If you’re looking to earn a bonus with little effort, consider signing up for the top apps offering $25+ bonuses just for registering. Plus, you can earn more when you complete simple steps and tasks.
In this guide, you’ll learn about the best apps to earn sign-up bonuses of close to $25 or higher, such as KOHO, Rakuten, and Neo Credit. You’ll also discover the best bank accounts for a sign-up bonus.
Best $25 Sign-Up Bonus Apps
KOHO
The KOHO app from KOHO Financial offers a $20 signup bonus after your first purchase. Use our CASHBACK promo code during sign-up to get the bonus. Plus, when you refer a friend, you both earn $20 (up to $1,000).
KOHO is a spending and savings account with instant cash back on your daily purchases, interest on your balance, and no hidden fees. It offers three plans tailored to your needs and comes with a reloadable prepaid Mastercard.
Rakuten
Rakuten offers a $30 signup bonus when you spend at least $30 at any of its 3,000+ stores and retailer partners. Moreover, Rakuten rewards you up to $30 for every friend you refer who signs up using your referral link.
Rakuten is a cash-back shopping platform that has paid over $3 billion in rewards to its 17 million plus members. You can earn the bonus and other rewards when you shop using the app.
Neo Credit
Neo Credit from fintech company Neo Financial offers a $25 bonus when you sign up and get approved for a Neo Credit card. This prepaid rewards card offers up to 15% cash back on your first purchases.
The standard Neo Credit card has zero annual fees and an app that helps you manage your finances easily. You can also redeem cash back automatically and cash it out at any time.
MyPoints
MyPoints is a rewards platform that offers a $10 gift card from Amazon or Visa to individuals who sign up for an account at the website. To earn the bonus, spend at least $20 at any of the site’s retailer partners during your first 30 days of signing up.
Referring friends can also help you earn up to 750 bonus points if they spend $20 or more during their first 30 days of membership. Plus, you earn 10% of all bonus points they accumulate.
Questrade
Sign up for an account at Canadian discount brokerage service Questrade using this promo link to earn $50 in free trades. One of Canada’s fastest-growing stock trading platforms, Questrade holds more than $30 billion in assets under management.
Questrade offers various investment products and robo-adviser services through Questwealth. It has an account minimum of $1,000, with trading commissions ranging from $4.95 to $9.95 per trade.
Moomoo
Moomoo, a stock trading platform offering low-fee trading, welcomes new customers with up to a $500 bonus. You must sign up and fund your account to receive the welcome bonus.
The Moomoo app is an online trading platform with a $0 minimum deposit, low trading fees, free access to level 2 market data, advanced charting and research tools, and user-friendly apps.
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Best Bank Accounts for a Sign-Up Bonus
Simplii Financial
For a limited time, Simplii Financial offers a sign-up bonus of $500. All you need to do is open a No Fee Chequing account and add an eligible direct deposit of at least $100 a month for three straight months.
You’ll receive the $500 cash bonus in your No Fee Chequing Account within a specific timeframe after meeting the requirements of the promotion.
Scotiabank
Scotiabank offers a bonus when you open a Preferred Package or Ultimate Package and an eligible FHSA, TFSA or RRSP. To qualify, complete any two qualifying transactions within 60 days of opening your account:
- Set up an automated recurring direct deposit that recurs for 6 months in a row;
- Set up two separate recurring pre-authorized transactions that recur for 6 months in a row;
- Make a qualifying bill payment of at least $50 with online or mobile banking.
BMO Chequing Account
Earn up to $350 or more when you sign up for the BMO Chequing Account. To qualify for the bonus, you must complete any two of the following tasks for at least two consecutive months:
- Make two qualifying online bill payments of at least $50 to different billers;
- Set up two eligible pre-authorized debits of at least $50 to various billers;
- Set up a recurring direct deposit.
Tangerine Chequing Account
Become a new client using promo code EARNMORE to earn a bonus and access high savings rates. To earn $400, open a savings or chequing account within 30 days of becoming a client and activate your Client Card within 60 days of opening your account.
CIBC Smart Account
Open a CIBC Smart Account and get a $400 Costco shop card when you complete qualifying tasks within 2 months:
- Set up recurring monthly direct deposits totalling at least $500.
- Complete any of these within the same month:
- 2 online bill payments of $50 or more each
- 2 ongoing pre-authorized debits
- 5 online Visa debit purchases
How to Get $25 Sign-Up Bonuses With No Deposit
You can avail of $25 sign-up bonuses with limited spending through apps like Rakuten, KOHO, and MyPoints. They typically only require you to make purchases after signing up to earn the bonus.
In addition, joining referral programs can earn you more rewards in addition to the signup bonus. Sharing your referral code or link with your friends adds to your bonuses and helps you get the $25 bonus or more.
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