Advertiser Disclosure

The content on this website includes links to our partners and we may receive compensation when you sign up, at no cost to you. This may impact which products or services we write about and where and how they appear on the site. It does not affect the objectivity of our evaluations or reviews. Read our disclosure.

American Express Green Card Review (formerly The Choice Card)

The American Express Green Card (formerly The Choice Card from American Express) is one of the newest additions to the line of AMEX credit cards available in Canada.

This no-annual-fee card offers Membership Rewards points on all purchases and access to American Express Experiences benefits.

New cardholders can also benefit from the welcome bonus offer of 10,000 points when they spend $1,000 in the first 3 months.

This American Express Green Card review covers its features, benefits, downsides, and alternatives.

American Express Green Card

Rewards: Earn 1x pts per $1 spent on all purchases.

Welcome offer: Get 10,000 bonus points when you spend $1,000 in the first 3 months.

Interest rates: 20.99% on purchases and 21.99% on cash advances.

Annual fee: $0

American Express Green Card Benefits

1. No Annual Fee:  This card won’t charge you an annual fee for primary and supplementary cards. You can compare the best no-fee credit cards in Canada.

2. Earn Rewards: Get 1 point per dollar spent on all purchases plus an extra point per dollar when you use your card to pay for hotels and car rentals.

It is quite easy to redeem your Membership Rewards points for:

  • Travel bookings through AMEX Travel Services.
  • A statement credit towards eligible purchases.
  • Gift cards and merchandise.
  • Purchases on Amazon.ca.

3. Welcome Offer: When you spend $1,000 or more in your first 3 months of activating the card, you get 10,000 bonus points… equivalent to $10 in travel credit.

4. American Express Experiences: Cardholders can access special offers for dining and shopping, as well as exclusive access to event tickets, advance screenings of blockbuster movies, and more.

5. Other Benefits: You can access customer service 24/7, get an emergency replacement for your card if it gets lost or stolen, and enjoy fraud protection guarantee when you take reasonable care of your card details.

The American Express Green Card does not have a minimum income requirement and could easily function as a student credit card or card for newcomers.

Downsides of the American Express Green Card

Amex credit cards are not as widely accepted as Visa or Mastercard credit cards.

Also, the American Express Green Card does not offer travel insurance coverage.

American Express Green Card vs. Alternatives

Two no-fee cash back credit cards that rival the American Express Green Card are:

Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card

Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.

Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value).

Interest rates: 19.95% for purchases, balance transfers, and cash advances.

Annual fee: $0

This Tangerine credit card earns up to 2% unlimited cash back when you spend on 2-3 categories of your choice, including groceries, gas, recurring bill payments, entertainment, hotels, and more. Aside from your 2% categories, you earn 0.50% cash back on all other purchases.

The Tangerine Money-Back Credit Card offers a 1.95% balance transfer for the first six months, purchase protection, and extended warranty benefits.

Learn more in this review of Tangerine credit cards.

SimplyCash Card From AMEX

SimplyCash Card from American Express

Rewards and benefits: Earn up to 2% cash back on gas and groceries; 1.25% cash back on all other purchases; travel accident insurance.

Welcome offer: Earn a $10 statement credit each month you spend $300 in purchases on your Card in the first 10 months (up to $100 value).

Interest rates: 20.99% on purchases and 21.99% on cash advances.

Annual fee: $0

The SimplyCash Card from AMEX offers a 1.25% cash back rate on most purchases and up to 2% cash back on groceries.

This card comes with travel accident insurance, purchase protection, and extended warranty coverage. You can learn more in this review.

Best Credit Offers in February 2023

Earn up to 5% cash back at over 10,000 retail locations ($25 Bonus)

Get a $25 bonus when you are approved for the Card.

No annual account fees.

Earn up to 5% unlimited cash back at 10,000+ participating stores.

Guaranteed instant approval credit card.

Get up to 5% cashback and grow your savings ($20 bonus)

Best free prepaid reloadable Mastercard plus a $20 welcome bonus.

Free budgeting app with automatic savings features.

Increase your credit score with optional credit building add-on.

Earn up to 2.00% interest on your entire balance.*

Get one of the no-fee cash back credit cards in Canada ($150 bonus)

Earn 2% unlimited cash back in up to 3 spending categories.

Get a $150 welcome bonus after spending $1,000 in the first two months.

1.95% low-rate balance transfer, airport lounge access, and insurance benefits.

No annual fees to use the card and cashback is paid out monthly.

Retirement 101 eBook - 3D

Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch is passionate about helping others win with their finances and has been writing about money matters for over a decade. He has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, CBC News, Financial Post, Toronto Star, CTV News, Canadian Securities Exchange, Credit Canada, National Post, and many other personal finance publications. You can learn more about him on the About Page.

His top investment tools include Wealthsimple and Questrade. He earns cash back on purchases using KOHO, monitors his credit score for free using Borrowell, and earns interest on savings through EQ Bank.

Leave a comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.