Aeroplan is one of Canada’s most popular travel rewards programs with millions of members.
The reasons for its popularity are not far-fetched. You can earn Aeroplan miles when you use Aeroplan credit cards, shop at hundreds of Aeroplan partner stores and online retailers, fly with Air Canada and its Star Alliance partners, and in many other ways.
There is a lot of flexibility when it comes to redeeming your Aeroplan rewards miles and you can even transfer your points over from some other loyalty programs.
Top Aeroplan Credit Cards in Canada
Here are some of the best Aeroplan credit cards offered by TD, CIBC, and American Express when we consider a combination of their annual fees, sign-up bonuses, rewards earning rate, perks and other benefits.
For a list of the best travel credit cards in Canada, click here.
1. TD Aeroplan Visa Infinite
- Annual fee: $120 (waived in the first year)
- Bonus offer: 30,000 Aeroplan miles
- Income requirement: $60,000
The TD Aeroplan Visa Infinite currently takes the top spot as the best overall Aeroplan credit card in Canada.
Its welcome offer of 30,000 Aeroplan miles is valued at 2 economy short-haul roundtrip flights and is easy to qualify for. You earn:
- 15,000 miles when you make your first purchase
- An additional 5 Aeroplan mile on all purchases for the first 3 months, up to a total of 15,000 miles
The general earn rate for the TD Aeroplan Visa Infinite is:
- Get 1.5 miles per $1 spent on grocery, gas, drugstore and aircanada.com purchases
- Get 1 mile per $1 spent everywhere else
Other Perks: Comprehensive travel insurance, purchase security and extended warranty, Air Canada benefits (priority check-in, priority boarding, one annual one-time guest access to Air Canada Maple Leaf Lounge), car rental discounts. The first year fee of $120 is waived.
Read my complete TD Aeroplan Visa Infinite Review.
Apply for the TD Aeroplan Visa Infinite Card.
2. American Express Gold Rewards Card
- Annual fee: $150
- Bonus offer: 25,000 points
- Income requirement: None
The American Express Gold Rewards card offers flexible ways to earn rewards. New cardholders get 25,000 American Express Membership Rewards points which they can convert to Aeroplan miles on a 1:1 ratio.
To qualify for the welcome bonus, you need to spend $1,500 in your first 3 months.
The regular earn rate for this card is:
- Get 2 points per $1 spent on travel, gas, grocery, drug store purchases in Canada
- Get 1 point per $1 spent on all other purchases
Other Perks: Comprehensive travel insurance benefits, purchase protection and extended warranty.
Note that the AMEX Gold Rewards Card is a charge card which means you do not have a defined spending limit. Pay off your balance in full each month to avoid expensive interest fees.
Apply for the American Express Gold Rewards card.
3. American Express Platinum Card
- Annual fee: $699
- Bonus offer: 50,000 points
- Income requirement: None indicated
Obviously, the American Express Platinum Card is a premium Aeroplan credit card.
You get started with 50,000 bonus Membership Rewards points (1:1 for Aeroplan) which is a $500 value in travel rewards. To qualify for the bonus, you must spend at least $3,000 in your first 3 months.
This card generally gives:
- 3 points per $1 spent on dining
- 2 points per $1 spent on travel
- 1 point for all other purchases
- $200 in annual travel credit
- Complimentary airport lounge access
- Comprehensive travel insurance
- Purchase protection and extended warranty
The platinum card is a charge card with no predefined credit limit. A 30% APR applies if you do not pay your balance in full each month.
Apply for the American Express Platinum Card.
4. American Express AeroplanPlus Gold Card
- Annual fee: $120
- Bonus offer: 15,000 Aeroplan Miles
- Income requirement: None
The American Express Aeroplan Plus Gold offers 15,000 in bonus Aeroplan miles when you spend $1,500 in your first 3 months.
It earns 1 mile per $1 spent on purchases (on your first $10,000) and 1.25 miles per $1 spent after.
Other Perks: Comprehensive travel insurance, American Express Invites, purchase protection and extended warranty.
The AMEX Aeroplan Plus Gold is a charge card (no set credit limits) and a 30% APR rate applies if you do not pay off your monthly balance.
Apply for the American Express Aeroplan Plus Gold Card.
5. CIBC Aero Platinum Visa
- Annual fee: $39
- Bonus offer: 5,000 Aeroplan miles
- Income requirement: $15,000
If you are looking for an Aeroplan card with a low annual fee, the CIBC Aero Platinum Visa card is worth checking out.
It has a $39 annual fee and a low $15,000 household income requirement. The 5,000 bonus Aeroplan miles are awarded after you make your first purchase.
This card earns 1 mile per $1.50 spent on purchases and 2x the miles at participating retailers.
Other Perks: Car rental collision and damage insurance, travel accident insurance, purchase protection and extended warranty.
Apply for the CIBC Aero Platinum Visa card.
6. TD Aeroplan Visa Infinite Privilege
- Annual fee: $399
- Bonus offer: 40,000 Aeroplan Miles
- Income requirement: $200,000
Similar to the Platinum Card from American Express, the TD Aeroplan Visa Infinite Privilege is another top-rated premium card.
It starts off with a 40,000 Aeroplan Miles bonus – 25,000 miles when you make your first purchase and 5 additional miles on all purchases for the first 3 months up to a total of 15,000 miles.
The 40,000 Aeroplan miles are the equivalent of two premium economy class short-haul roundtrip flight rewards.
The card’s regular earn rate is 1.5 miles per $1 spent on grocery, gas, drugstore and Air Canada purchases on up to $100,000 in spending. Also, earn 1.25 miles per $1 after on all other purchases.
Other Perks: Visa Infinite Luxury Hotel Collection privileges, global airport lounge access via Priority Pass (worth $261), Air Canada benefits (priority check-in and boarding, 4x access to Air Canada Maple Leaf Lounge, 50% discount on a companion ticket and one complimentary checked bag).
Apply for the TD Aeroplan Visa Infinite Privilege Card.
7. CIBC Aerogold Visa Infinite
- Annual fee: $120
- Bonus offer: 35,000 Aeroplan Miles
- Income requirement: $60,000
This card starts you off with 20,000 Aeroplan miles after your first purchase and an extra 10,000 miles when you spend at least $10,000 or more in your first year.
Your annual card fee is waived if you have a CIBC Smart Plus Account.
The CIBC Aerogold Visa Infinite has the following rewards rate:
- Earn 1.5 miles per $1 spent on gas, grocery, drug store and aircanada.com purchases
- Earn 1 mile per $1 spent on everything else
Other Perks: Comprehensive travel insurance, purchase security and extended warranty; Air Canada benefits including priority check-in and boarding, and complimentary first checked bag.
Apply for the CIBC Aerogold Visa Infinite.
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Conclusion
Which Aeroplan credit card is best for you?
Based on our research, the TD Aeroplan Visa Infinite takes the top spot. The annual fee on this card is waived in the first year, and if you already own a TD All-Inclusive Banking Plan account, you can waive the annual card fee indefinitely.
Depending on your needs and preferences, all the other Aeroplan credit cards on this list are also worth considering.
