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Investing can be daunting and that’s why we strive to keep things simple.

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Annuities and Retirement Planning

Understanding Annuities in Retirement Planning

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by Enoch Omololu, MSc (Econ)

Annuities are one of the many options available to individuals in their retirement planning. As previously discussed, some of the better-known retirement planning tools include the Registered Retirement Savings Plan …

tfsa overcontribution penalty

TFSA Over-Contribution Penalty

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by Enoch Omololu, MSc (Econ)

The Tax-Free Savings Account (TFSA) is a great tool for saving and investing tax-free. As the name implies, any capital gains, dividends, or interest generated on your TFSA investments are …

Sample TD e-Series RESP Portfolio

A Sample TD e-Series RESP Portfolio

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by Enoch Omololu, MSc (Econ)

In a previous article, I discussed how to open a TD e-Series Funds account and the pros and cons of using the e-Series funds. I have also summarized the basics of …