Our Disclosure

The content on this website includes links to our partners and we may receive compensation when you sign up, at no cost to you. This may impact which products or services we write about and where and how they appear on the site. It does not affect the objectivity of our evaluations or reviews. Read our disclosure.

Trillium Payments Now Up to $1,800+ in 2025

Updated:

Low- and moderate-income families in Ontario can receive up to $1,800 in Trillium benefits for the July 2024 to June 2025 payment period.

Made up of three tax credits, the OTB is provided to qualified Ontario residents to cover taxes and energy costs they paid for throughout the year.

This post will detail how much you can get, when you can receive it, the eligibility requirements and how to apply for the benefit. 

Overview of the Ontario Trillium Benefit (OTB)

The Ontario Trillium Benefit (OTB) is a refundable tax credit paid monthly to individuals who meet the government’s requirements. 

The OTB is a combination of these three credits that help residents pay for energy expenses and sales and property tax:

  • Northern Ontario Energy Credit (NOEC)
  • Ontario Energy and Property Tax Credit (OEPTC)
  • Ontario Sales Tax Credit (OSTC)

The OTB is issued by the Canada Revenue Agency (CRA) on behalf of the Ontario provincial government. The benefit period is from July to June.

Ontario Trillium Benefit Amounts

The OTB amount you receive is the total of the amounts you would get for each of the three tax credit programs. It also depends on these factors:

  • Age
  • Income
  • Marital status
  • Family size
  • Residence
  • The amount you pay in rent or property tax

Below are the respective benefit amounts of the three tax credits:

Northern Ontario Energy Credit
RecipientMaximum Amount
Single$180
Families$277
Ontario Energy and Property Tax Credit
Age / DescriptionMaximum Amount
Between 18 and 64 years old$1,248
65 or older$1,421
Residing in a reserve or in a public long-term care facility$277
Lived in a college or school residence in 2023$25
Ontario Sales Tax Credit
Age / DescriptionMaximum Amount
Maximum amount$360
Your spouse or common-law partnerUp to $360
Each dependent child below 19 yearsUp to $360

For the 2025 payment cycle, the OTB payments are based on your 2024 income tax and benefit return. You can specify on the return if you want to receive a lump-sum payment of your OTB entitlement.ย 

  • If your annual benefit is more than $360 (and you chose to get a lump-sum payment of your 2025 benefit), the CRA will issue a single payment at the end of the benefit year or on June 10, 2026.
  • If the amount is $360 or less, you will receive one lump-sum payment in the first month of the benefit year, typically in July. 

There is a minimum OTB amount of $10. If your benefit amount is over $2 but less than $10, you will receive one payment of $10. For amounts of $2 or less, no payment will be issued.  

To estimate your OTB payments, use the Child and Family Benefits calculator

Payment Dates

The CRA issues the Trillium benefits on the 10th of each month. For this year, it will start on January 10, 2025. If the 10th of the month falls on a weekend or a statutory holiday, the payment date will be moved to the last working day before the 10th.

  • January 10, 2025
  • February 10, 2025
  • March 10, 2025
  • April 10, 2025
  • May 9, 2025
  • June 10, 2025
  • July 10, 2025
  • August 8, 2025
  • September 10, 2025
  • October 10, 2025
  • November 10, 2025
  • December 10, 2025

How to Receive Your OTB Payments

Once determined to be eligible for the benefit, you will typically receive the payment through direct deposit. You can sign up for direct deposit using the CRA My Account service or by completing the Canada direct deposit enrolment form.  

Otherwise, if you file your income tax by April 30, you will receive a cheque in the mail starting in July. 

Eligibility Requirements 

To receive the OTB monthly payments, you must meet the eligibility criteria and be qualified to receive at least one of the three credits (NOEC, OEPTC or OSTC). 

If you are deemed eligible to receive the Trillium benefit, the CRA will send you a notice informing you of your eligibility and entitlement. In order for you to keep receiving your OTB payments, make sure to file your tax return each year. 

If you turn 18 before June 2025, you will be considered for the OTB if you apply and file your tax return on time. If you are eligible for the benefit, you will receive the next scheduled payment after you turn 18. 

How to Apply for the Trillium Benefit

You receive your OTB payments for 2025 when you file your personal Income Tax and Benefit Return, even if you do not have an income to report. Fill out the ON-BEN Application form and enclose it along with your tax return package.ย 

The Canada Revenue Agency will use the information on your 2024 income tax and benefit return to determine if you qualify for the Trillium benefits. Make sure to file your tax return by April 30.

Best Freebies and Money Deals This Month

Get the best FREE chequing account offer in Canada with $300 CASH BONUS

Grab a $300 cash bonus when you set up a direct deposit of $100 for 3 months.

Forget about monthly account fees or minimum balance requirements.

Get unlimited free debits and Interac e-Transfer transactions.

Earn high-interest rates on a free savings account (3.90% savings offer).

Access to investing, mortgages, loans, FX transfers, and other financial products.

Get a $40 bonus + Earn up to 5% cash back and Interest with this FREE Card

Best reloadable prepaid card with a $40 signup bonus after your first purchase.

Earn up to 5% unlimited cash back on purchases.

Get up to 4% savings interest rate on your entire balance (3x more than the big banks).

Guaranteed approval card, free unlimited transactions, & budgeting app.

Get affordable life insurance in minutes & save up to 20% on premiums!

Compare life insurance costs across Canada's best insurance companies.

Save up to 20% and get $10,000 in free coverage per child.

Get coverage up to $5 million with terms ranging from 10 to 30 years.

30-day grace period if you miss a payment & you can cancel anytime.

Also offers comprehensive health insurance for you and your family in 5 minutes or less

Get the prepaid card that pays interest and unlimited cash back

Enjoy one of the best no-fee prepaid debit cards in Canada.

Get 0.50% unlimited cash back on all purchases.

Earn 3.50% interest on your entire balance.

No ATM withdrawal fees and no FX fees when you spend abroad.

Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

About Savvy New Canadians

Savvy New Canadians is one of Canada's top personal finance platforms. Millions of Canadians use our site each year to learn how to save for retirement, invest smartly, maximize rewards, and earn extra cash. We have been featured in prominent finance media, including Forbes, Globe and Mail, Business Insider, CBC, MSN, Wealthsimple, and TD Direct Investing. Learn more about Savvy New Canadians.

Free financial education

Expert advice

Free resources

Detailed guides

Leave a comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  • Best free chequing account offer in Canada!
  • Get a $300 cash bonus*
  • Unlimited free transactions and no monthly fees.
  • Unlimited free Interac e-Transfers® 
*Limited time offer. Terms and conditions apply.
Top Free Chequing Account
Best Free Chequing
Get a free chequing account and a $300 cash bonus! Unlimited free transactions and no monthly fees!
*Limited time offer. Terms and conditions apply.
Review Your Cart
0
Add Coupon Code
Subtotal