeem $10.
Are there other ways you have maximized your PC Optimum points? Let us know in the comments.
PC Insiders Promo Code
Overall
Summary
Use our PC Insiders promo code EO1502 for a $25 sign up bonus or 25,000 free PC optimum points when you get an annual PC Insiders subscription.
