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Alberta Seniors Benefit and Payment Dates in 2022

Seniors in Alberta have access to several financial assistance programs, including the following:

  • Alberta Seniors Benefit
  • Special Needs Assistance for Seniors
  • Dental and Optical Assistance for Seniors
  • Coverage for Seniors
  • Seniors Home Adaptation and Repair Program
  • Seniors Property Tax Deferral Program

These benefits are available to eligible seniors besides other federal government income sources such as the Guaranteed Income Supplement and Old Age Security.

Alberta Seniors Benefit Payment Dates 2022

Payment monthPayment day
JanuaryTuesday, January 25, 2022
FebruaryTuesday, February 22, 2022
MarchFriday, March 25, 2022
AprilMonday, April 25, 2022
MayWednesday, May 25, 2022
JuneFriday, June 24, 2022
JulyMonday, July 25, 2022
AugustThursday, August 25, 2022
SeptemberMonday, September 26, 2022
OctoberTuesday, October 25, 2022
NovemberThursday, November 24, 2022
DecemberMonday, December 19, 2022

What is the Alberta Seniors Benefit?

The Alberta Seniors Benefit is a financial assistance program that provides monthly payments to low-income seniors.

This benefit helps recipients to cover their living expenses and also includes a Supplementary Accommodation Benefit for seniors who live in designated supportive living or long-term care facilities.

Eligibility for the Alberta Seniors Benefit

To qualify for the Alberta Seniors Benefit, you must:

  • Be a Canadian citizen or permanent resident
  • Be at least 65 years old
  • Be a recipient of the Old Age Security pension (OAS), and
  • Have lived in Alberta for at least 3 months

In addition to the requirements above, you must also meet the income requirements. The income threshold for the 2022-2023 benefit year is a maximum of $29,630 for a single senior and $48,120 for a couple.

Your income amount from the previous year is used to calculate your benefits for the current benefit year. The 2022 benefit year runs from July 1, 2022, to June 30, 2023.

Related: Guide to Retirement Income in Canada

How Much Can You Get in Alberta Seniors Benefit?

The maximum amount of Alberta Seniors Benefit you receive depends on your:

  • Income (combined with a spouse or partner, if applicable)
  • Type of accommodation
  • Marital/cohabitation status
  • Old Age Security eligibility

Maximum benefits payable for July 2022 to June 2023 period are:

Types of residenceMaximum annual benefit (single senior)Phase-out rate (single)Maximum annual benefit (senior couple)Phase-out rate (couple)
Homeowner, renter, lodge resident$3,431$0.16/dollar$5,146$0.16/dollar
Other residence types$2,390$0.11/dollar$4,779$0.15/dollar
Long-term care centre or designated supportive living facility$11,771N/A$15,202N/A

*The maximum amounts assume your income is $0 (not including OAS payments). For every dollar of eligible income, you lose 15.60 cents of benefits if you are a homeowner, for example.

The Supplementary Accommodation Benefit amount depends on your:

  • Personal income (combined with spouse or partner, if applicable)
  • The maximum monthly accommodation charge set by the Alberta government, e.g. $2,249 per month for a private room (effective July 1, 2022)
  • A monthly disposable income amount of at least $322

Your income is assessed annually to determine your eligibility for financial assistance.

How To Apply for the Alberta Seniors Benefit

To apply, complete the Seniors Financial Assistance application form and submit it online.

You may also need to complete an income estimate, direct deposit request, authorization of representative, and other forms depending on your circumstances.

One copy of supporting documentation that confirms your date of birth should be attached and can include your passport, birth certificate, driver’s license, permanent resident card, or Alberta identification card.

Besides submitting your application via the online portal, you can also fax it to 780-422-5954 or mail it to Alberta Seniors and Housing, Seniors Financial Assistance, PO Box 3100, Edmonton, Alberta T5J 4W3.

The application processing time is 16 weeks, and you may apply for retroactive payments for up to 11 months.

If your application is unsuccessful, you can appeal the decision by writing a letter of appeal addressed to the Director and faxing it to 780-422-5954.

If this does not resolve your issue, you can also request a final review by writing to the Assistant Deputy Minister of the Seniors Services Division.

For general inquiries about your application, contact the support centre toll-free at 1-877-644-9992.

