Rogers Bank is part of Rogers Communications, one of Canada’s largest communications and media companies.
Through its financial arm, the company issues several credit cards, and it also has a banking app you can use to manage your accounts while on the go.
Read on to learn about the best Rogers credit cards in Canada.
Rogers Credit Cards
Rogers Bank used to offer six credit cards; however, several have been discontinued in recent years:
- Rogers Red World Elite Mastercard
- Rogers Red Mastercard (new)
- Fido Mastercard
- chatr Secured Mastercard
- Rogers Platinum Mastercard
- chatr Mastercard
The chatr Secured Mastercard, chatr Mastercard, Fido Mastercard, and Rogers Platinum Mastercard have been discontinued.
Rogers Red World Elite Mastercard
Rogers Red World Elite Mastercard
Best credit card for USD cash back
Annual fee: $0
Rewards: 3% unlimited cash back in U.S. dollars, 1.5% unlimited cashback on other eligible purchases (2% if you have 1 qualifying service with Rogers, Fido or Shaw).
Standard interest rates: Standard rate on Purchases and Fees: 20.99%; Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%.
If you are not approved for an Account at the above rates and you reside outside Quebec, we may still issue you an Account at our alternate interest rates, as follows: Rate for Purchases and Fees: 25.99% Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%
Minimum income requirement: $80,000 minimum income or $150,000 household income.
Recommended credit score:
Very Good
On Rogers’s website
The Rogers Red World Elite Mastercard is one of the top no-annual-fee credit cards in Canada.
It is great for earning cash back rewards and getting travel insurance coverage while paying no annual fees.
This card offers 1.5% unlimited cash back rewards on eligible non-U.S. dollar purchases (and you earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw).
When you make eligible purchases in U.S. dollars, the cash back rate increases to 3%. This feature makes the card useful as a no-foreign currency conversion fee card when visiting the United States.
Insurance-wise, this card offers rental car, emergency medical, trip interruption, trip cancellation, extended warranty, and purchase protection insurance coverage.
Downsides and Alternatives
To qualify for the card, you will need a personal annual income of $80,000 or $150,000 for household income.
Alternatives to this card include Scotiabank Gold American Express Card and Scotiabank Passport Visa Infinite.
The Scotiabank Gold Amex offers a high cash back rate on groceries, entertainment, gas, and other everyday purchases.
It also includes premium perks, no-FX fees, and comprehensive travel insurance coverage (8 types).
Scotiabank Gold American Express
Rewards: Earn 5x Scene+ points/$1 on restaurants, food delivery, and grocery (up to 6x at some stores); 3x points/$1 in gas & travel; 1x points/$1 everything else.
Welcome offer: Get up to 40,000 points ($400 value).
Interest rates: 20.99% on purchases; 22.99% on cash advances.
Annual fee: $120
The Scotiabank Passport Visa Infinite card combines a high reward rate with no FX conversion fees, comprehensive travel insurance coverage, and 6 complimentary visits to VIP airport lounges each year.
Scotiabank Passport Visa Infinite Card
Rewards: Earn 2x Scene+ points/$1 on groceries, dining, entertainment, and daily transit; 1x points/$1 everything else; 6 free airport lounge passes/year; no FX fees.
Welcome offer: Get up to 40,000 points ($400 value).
Interest rates: 20.99% on purchases; 22.99% on cash advances.
Annual fee: $150 (waived in the first year)
The Tangerine Money-Back Credit Card pays 2% unlimited cash back on 2-3 purchase categories and 0.50% cash back on everything else. It also includes an extended warranty and purchase protection insurance coverage.
This card only requires an annual income of $12,000 and a credit score above 600.
If you have an annual income of $60,000 or more, you could qualify for the Tangerine World Mastercard, which offers similar rewards plus rental car insurance, mobile device insurance, complimentary membership in Mastercard Airport Experiences, and Boingo Wi-Fi.
Benefits of Rogers Credit Cards
All Rogers credit cards do not have an annual fee.
You can redeem the cash back you have earned as a statement or apply it directly to your Rogers or Fido bill.
Downsides of Rogers Credit Cards
To qualify for the Rogers Red World Elite Mastercard, you will need $80,000 in annual personal income.
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