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Best Rogers Bank Credit Cards in Canada for 2024

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Fact Checked

Rogers Bank is part of Rogers Communications, one of Canada’s largest communications and media companies.

Through its financial arm, the company issues several credit cards, and it also has a banking app you can use to manage your accounts while on the go.

Read on to learn about the best Rogers credit cards in Canada.

Rogers Credit Cards

Rogers Bank offers six credit cards:

  • Rogers World Elite Mastercard
  • Fido Mastercard
  • Rogers Connections Mastercard (new)
  • chatr Secured Mastercard
  • Rogers Platinum Mastercard
  • chatr Mastercard

The chatr Secured Master card, chatr Mastercard, and Rogers Platinum Mastercard are not accepting new applications.

Rogers World Elite Mastercard

Rogers World Elite Mastercard

Best credit card for USD cash back

Annual fee: $0

Rewards: 3% unlimited cash back in U.S. dollars, 1.5% unlimited cashback on other purchases.

Welcome offer: $25 in cashback on the first purchase made within three months.

Interest rates: 19.99% for purchases, and 22.99% for cash advances

Minimum income requirement: $80,000 minimum income or $150,000 household income.

Recommended credit score:
760
900

Very Good

RogersBank_WorldElite_Card_image

On Rogers’s website

  • Earn 3% cashback for all your spending in U.S. dollars with no limit.
  • Earn 1.5% cash back on all other eligible purchases with no limit.
  • $80,000 minimum income or $150,000 household income requirement.
  • Includes Mastercard Travel Pass membership with access to over 1,300 airport lounges globally.
  • Trip interruption and trip cancellation insurance are included.
  • Extended warranty and purchase protection included.
  • Cover for rental car collision/damage included.
  • Must spend $15,000 each year to remain eligible.

Earn up to 3% cashback

Several travel benefits included

Includes travel insurance coverage

No annual fee

Must spend $15,000 a year to remain eligible

High minimum income requirement

The Rogers World Elite Mastercard offers a lot of benefits with no annual fee. The option to earn 3% cash back on U.S. dollar purchases could make it a great option for anyone who travels to the United States frequently, and the unlimited 1.5% cash back for other shopping makes it a tempting proposition.

The Rogers World Elite Mastercard is one of the top no-annual-fee credit cards in Canada.

It is great for earning cash back rewards and getting travel insurance coverage while paying no annual fees.

This card offers 1.5% unlimited cash back rewards on everyday purchases.

When you make purchases in U.S. dollars, the cash back rate increases to 3%. This feature makes the card useful as a no-foreign currency conversion fee card when visiting the United States.

For travel benefits, cardholders get access to over 1,000 airport lounges via Mastercard Airport Experiences, and free Boingo Wi-Fi at more than 1 million hotspots worldwide.

Insurance-wise, this card offers rental car, emergency medical, trip interruption, trip cancellation, extended warranty, and purchase protection insurance coverage.

Downsides and Alternatives

The Rogers World Elite Mastercard requires a minimum $15,000 annual spend to maintain eligibility. Also, to qualify for the card, you will need a personal annual income of $80,000 or $150,000 for household income.

Alternatives to this card include Scotiabank Gold American Express Card and Scotiabank Passport Visa Infinite.

The Scotiabank Gold Amex offers a high cash back rate on groceries, entertainment, gas, and other everyday purchases.

It also includes premium perks, no-FX fees, and comprehensive travel insurance coverage (8 types).

Scotiabank Gold American Express

Rewards: Earn 5x Scene+ points/$1 on restaurants, food delivery, and grocery (up to 6x at some stores); 3x points/$1 in gas & travel; 1x points/$1 everything else.

Welcome offer: Get up to 40,000 points ($400 value).

Interest rates: 20.99% on purchases; 22.99% on cash advances.

Annual fee: $120

The Scotiabank Passport Visa Infinite card combines a high reward rate with no FX conversion fees, comprehensive travel insurance coverage, and 6 complimentary visits to VIP airport lounges each year.