Your Seniors Financial Assistance application also assesses your eligibility for two other programs:

  • Dental and Optical Assistance for Seniors
  • Special Needs Assistance for Seniors

Alberta Seniors Benefit payments stop after death or if you move permanently out of the province.

Related: Alberta Income Tax Brackets and Rates

Seniors Financial Assistance and Benefits in Alberta

Five additional sources of financial and health support are available to eligible seniors in Alberta.

1. Special Needs Assistance for Seniors

This benefit helps low-income seniors cover the cost of medical and personal support. You may be eligible to apply if you meet the basic requirements for the Alberta Seniors Benefit Program.

The maximum benefit payable per year is $5,105 and varies with your marital status, income, and accommodation type.

Recipients can receive assistance to fund primary or secondary items as follows:

Annual total income (single senior)Annual total income (senior couple)Funding level
$25,230 or less$39,920 or lessPrimary and secondary items
$25,231 to $29,630$39,921 to $48,120Primary items only
Over $29,630Over $48,120No funding

Appliances and furniture that are funded via the program include a bed, dryer, washer, refrigerator, and stove. Your type of accommodation may limit what you can claim.

Secondary appliance claims include a microwave, television, and vacuum.

Health supports include a Continuous Positive Airway Pressure (CPAP) machine, diabetic supplies (e.g. test strips, lancets, needles, antiseptic swabs), nutritional beverages, podiatry, and prescription costs.

Personal supports that are funded include bed bug treatment, celiac groceries, clothing, home clean-up, medical trips, medication administration fees, wigs, and more.

Secondary funding for personal support includes housekeeping, yard maintenance, and respite care.

You can submit a claim online and include a receipt or estimate of the cost. Receipts should not be older than 12 months, and they may require medical notes to accompany some claims.

Expenses incurred before you turned 65 years are not eligible for funding. Learn more about the program here.

Related: Provincial Retirement Benefits for Seniors

2. Dental and Optical Assistance for Seniors

Low-income seniors can get financial assistance to cover the cost of dental and optical services. The eligibility requirements for this benefit are similar to that of the Alberta Seniors benefit.

And, if you already applied for the senior’s financial assistance, you are automatically enrolled in the dental and optical assistance program if eligible.

The maximum coverage you enjoy is based on your income and marital status:

Total annual income (single senior)Total annual income (senior couple)Dental benefitsOptical benefits
$29,630 or less$59,260 or less100% coverage of the fee*Up to $230
$29,631 to $31,675$59,261 to $63,35010-99% of the feeUp to $115
Over $31,675Over $63,350Not eligibleNot eligible

*Fees are listed within the Dental Assistance for Seniors Program Fee Schedule.

The dental coverage is up to a maximum of $5,000 every five years. Dental procedures include:

  • Diagnostic, preventive, and restorative services
  • Extraction
  • Root canals
  • Procedures relating to gum diseases such as periodontics and root planing
  • Dentures

Bridges, crowns, braces, implants, teeth bleaching, fluoride treatment, and inlays are not covered.

The maximum amount payable for optical services is $230 every three years. This average applies to lenses and frames for prescription eyeglasses.

You can contact the Alberta Dental Service Corporation (1-800-232-1997) to get a cost estimate for dental services and what your coverage is.

For optical services and cost estimates, contact Alberta Blue Cross (Edmonton: 780-498-8000; Calgary: 403-234-9666; Toll-free: 1-800-661-6995).

3. Coverage for Seniors

The Coverage for Seniors program is administered by Alberta Blue Cross and provides coverage for:

  • Prescription drugs (as listed in the Alberta Drug Benefit List)
  • Diabetic Supplies (up to $2,400 per year)
  • Ambulance services
  • Clinical psychological services (up to a maximum of $300 per family year)
  • Home nursing care (up to $200 per year)
  • Chiropractic services (up to a maximum of $200 per year)

This coverage is related to services that are not already covered under the Alberta Health Care Insurance Plan (AHCIP).

Related: Federal Retirement Benefits for Seniors

4. Seniors Home Adaptation and Repair Program (SHARP)

The Seniors Home Adaptation and Repair Program (SHARP) provides a low-interest home equity loan that senior homeowners can use to adapt, repair or renovate their homes to make them safe.

