Best Aeroplan Credit Cards in Canada 2021

Photo of author

by Enoch Omololu

Updated

Advertiser Disclosure

Aeroplan is one of Canada’s most popular travel rewards programs with millions of members.

The reasons for its popularity are not far-fetched. You can earn Aeroplan points when you use Aeroplan credit cards, shop at hundreds of Aeroplan partner stores and online retailers, fly with Air Canada and its Star Alliance partners, and in many other ways.

There is a lot of flexibility when it comes to redeeming your Aeroplan rewards points and you can even transfer your points over from some other loyalty programs.

Top Aeroplan Credit Cards in Canada

Here are some of the best Aeroplan credit cards offered by TD, CIBC, and American Express when we consider a combination of their annual fees, sign-up bonuses, rewards earning rate, perks, and other benefits. 

For a list of the best travel credit cards in Canada, click here.

1. TD Aeroplan Visa Infinite Card

  • Annual fee: $139 (waived in the first year)
  • Bonus offer: 25,000 Aeroplan points
  • Income requirement: $60,000

The TD Aeroplan Visa Infinite is one of the best Aeroplan credit cards in Canada and its welcome offer of 25,000 Aeroplan points and a bonus Buddy Pass (first year) is worth checking out.

You earn:

  • 10,000 points when you make your first purchase
  • An additional 15,000 points when you spend $1,000 within 90 days

The general earn rate for the TD Aeroplan Visa Infinite is:

  • Get 1.5 points per $1 spent on grocery, gas, drugstore, and aircanada.com purchases
  • Get 1 point per $1 spent everywhere else

Other Perks: Comprehensive travel insurance, purchase security, extended warranty, rebates on a NEXUS card every 48 months, Air Canada benefits, and car rental discounts. The first-year fee of $139 is waived.

Read this TD Aeroplan Visa Infinite Review.

 TD Aeroplan Visa Infinite Card
APPLY FOR THIS CARD

2. American Express Platinum Card

  • Annual fee: $699
  • Bonus offer: Up to 100,000 points
  • Income requirement: None indicated

Obviously, the American Express Platinum Card is a premium Aeroplan credit card.

You can get up to 100,000 bonus Membership Rewards points (1:1 for Aeroplan) as follows:

  • 80,000 points when you spend $6,000 in the first 6 months
  • 20,000 points when you use your card for purchases in month 14-17 of Cardmembership

This card generally gives:

  • 3 points per $1 spent on eligible dining and food delivery in Canada
  • 2 points per $1 spent on eligible travel
  • 1 point for all other purchases
  • $200 in annual travel credit
  • Complimentary airport lounge access
  • Comprehensive travel insurance
  • Purchase protection and extended warranty

The platinum card is a charge card with no predefined credit limit. A 30% APR applies if you do not pay your balance in full each month.

The_Platinum_Card
APPLY FOR THIS CARD

3. TD Aeroplan Visa Infinite Privilege Card

  • Annual fee: $599
  • Bonus offer: 65,000 Aeroplan Miles
  • Income requirement: $200,000

Similar to the Platinum Card from American Express, the TD Aeroplan Visa Infinite Privilege is a top-rated premium card.

It starts off with a 65,000 Aeroplan points bonus – 20,000 points when you make your first purchase and an additional 45,000 points when you spend $1,000 within 90 days.

The card’s regular earn rate is 1.5 points per $1 spent on grocery, gas, and travel; 2 points per $1 on Air Canada purchases, and 1.25 points per $1 on all other purchases.

Other Perks: Global airport lounge access via Priority Pass (x6 passes per year), Air Canada benefits (priority check-in, boarding, and baggage handling; access to Air Canada Maple Leaf Lounges, an annual round-trip companion pass, and more.

TD aeroplan visa infinite privilege card
APPLY FOR THIS CARD

4. CIBC Aeroplan Visa Infinite Card

  • Annual fee: $139
  • Bonus offer: 20,000 Aeroplan Points 
  • Income requirement: $60,000

This card starts you off with 10,000 Aeroplan points after your first purchase and an extra 10,000 points when you spend $1,000 or more during the first 4 months. Your annual card fee is waived if you have a CIBC Smart Plus Account.

The CIBC Aeroplan Visa Infinite has the following rewards rate:

  • Earn 1.5 miles per $1 spent on gas, grocery, drug store and aircanada.com purchases
  • Earn 1 mile per $1 spent on everything else

Other Perks: Comprehensive travel insurance, purchase security and extended warranty; and Air Canada benefits.

cibc aeroplan visa infinite
APPLY FOR THIS CARD

Related Posts

Best Credit Offers this month

One of the best no-fee credit cards in Canada.

Get 2% unlimited cash back on up to 3 purchase categories.

Get 0.5% unlimited cash back on all other purchases.

Get 15% bonus cash back in first 2 months ($150 value).

1.95% balance transfer offer for 6 months.

Free prepaid reloadable Visa card.

Access to a portion of your paycheque 3 days early.

Free budgeting app with automatic savings features.

Credit building is available with a subscription.

1.20% savings interest on every dollar balance.*

Get the best rates from multiple lenders.

Borrow up to $50,000 regardless of your credit score.

Pre-approvals are available in as fast as 5 minutes.

Low-interest rates start at 1.99% and terms from 4-60 months.

Retirement 101 eBook - 3D

Author

Photo of author
Enoch Omololu

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch has a passion for helping others win with their personal finances and has been writing about money matters for over a decade. His writing has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, Financial Post, Toronto Star, Credit Canada, MSN Money, National Post, CIBC, and many other personal finance publications.

His top investment tools include Wealthsimple and Questrade. He earns cash back on purchases using KOHO, monitors his credit score for free using Borrowell, and earns interest on savings through EQ Bank.

Leave a comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Share
Pin
Tweet
WhatsApp
Reddit