Canadians can access lots of free stuff on their birthdays! Is your birthday coming up and you are wondering what you can get for FREE on your special day? We have got you covered! Whether you live in Toronto, Edmonton, Vancouver, Winnipeg, Halifax, Montreal,...
WealthBar was the first full-service robo-advisor to set-up shop in Canada. While the online portfolio management industry is booming and has seen a number of fin-tech entrants in the last few years, WealthBar can boast about their pioneering role in bringing low-fee...
Maru Voice Canada is one of the more popular survey panel in the country. It was formerly known as the Angus Reid Forum until April 2018. Maru Voice is run by Maru/Blue. Maru Voice Canada works with brands, retailers, NGOs, government agencies, media, local...
Scotiabank’s SCENE Visa card is one of a kind in Canada – it is the only credit card that allows you to earn SCENE points that can be redeemed for free movies at Cineplex Entertainment theatres. If you love going to the movies, this may be the card for you.In addition...
Credit Karma provides Canadians with an opportunity to obtain their credit score, credit report, and to monitor their credit free of charge. Credit scores have been available for free over the Southern border for a while. However, until recently, you were required to...
The Refresh Financial Secured Visa Credit Card is popularly known as the go-to card if you have a poor credit, damaged credit, or no credit at all, and are looking for ways to build or repair your credit rating. Starting at a minimum deposit of $200 and a $12.95 base...
The Guaranteed Income Supplement (GIS), Allowance, and Allowance for the survivor are additional income-tested benefits available to low-income seniors through Old Age Security (OAS). Let's look at each benefit more closely: Guaranteed Income Supplement (GIS) The GIS...
The Old Age Security (OAS) pension is one of the three main pillars of Canada's retirement income system. The two other pillars are the Canada Pension Plan (CPP) and Employment Pension Plans/Individual Retirement Savings. The universal OAS pension is a taxable monthly...
The holiday season is fast approaching. Their will be lots of fun, shopping, travelling, parties, eating, gifts giving, and in general, a lot of holiday spending. It is important to start budgeting and saving for the holidays early, if you do not want to get...
Canada enjoys a variety of seasons and in winter, depending on which province you reside in, the cold weather coupled with bountiful quantities of snow can turn your commute into a nightmare. While all-season tires can be used to navigate most weather/road conditions,...
This is a sponsored post by Paytm Canada. All views and opinions expressed represent my own. Paytm Canada is revolutionizing how you pay your monthly bills. Have you ever dreamed about turning your bills into rewards? Well, it is here! The landscape for loyalty...
Some readers of this blog have asked me on different occasions what investment accounts they should invest in and when to utilize a registered vs. a non-registered account. Should I put money in my RRSP or first maximize my TFSA? What is the difference between...
Editor's Note: This is a guest post written by Sean Cooper from mortgagepal.ca. The Office of the Superintendent of Financial Institutions (short for OSFI) has been a popular topic around water coolers these days. Ever since they were announced, everyone and their...
As much as we would like summer to hang around indefinitely, the reality is that cold days are ahead. Fall is a good time to prepare your home for harsh winter conditions and the peculiar problems they bring. Avoid winter despair by taking preventive measures and...
It's no news that mortgage rates are on the rise in Canada. After several years of rock-bottom interest rates and "easy" credit, home buyers are back to fretting about the increasing costs of homeownership. While there's not much you can do to avoid a mortgage loan...