SHARP provides a maximum loan of up to $40,000. To be eligible, you must:

  • Be at least 65 years or older and listed as the owner of the residence in a Land Titles Office
  • Have a total annual income of $75,000 or less and at least 25% equity in your home
  • Be a Canadian citizen or permanent resident
  • Have lived in Alberta for at least 3 months

Also, you cannot have a registered charge against your land title, including a reverse mortgage, bankruptcy, or maintenance enforcement.

To apply, complete and sign the loan application and agreement form and mail it to the program at PO Box 1050 STN Main, Edmonton, Alberta T5J 2M1.

The current interest rate on a SHARP loan is 2.70%. This rate is renewed every 6 months in April and October.

While you can pay off the loan at any time, the principal and interest become immediately due if you sell the home, are no longer a registered owner, or it is no longer your primary residence.

SHARP loan applicants who do not qualify may be considered for a SHARP grant.

For inquiries about the Seniors Home Adaptation and Repair Program, call 1-877-644-9992 (toll-free).

5. Seniors Property Tax Deferral Program

This program allows eligible senior homeowners to defer all or part of their residential property taxes through a low-interest home equity loan.

You must apply for the loan at least 30 days before the residential property tax is due.

Applicants must be at least 65 years old and have a minimum of 25% equity in the residence.

To apply, complete a Seniors Property Tax Deferral application form.

Related: CPP Survivor and Death Benefits

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Gravatar for Enoch Omololu, MSc (Econ)
Enoch Omololu, MSc (Econ)

Enoch Omololu is a personal finance expert and a veterinarian. He has a master’s degree in Finance and Investment Management from the University of Aberdeen Business School (Scotland) and has completed several courses and certificates in finance, including the Canadian Securities Course. He also has an MSc. in Agricultural Economics from the University of Manitoba and a Doctor of Veterinary Medicine degree from the University of Ibadan. Enoch is passionate about helping others win with their finances and has been writing about money matters for over a decade. He has been featured or quoted in The Globe and Mail, Winnipeg Free Press, Wealthsimple, CBC News, Financial Post, Toronto Star, CTV News, Canadian Securities Exchange, Credit Canada, National Post, and many other personal finance publications. You can learn more about him on the About Page.

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10 thoughts on “Alberta Seniors Benefit and Payment Dates in 2022”

  1. Gravatar for TErry Curtin

    If you live in a Motorhome on one of your kids acreages are you still eligible for any of Alberta’s senior benefits?

  2. Gravatar for Jeanne Anderson

    Could there possibly be any increase in OAS, CPP or Seniors Benefits any time soon? The increase in the cost of everything, especially food has skyrocketed since the Pandemic hit. I can hardly afford healthy groceries now and if prices keep rising….. This is so stressful on all seniors in the position of having no other income at all.🤞🤞🤞

    • Gravatar for Enoch Omololu

      @Jeanne: Some of these seniors’ benefits will increase slightly to reflect higher inflation rates during the next quarter (Jan-March).

  3. Gravatar for Marg Taylor

    This site is very informative.

  4. Gravatar for Zen

    Hi – is there any seniors benefit for someone who has lived in Canada for <10 years?

  5. Gravatar for D Baker

    Has anybody ever explained why Alberta pensions give seniors
    an annual cost of living increase of only 60% what Stats Canada
    says everybody needs to deal with inflation? From personal
    experience, I can truthfully say getting old is expensive.

  6. Gravatar for Bernadette Peplinski

    I am 62 years old and would like to know if there is any benefits for me. That can help with my rent and hydro. Please get back too me. I was informed there are 2 programs which are available one is cpp,which I’m on and there’s another but the person could not think of it. Please get back too me.Thank you
    Bernadette

    • Gravatar for Enoch Omololu, MSc (Econ)

      @Bernadette: The programs listed on this page are the ones I am aware of that are available to Albertans. The seniors benefit starts at age 65 and this applies to Old Age Security as well.

  7. Gravatar for Margaret Lowrey

    Why have my benefits decreased by $60 since September 2022???

    • Gravatar for Enoch Omololu, MSc (Econ)

      @Margaret: I would advise calling the program line at 1-877-644-9992 to inquire.

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