KOHO allows Canadians to budget, spend, and save smartly. The KOHO app is not only FREE to use, they are also offering a $60 bonus to readers of this blog when you enter in the referral code FREEDOM20 upon sign-up. 

Click here to download the app and enter FREEDOM20 to claim your cash bonus! This referral code can be used unlimited times, so no worries, we’ve got you covered! After signing up, you receive a $20 bonus when you make your first purchase with your KOHO card (purchase must be made within 30 days of using the referral code). And, when you proceed to set up direct deposit of at least $500 to your account, you receive an additional $40 bonus.

WHY KOHO?

There are many reasons for using the KOHO app and reloadable Visa card, including – 

Zero monthly fees: They charge zero monthly fees

Earn cash back on debit purchases: Your bank does not pay you when you spend cash, however, KOHO rewards your good financial habit with 0.5% in cash back!

Real-time financial insights: Gain useful insights into your spending, budgeting, and savings. See where your money is going and if your budget is intact…all on one dashboard.

Increase your savings: The app has options for increasing how much you are putting away for savings, and can help you save your spare change using their Roundups feature.

Easy investing: You can easily transfer funds from KOHO to your Wealthsimple investing account.

Financial coaching: KOHO is working on giving you access to free financial advice via the app when you have direct payroll deposit setup. Have a question about investing, debt, savings or budgeting? The answers are now at your fingertips.

Earn referral cash bonuses: After claiming your $60 bonus, you can keep earning when friends and family sign up for KOHO using the custom referral link available on your account dashboard. You both receive up to a $60 bonus, and you can earn up to a maximum of $3,000!

KOHO referral code

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KOHO $60 Referral Code Welcome Bonus – Recap

The good folks at KOHO want Canadians to not only save on banking fees, but also, to be rewarded for building frugal financial habits when they pay with cash. This is why they have offered a 0.5% cash back when you make purchases using your KOHO card.

Additionally, you earn up to a $60 cash bonus when you sign up here and enter the referral code FREEDOM20. A $20 bonus is deposited in your account when you initially sign up and use your card at least once. When you set up direct deposit of some or part of your payroll (at least $500), you receive the extra $40 bonus.

Use the KOHO referral code "FREEDOM20" to earn up to $60 in cash bonus! The KOHO app and reloadable card are great for earning cash back on your debit purchases and saving your spare change. Budget, spend, and save smartly! #KOHO #KOHOreferralcode #cashback #freeapps #financialplanning #savemoney

KOHO $60 Bonus Referral Code
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Summary

Use the KOHO referral code “FREEDOM20” to earn up to $60 in cash bonus! The KOHO app and reloadable card are great for earning cash back on your debit purchases and saving your spare change.