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Neo Referral Code D6A4J5H3: Get a $85 Sign Up Bonus


Fact Checked

Neo Financial is a financial technology company with an innovative cash back credit card and a high-interest savings account that grows your deposits.

When you sign up for an account using our Neo referral code D6A4J5H3, you get up to $50 in bonuses.

The current limited-time offer pays a $25 bonus when you get a Neo Card and a $25 bonus for the Neo Money account when you deposit $50 or more. After joining, share your referral code with friends and receive up to $85 per sign-up.

Neo Referral Code 2023

New Neo clients can use the promo code D6A4J5H3 when joining and get $50 in total.

The current Neo promotion is for $50. To earn this referral credit, you must open a new Neo Card account ($25 bonus) and a Neo Money account ($25).

You can share your referral code or link on social media with friends, and when they join, you receive up to $75 if they open a credit card account and $10 if they open a savings account.

The eligibility details are covered below.

neo referral screenshot

Neo Card Sign-Up Bonus

The Neo Card is a rewards credit card that pays up to 5% cash back at thousands of stores in Canada.

Cash back earned is paid out instantly and can be redeemed towards a purchase.

To qualify for a $25 bonus, sign up using this link or enter this Neo promo code D6A4J5H3.

When your account is approved, you receive a $25 cash back bonus.

Neo Card Benefits

  • Earn an average of 5% cash back on purchases.
  • Get up to 15% cash back when you make your first purchase at partners.
  • Pay no annual fees on the regular card.
  • Access to optional paid perks like travel insurance.
  • Over 10,000 partner stores and brands.
  • Useful mobile app.
  • Access to a virtual card.
neo card screenshot in app

Neo Money Sign Up Bonus

Neo Money is a deposit and spending account that pays 2.25% interest. This no-fee account can be used for unlimited transactions, including Interac e-Transfers.

To get the $25 bonus for opening a Neo Money account, sign up here or use this Neo referral code D6A4J5H3.

When your account is open, fund it with at least $50 using Interac e-Transfer or bank transfer. Your bonus is paid instantly after meeting the minimum $50 deposit threshold.

Neo Money Benefits

  • Earn a high interest rate on every dollar.
  • No monthly account fees.
  • Unlimited transactions.
  • Easily set up automated savings.

Neo Financial Referral Program

Neo users can share their referral links with others and earn bonus cash back, up to $85 per referral.

Those who sign up through their links also receive a bonus. Instead of a link, you can also share your referral code.

Other Neo Products

Neo Mortgage: Renew your mortgage with Neo and get a competitive mortgage rate. The process is completed online or by phone in Ontario, Alberta, and BC.

Neo mortgage is available throughout Canada (except Quebec).

Neo Invest: You can invest your portfolio with a robo-advisor through Neo and save on investment fees.

Is Neo Safe?

Your Neo Money account is provided by Concentra Bank, which is a CDIC member institution. This means your deposits at Neo and Concentra enjoy deposit protection insurance for up to $100,000.


Does Neo have monthly fees?

There is no monthly or annual fee for the Neo Money account or standard Neo Card. You can add extra perks (bundles) to the Neo Card for a fee.

Does Neo have a welcome bonus?

Yes, Neo offers new account holders a welcome bonus ranging from $25 to $85.

Related: Hopper Referral Code ($25 Bonus).

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Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances. You can read his full author bio.

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