Rogers Platinum Mastercard

If you do not meet the income requirements of the Rogers World Elite Mastercard, the Rogers Platinum Mastercard is an option to consider.

It offers 1% cash back on regular purchases and 3% cash back when you are paying in U.S dollars.

This card also has no annual fees.

Downsides and Alternatives

The Rogers Platinum card does not come with insurance benefits.

For no-fee cash back credit cards that include basic insurance coverage and high reward earn rates, you could consider the Tangerine Money-Back Credit Card and the SimplyCash Card from American Express.

The Tangerine Money-Back Credit Card pays 2% unlimited cash back on 2-3 purchase categories and 0.50% cash back on everything else. It also includes an extended warranty and purchase protection insurance coverage.

This card only requires an annual income of $12,000 and a credit score above 600.

Tangerine Money-Back Credit Card

Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0.50% on all other purchases.

Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value); 1.95% balance transfer rate for 6 months.

Interest rates: 19.95% for purchases, balance transfers, and cash advances.

Annual fee: $0

If you have an annual income of $60,000 or more, you could qualify for the Tangerine World Mastercard, which offers similar rewards plus rental car insurance, mobile device insurance, complimentary membership in Mastercard Airport Experiences, and Boingo Wi-Fi.

The SimplyCash Card from Amex pays 1.25% cash back on all purchases. It also offers travel accident insurance up to $100,000.

Fido Mastercard

The Fido Mastercard pays 1% cash back on everyday purchases and 1.5% cash back on recurring payments and subscriptions. This card has no annual fee.

Downsides and Alternatives

The Fido Mastercard does not provide extra cash back for spending U.S. dollars. Also, it is limited in terms of insurance coverage.

As with the Rogers Platinum Mastercard, some alternatives to the Fido Mastercard are the Tangerine Money-Back Card and SimplyCash from Amex.

Benefits of Rogers Credit Cards

All three Rogers credit cards do not have an annual fee.

They are relatively easy to qualify for, and you get $25 in cash back rewards when you make your first purchase within three months of getting the card.

You can redeem the cash back you have earned as a statement or apply it directly to your Rogers or Fido bill.

Downsides of Rogers Credit Cards

To qualify for the Rogers World Elite Mastercard, you will need $80,000 in annual personal income.

The Rogers Platinum Mastercard and Fido Mastercard do not offer insurance coverage.

Related:

Best Credit Offers in February 2024

Enjoy an average 5% cash back at over 12,000 retail locations ($25 Bonus)

Get a $25 bonus when you are approved for the card.

Earn unlimited average 5% cash back at 12,000+ participating stores.

No annual account fees.

Guaranteed instant approval credit card with 600+ credit score.

Get this guaranteed approval credit card for any credit score ($25 bonus)

Get an instant $25 welcome bonus.

Earn 5% unlimited average cash back at thousands of locations.

Guaranteed approval for poor and bad credit scores. Takes 3 minutes.

No monthly fees and up to 15% cashback on your first-time purchases.

Earn an average 5% cashback while growing your balance + $20 bonus

Best free prepaid reloadable Mastercard with $20 bonus (after adding $50+).

Earn an average 5% unlimited cash back at over 12,000 stores.

No credit check and free budgeting app with automatic savings features.

Earn 2.25% interest on your entire balance.*

Author

Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu, personal finance expert, author, and founder of Savvy New Canadians, has written about money matters for over 10 years. Enoch has an MSc (Econ) degree in Finance and Investment Management from the University of Aberdeen Business School and has completed the Canadian Securities Course. His expertise has been highlighted in major publications like Forbes, Globe and Mail, Business Insider, CBC News, Toronto Star, Financial Post, CTV News, TD Direct Investing, Canadian Securities Exchange, and many others. Enoch is passionate about helping others win with their finances and recently created a practical investing course for beginners. You can read his full author bio.

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