Neo Financial is a financial technology company with an innovative cash back credit card and a high-interest savings account that grows your deposits.
When you sign up for an account using our Neo referral code D6A4J5H3, you get up to $50 in bonuses.
The current limited-time offer pays a $25 bonus when you get a Neo Card and a $10 bonus for the Neo Money account when you deposit $50 or more. After joining, share your referral code with friends and receive up to $35 per sign-up.
Neo Referral Code 2025
New Neo clients can use the promo code D6A4J5H3 when joining and get $35 in total.
The current Neo promotion is for $35. To earn this referral credit, you must open a new Neo Card account ($25 bonus) and a Neo Money account ($10).
You can share your referral code or link on social media with friends, and when they join, you receive up to $25 if they open a credit card account and $10 if they open a savings account.
The eligibility details are covered below.
Neo Card Sign-Up Bonus
The Neo Card is a rewards credit card that pays up to 5% cash back at thousands of stores in Canada.
Cash back earned is paid out instantly and can be redeemed towards a purchase.
To qualify for a $25 bonus, sign up using this link or enter this Neo promo code D6A4J5H3.
When your account is approved, you receive a $25 cash back bonus.
Neo Card Benefits
- Earn an average of 5% cash back on purchases.
- Get up to 15% cash back when you make your first purchase at partners.
- Pay no annual fees on the regular card.
- Access to optional paid perks like travel insurance.
- Over 12,000 partner stores and brands.
- Useful mobile app.
- Access to a virtual card.
Neo Money Sign Up Bonus
Neo Money is a deposit and spending account that pays 0.10% interest. This no-fee account can be used for unlimited transactions, including Interac e-Transfers.
To get the $10 bonus for opening a Neo Money account, sign up here or use this Neo referral code D6A4J5H3.
When your account is open, fund it with at least $50 using Interac e-Transfer or bank transfer. Your bonus is paid instantly after meeting the minimum $50 deposit threshold.
Neo Money Benefits
- Earn a high interest rate on every dollar.
- No monthly account fees.
- Unlimited transactions.
- Easily set up automated savings.
Neo Financial Referral Program
Neo users can share their referral links with others and earn bonus cash back, up to $50 per referral.
Those who sign up through their links also receive a bonus. Instead of a link, you can also share your referral code.
Other Neo Products
Neo Mortgage: Renew your mortgage with Neo and get a competitive mortgage rate. The process is completed online or by phone in Ontario, Alberta, and BC.
Neo mortgage is available throughout Canada (except Quebec).
Neo Invest: You can invest your portfolio with a robo-advisor through Neo and save on investment fees.
Is Neo Safe?
Your Neo Money account is provided by Concentra Bank, which is a CDIC member institution. This means your deposits at Neo and Concentra enjoy deposit protection insurance for up to $100,000.
KOHO Essential Prepaid Mastercard
$40 sign-up bonus after first purchase (use GETCASH bonus code)
Earn up to 5% cash back on purchases
Earn 2.50% interest on your balance
$0* monthly fee (waived when you meet requirement)
FAQs
There is no monthly or annual fee for the Neo Money account or standard Neo Card. You can add extra perks (bundles) to the Neo Card for a fee.
Yes, Neo offers new account holders a welcome bonus of up to $35.
Related: Hopper Referral Code ($25 Bonus).
